Novels like A 1,001-Chapter Guide to Avoiding Insurance Pitfalls
Books Chinese readers most often put in the same booklists as A 1,001-Chapter Guide to Avoiding Insurance Pitfalls, best match first.
- 1 I Inherited Billions in Hell Money and Married the Underworld Emperor 继承百亿冥币，我闪婚冥帝 [Rules-Based Horror + Supernatural + Face-Slapping + Losing It + Satisfying Read + Devoted Couple] When my great-aunt passed away, she left me a massive inheritance: Billions in cash, several mansions, and a handful of employees. But the cash turned into hell money, the mansions became miniatures, and the employees turned into paper figures. And I found myself trapped in a rules-based horror game. It's fine, it's fine. I may be broke, but I've got issues! Trashy scumbags from every walk of life? 22Reads—Score—Shelves
- 2 I’m a Funeral Streamer, and My Prophecies Made Me Famous Nationwide 我一丧葬主播，依靠预言火爆全网 From the start, I was bound to the Funeral System. My livestream welcomes only those who are about to die. Other streamers get sports cars and yachts. When I put up a link, I send off a reckless influencer instead. Hater: "Ban this jinx of a streamer!" I calmly replied, "My friend, you look like death is hanging over you. Why not order a thin-walled nanmu coffin first? I'll give you a killer discount." My jealous rival: "If you're so good, curse me to die!" I sighed and put a top-of-the-line ebo 27Reads—Score—Shelves
- 3 Chronicles of Annihilation 寂灭编年史 He is Mo, the Recorder of the End, the embodiment of the universe's law of increasing entropy. Clad in a simple black robe, he has the silent starlight in his eyes. His pocket watch is soundless, its hands forever fixed on the final moment. His mission is to enter worlds fated for annihilation and witness their end as one of their inhabitants. Mo is neither god nor demon. He is only an observer and a catalyst. He immerses himself in civilizations locked in logical dead ends, saturated with suffe —Reads—Score—Shelves
- 4 Startrail Lingye: Riftwalker 星轨凌夜：裂隙行者 Ling Ye, a former detective, received a black invitation. The price of refusing was her neighbor's erasure by an uncanny force. Forced into Infinite Flow space-time instances, she faces a vengeful spirit's maze in an old mansion, the desperate siege of a city overrun by zombies, the eerie mystery of an interstellar rift, and more. Every instance is a deadly case. She survives against the odds with her special ability, “Memory Rewind,” and assembles a team of a medical student, an elite soldier, 18Reads—Score—Shelves
- 5 Secrets of the Ice Coffin 冰棺秘影 Lin Ye, a graduate student in history, sets out to discover the truth behind his grandfather's disappearance after finding a photograph of a Republican-era expedition team and a hand-drawn map of the Heavenly Palace at the Summit. Along the way, he meets A Jiu, a descendant of tomb guardians, and Lao Zhou, a glacier guide. The three form a team and venture deep into the glaciers of the Qinghai-Tibet Plateau, unaware that they have become entangled in a startling conspiracy surrounding the secret 1Reads—Score—Shelves
- 6 From the Start, I Was in Court. Call Me Miss Forensic Investigator 开局对薄公堂，请叫我女法医 She has barely transmigrated when she's hauled into court and accused of murder? How little must they think of someone who has worked as a forensic pathologist for years! Lin Yunwei will give them a taste of the shock of modern forensic science! She'll also show these ancient people the charm of women in the modern age! 16Reads—Score—Shelves
- 7 A Thousand Lights in the Starry Wilderness: The Mirror Lake Cycle 星野千光：镜湖轮回录 The Starfield in a Thousand Lights: Chronicle of Mirror Lake’s Reincarnations tells the story of pianist Shen Xing and gardener Lu Ye, who are caught in a thousand-year cycle of reincarnation as they try to protect the mysterious Starfield Flower. The mirror lake reflects the past and present; the flower and its leaves bear witness to their love. The two travel between the modern world and the realm of Xin Ning, fighting fate and conspiracy, until they finally understand that true eternity is th 3Reads—Score—Shelves
