Traveling Through Time to Cultivate Immortality and Incur a Debt of 100,000 Spiritual Stones

At the beginning, I owed a loan of 10,000 souls, but the system said that cultivating immortals should pay back the money first. The little beggar who traveled through a different world struggled to survive for three years and finally entered the Immortal Sect. However, Lu Chen awakened the auxiliary system for cultivating immortals with a unique style of painting. Don't give away artifacts or tasks, just pay money first: "Dear VIP users, please top up 10,000 high-grade spiritual stones to activate basic functions." Just when Lu Chen thought he had encountered a scammer, the system said faintly: "Want to become an immortal? Pay off the reincarnation loan from the Time Travel Management Bureau first..." Looking at the sky-high bill, and then looking at his empty storage bag, Lu Chen's eyes darkened - how can this immortal cultivator be better than 996?