- 8 The Me in My Dreams 梦中的那个我 At other people’s universities, it’s all “skipping class, dating, and playing video games.” At Cheng Yuerong’s, it’s “running for her life, paying off debts, and making paper effigies.” Everything feels like a dream. An ordinary person is just a nobody; Cheng Yuerong is an ordinary “criminal”, the kind cursed with bad luck. —Reads—Score—Shelves
- 9 Special Forces Soldier Reborn in an Eight-Year-Old's Body: The Brat Takes On the School 特种兵魂穿八岁，熊孩子在线整顿校园 A legendary soldier king transmigrates into the body of an eight-year-old brat and unlocks a System. From then on, he leads a squad of elite fighters in wiping out every evil force and rises to the pinnacle of life~ 781Reads—Score113Shelves
- 10 The Long Road to Catching a Killer in the Abyss 慢慢深渊追凶路 When Deputy Captain Chen Mingxuan of the Criminal Investigation Brigade finds a half-clad corpse in an unfinished building, he discovers that the victim is Zhao Yong, his former partner, who disappeared seven years ago. The crow mark on the corpse’s back leads to a series of old cases spanning twenty years. From the disappearance of a young girl to a mole within the police station, from illegal experiments at a biotech company to an international criminal network overseas, Chen Mingxuan, forensi 40Reads—Score—Shelves
- 11 Rule Horror: The Ghost Wedding in Eastern Guangdong 规则怪谈：从粤东鬼娶亲开始 As the supernatural runs rampant, the entire world is forcibly dragged into death-game instances by the “Ghost Story App.” Wu Hao awakens his family's inherited Nuo opera talent. From the start, he enters the S-rank Lingnan urban legend: [A Ghost Wedding in Eastern Guangdong]. Red sedan, white lanterns, and the living ordered to stay away? He can see the true names of the supernatural beings and seal gods with his Nuo mask! From ghost weddings in urban villages to ancient gods in the deep sea, W 2Reads—Score—Shelves
- 12 Rule Horror: I Conquered the Myriad Realms Dungeon 规则怪谈：我闯过万相副本 On his first day at work, Chen Mo is thrown into an endless series of rule-based horror scenarios, trapped in one uncanny death trap after another. The red-clad female ghost of Mistveil Town, a blood-red wedding banquet that never ends, a deep-sea monster aboard a sunken ship, a world of fractured reflections, a cannibal village, a station where time twists, a vampire castle gripped by a blood curse, a cyber asylum that rewrites human nature, and a divine arena of unending slaughter... Ten scena —Reads—Score—Shelves
- 13 When the Strange Tales Arrive: I Win by Exploiting Loopholes 怪谈降临：我靠漏洞躺赢到无敌 While others follow the rules to survive, Lin Chen deciphers them and tears through every challenge! Global paranormal phenomena erupt, and uncanny rules are everywhere. Break them, and you’ll suffer anything from mutation to being devoured by the ruler of the domain! Lin Chen is cool-headed and fiercely protective, without a trace of saintly self-righteousness. After binding himself to the [Rule Analysis System], he begins a life of unstoppable power: Red rules? Find the loophole and turn them 3Reads7.0Score—Shelves
- 14 The Day of the Blood Moon 月血之日 On the day of the Hungry Ghost Festival’s blood moon, I witnessed flocks of birds, packs of foxes, and snowflakes hanging motionless in the air, > and became certain that the world was nothing but a virtual program riddled with bugs; > until I saw soldiers escorting a stone coffin while carrying the same group of red foxes through the streets, > and finally understood that this had always been real. They simply no longer cared to hide it; > then the red fox at the head of the group suddenly turn —Reads—Score—Shelves
- 15 Rule Horror: I Use Code to Rise Against the Ultimate Villain 规则怪谈：我靠代码逆袭最强反派 Rule horrors have descended across the globe, and humanity has become NPCs in eerie scripts. But I, Lin Jin, have been bound to the [Impostor System], forced to play the ultimate villain who drives the “hero” to grow. They think I’m following the script, but they don’t know that lines of code exposing the rules’ loopholes are floating before my eyes. [No loud noises]? I delete the word “no,” and the creepy teacher in the classroom starts belting out a song. [You must keep your head down]? I chan —Reads—Score—Shelves
- 16 I Run a Delivery Service in the Underworld, Specializing in Weird Ghosts 我在阴间开货来拉，专治奇葩鬼 [Infinite Flow] + [Weird Ghosts] + [Handling the Rules] + [Light Horror] + [Grounded in Reality] My name is Zhang Wei, a Huolala driver driven to the brink by my mortgage, car loan, and bizarre customers. Then one day, after I cursed out my hundredth passenger trying to freeload, my phone automatically downloaded “Hell’s Huolala.” From then on, my customers weren’t human. There was the domineering ghost who wanted to dodge highway tolls even after dying, the giant-baby ghost who demanded help mo —Reads—Score—Shelves
- 17 You Were Supposed to Survive, So Why Did You Drive the Supernatural Insane? 让你求生，你把诡异治疯了？ [Infinite Flow + Subversive Rule Horror + Unhinged Protagonist + Power Fantasy + Survival?] [Not traditional Rule Horror. Best enjoyed as a power fantasy.] The abyss descends, forcibly splitting reality into countless Rule Horror dungeons. The Gaokao Factory, the Flesh Apartment, the Dark University, the Flaying Train... All humanity desperately struggles to survive under the bizarre “rules that guarantee death.” But in the eyes of Lin Yan, a top criminal psychology profiler, the truth is comple 1Reads—Score—Shelves
- 18 Rule Horror: The Strange Chronicles of Journey to the West 规则怪谈：西游诡记 Rule Horror: Strange Records of the Journey to the West 1Reads—Score—Shelves
- 19 When the Zombies Come: I Can See the Red Rules 丧尸来临：我能看见红色规则 [Zombies + rule-based horror] My name is Lin Shen. When the zombie outbreak began, I was brushing my teeth in Room 401 on the fourth floor. Four in the morning. The entire dormitory suddenly lost power. A sheet of paper appeared out of nowhere behind the dorm room door. —Reads—Score—Shelves
- 20 The Elevator Crashed, and My Father and I Entered a Bizarre Game 电梯坠毁，我和父亲进入诡异游戏 An infinite-progression novel about clearing levels in instance-game dungeons. No melodrama, romance, or inappropriate content. I’m a new writer, so please let me know if you spot any problems. Thank you all! —Reads—Score—Shelves
- 21 The Land Without Tombstones 无碑之地 Thirty-seven years after games invaded reality, humanity had learned how to survive. Never answer the calls from inside the clock tower. Never leave your hospital room after midnight. When the red moon rises, everyone must remain silent. No one knew why these rules existed. People only knew that behind every rule lay thousands upon thousands of corpses. Zhou Ye had never doubted them either. Until that day. In a dungeon, a newcomer broke every prohibition everyone had recited since childhood —Reads—Score—Shelves
- 22 Night Walk Without a Gate 无门夜行 Shen Zhao, a folk-custom archive restoration specialist, receives a “Death Certificate in His Own Name” and is forced into the Midnight Name-Claiming Game. He discovers that the city’s old customs demand names, identity documents, memories of family members, and social identities from the living, and that he can hear the typos that have been tampered with in the rules. 1Reads—Score—Shelves
- 23 Rule Horror Conquers the World 规则怪谈征服到全世界 Lin Wang, a low-level wage earner, gets pulled into a Rule Horror game. Using his sharp reasoning, he spots loopholes in the rules, seizes supernatural abilities from the scenarios, builds a faction, and overthrows the ruling system. In the end, he faces the source of the horrors, but loses everyone close to him and stands alone at the summit. —Reads—Score—Shelves
- 24 Rule Horror: I Can Reproduce Fatal Injuries Without Limit 规则怪谈：我能无限复写致命伤 [Urban Supernatural] [Rule Horror] [Anomaly Investigation] [Unique Ability] On his twenty-seventh day of unemployment, Liang Nan'ai finally found a company offering a monthly salary of 9,000 yuan and full social insurance and housing fund benefits. The company was on a nonexistent sixth floor. Everyone who failed the selection process was bricked up inside the walls. Liang Nan'ai refused the job, then casually tore the company apart. He can take an injury off a dead person and inflict it on the 7Reads—Score108Shelves
- 25 Rule Horror: I Stay Alive by Solving Murder Cases! 规则怪谈：我以破解凶杀案续命！ With my life running short, I searched for the secrets of life so I could keep living! I stumbled into a murder case. After solving it, I unexpectedly gained more time to live. From then on, I walked in the darkness, searching for clues to survive and bringing the truth to light. As for me, as long as I stay within the rules, I will live forever! 73Reads—Score—Shelves
- 26 Rule Horror: The Haunted House Sleep Tester Awakens a System 规则怪谈凶宅试睡员觉醒系统 After delivery driver Chen Du was swindled out of 1.2 million yuan, he unexpectedly awakened a System. Clearing rules lets him cash out. With his one particular skill, Chen Du searches the world for rule-based instances and makes a fortune! 2Reads—Score—Shelves
- 27 Rule Horror: My Infinite Murder-Mystery Game 规则怪谈：我的剧本杀无限流 I’m Lin Xiao, an utterly ordinary college student. One day, I blinked and found myself dumped in a hellhole called the “Scripted Murder Mystery Game.” Other people draw identity cards like “Heir to a Celestial Master,” “Exorcist’s Disciple,” or “Successor to the Yin-Yang Eyes.” I draw: “Background NPC.” Well, fine. Guess I’m cannon fodder. In the first instance, “Midnight Funeral Hall,” a red-clad ghost is chasing everyone through the building and slaughtering them. Just as its claws are about t 3Reads—Score—Shelves
- 28 The Calamity Watcher 灾厄守局人 Tang Fan, an overworked corporate drone who transmigrated after dying suddenly, only wanted to keep his head down in the apocalypse, take it easy, develop quietly, and stay alive. Instead, he accidentally became bound to Zi Ling, a Nether Edict-class strange being who slumbered in a burial ground and suppressed the Dark Nether Lord. Everyone feared strange entities for their bloodthirsty nature, but this Nether Edict-class terror, powerful enough to overturn heaven and earth, showed him extraord —Reads—Score—Shelves
- 29 This Was Supposed to Be Rule-Based Survival, So Why Are There Traps Everywhere? 说好的规则求生，怎么全是陷阱？ [Mystery + Mind-Bending Puzzles + Rule Horror + Urban Anomalies + Wits-and-Survival] If your survival handbook is itself a lie, how will you stay alive? When an invisible set of rules descends upon part of a city, turning it into a death zone, a group of people known as “cleaners” are forced to enter. Lin Chu is one of them, gambling his life to pay off a massive debt. The handbook in his hands is his only lifeline, and also the most dangerous trap. Are the rules a way out, or an even deeper dec —Reads—Score—Shelves
- 30 Rule Horror: I Can Devour All the Uncanny 规则怪谈：我能吞噬一切诡异 [Rule-Based Horror + No Female Lead + National Fate + Intelligent Cast + Not Overpowered + Devouring the Supernatural] Rule-based horror descends upon the world. Chen Xin is chosen by one of these horrors and awakens an E-rank talent, “Starving Ghost.” The good news is that this ability can grow stronger. The bad news is that to develop it, he must confront the horrors within the rules head-on, or, to be precise, eat part of them. The power of whatever he devours becomes part of him and serves h —Reads—Score—Shelves
- 31 All Worlds Reset to Zero 万界归零 Trust me, you won't regret taking a look. Anyone who clicks will get rich. (Infinite-flow + equally powerful leads + genius male lead + power progression + mature heroine + funny everyday life + multiple planes + original planes) If I, Yu Haoling, had not been born, the world of overworked wage slaves would be plunged into eternal darkness! That's right, he's a wage slave, born to toil. Not only is he exploited in real life, he's been dragged into multiverse dungeons to be exploited there too. S 1Reads—Score—Shelves
- 32 Rule Horror: My Modifier Can Change Anything 规则怪谈：我的修改器能改万物 [Half rules-based horror (?), half infinite-flow, business management, mystery-solving, no heroine] The horror tales descend, and every instance is a death trap. While everyone else is being chased around the “Eternal Night Mall” by mirror ghosts, Chu Yuan stands at the checkout counter with a smile and asks, “Would you like a membership card? Top up 1,000 and get the ‘Come Back for More’ BUFF. The ghosts won't chase you, guaranteed.” That's because he awakened the SSS-rank talent [Rule Modifier 1Reads—Score—Shelves
- 33 You're Livestreaming a Haunted Place, and It's Your Own School? 直播鬼地方，你直播自家学校啊？ I’ve had a psychic body since childhood, allowing two souls to inhabit me. I thought it was going to be a peaceful night, but it turned out that my roommate, who’d been my classmate for years, had drowned seven days ago. So who is my roommate now? My name is Yang Huang. I never imagined that my close friend would turn into a ghost and try to drag me down to hell with him. With no other choice, I entered a place called the Nightmare Livestream. It’s a deal with the devil... Every few days, I have 1Reads—Score—Shelves
- 34 Rule Horror: A Nightmare During Naptime 规则怪谈之午睡惊魂 Zhou Gongjin and Wang Xing were at school when a horrifyingly bizarre game suddenly appeared at noon. Was it a rules-based horror phenomenon descending upon the world, or was someone behind it??? 1Reads—Score—Shelves
- 35 Rule Horror: From the Start, I’m Teaching the Supernatural How to Behave at Work 规则怪谈：开局给诡异上职场课 A bizarre game descends upon the world. Chosen ones must survive its dungeons, with the fate of their nations on the line. While chosen ones from other countries tremble before ghosts, Lin Tianya of the Dragon Kingdom is lost in thought. At the performance-driven Deathtrap Electronics Factory, he vents to the ghost foreman: “Bro, you’re working yourself to the bone. Did the boss give you any shares?” The ghost foreman has an epiphany and leads every ghost in the factory straight into the chairma —Reads—Score—Shelves
- 36 Rule Horror: My Sanity Has No Bottom 规则怪谈：我的理智值深不见底 When Rules of the Realm descended upon the world and randomly selected “visitors” to enter deadly instances, Chen Mo realized he was a little different. Others’ minds plummeted as they were corrupted, but he stayed cool as a cucumber. Others recklessly tested the rules’ limits, but he chose to lie flat. Others racked their brains to survive, while he... Well, it seemed the instances didn’t like him? [Ding! Abnormal mental threshold detected. Binding talent: Absolute Rationality (Passive)] [Absol 1Reads—Score—Shelves
- 37 Rules Descend: I Break the Deadlock Through Reincarnation 规则降临：我靠轮回破局 Rules Descend: I Break the Deadlock Through Reincarnation 1Reads—Score—Shelves
- 38 Glitch Entity: I Rule Two Worlds with Bugs 故障体：我靠BUG统治两界 Glitch Entity: I Rule Two Worlds with Bugs —Reads—Score—Shelves
- 39 72 Hours: I Hacked God 72小时·我黑入了神 72 Hours: I Hacked God —Reads—Score—Shelves
- 40 A Haunting? I Play Dirtier Than It Does 怪谈？我比它更不讲武德 The old-book shop on Qingyan Alley is called Silent Words Studio. The characters for “Words” and “Studio” have fallen off the sign, leaving only “Silent.” Its owner, Gu Yan, carries a pocket watch left behind by his mother and keeps cola in his insulated cup, without goji berries. He cannot communicate with spirits or exorcise demons. He believes only one thing: ghost stories run on rules, and rules have loopholes. If there’s a loophole, you can turn it against them, preferably with a touch of r —Reads—Score—Shelves
- 41 After I Escaped, the World Erased Me Forever 我逃出来后，被世界永久删除 After I escaped, the world permanently deleted me. —Reads—Score—Shelves
- 42 Rule Horror: The Company’s Haunting 规则怪谈：公司诡事 A mysterious media company. All kinds of people. They're drawn into bizarre tales of the supernatural. Watch as they overcome one obstacle after another. The story contains plenty of horror, so read with caution. —Reads—Score—Shelves
- 43 You Told Me to Take the Civil Service Exam, So Why Did I End Up at Bureau 749? 让你考公，你上岸749局？ [Rule-Bound Horror + National Destiny + God-Slaying + Ruthless Protagonist + Mastermind Behind the Scenes + Unstoppable] After three years of civil-service exams and seven failures, a twist of fate lands me in Bureau 749. Other people use peachwood swords and black donkey hooves to catch ghosts. I pull out a copy of the Administrative Penalties Regulations. A red-clad female ghost is out for blood? First, file for a replacement death certificate! Zombies are causing trouble at a construction —Reads—Score—Shelves
- 44 Rules-Based Horror for All: Sun Wukong Lives Inside Me 全民规则怪谈：我体内住着孙悟空 [Mystery and imagination]+ [Urban supernatural powers]+ [Rule Horror]+ [Journey to the West mythology]+ [Apocalypse]+ [Infinite Flow] At midnight one day, the Heavenly Dao collapsed. Eighty-one rifts in the rules tore open the mortal world. Each was an independent horror scenario: follow the rules to survive, break them and die, and clear a scenario to obtain a fragment of divine power. College student Sun Xing was sent flying by a truck. As he hovered on the brink of death, a wisp of a remnant —Reads—Score—Shelves
- 45 I Turned Rule-Based Horror Into a Management Game 我把规则怪谈玩成了经营游戏 [Mystery and Wild Imagination + Rules Horror + Business Management] Gu Fan is forced into a deadly rules-based horror game and becomes the night-shift security guard at Happy Neighborhood. From the start, he runs straight into an impossible, fatal paradox! [Three minutes to midnight. A ghost in a red dress knocks at the door. Don’t open it and you violate the property management code; open it and you violate the night-shift rules. Either way, you die!] While experienced players gleefully wait fo —Reads—Score—Shelves
- 46 The Long Night Turns West 长夜向西 At the end of the hospital corridor, Wen Xiao knelt before the Bodhisattva and bowed three times. The Bodhisattva did not answer. Then the System came. She could travel to other worlds to fulfill people's wishes. If she died, she alone would die; if she lived, she and her mother would live together. She would wager her life for one chance to keep her mother alive. No matter how long the night, if you keep heading west, dawn will come. Mom, wait for me to come back. 1Reads—Score—Shelves
- 47 Guiyuan: Hong Kong Under Siege 归元HK围城 Lin Zhao woke up in a morgue's refrigerated drawer with only one number on his wristband: LY-0001. He didn't know who he was. All he knew was that his right hand could transform into a black jade bone blade, and that devouring the infected let him read their memories. In the post-apocalyptic city of HK, the infected weren't mindless zombies. They shared a hive mind, and each one was a tendril of some ancient entity. —Reads—Score—Shelves
- 48 Trapped in a Shopping Paradise, I Fought My Way Through the Rules of Survival 被困购物天堂后，我硬闯生存规则 Trapped in a shopping paradise, I fought my way through the rules of survival. 1Reads—Score—Shelves
- 49 Codename: Number Seven 代号：第七号 At two in the morning, a young man with a high fever and convulsions was brought to the emergency room at the Third Municipal Hospital. His body was covered in purplish-red, netlike rashes; his pupils had shrunk to thin slits, and his neck was stiff as a board. Lin Shen, an attending neurologist, identified the illness within two hours: anti-NMDA receptor encephalitis. He began treatment. The patient woke up, but the rash vanished completely overnight. Then his fever rebounded, followed by mania —Reads—Score—Shelves
- 50 The Paranormal Invades: From the Start, I Can See Death Replay 诡异入侵，开局我能看到死亡回放 “After lights out, do not open the door for anyone!” When the paranormal descends upon a boarding high school and monsters prowl the dormitory halls, students and teachers alike become lambs led to slaughter. Lin Que is trapped in the middle of it all, but fortunately awakens an SSS-rank skill: Demon Eye. He can see all the possibilities of the future. He can even replay events from the past. And with every survival challenge he clears, the power of his Demon Eye grows stronger. The indescribabl —Reads—Score—Shelves
