Far Eastern Kingdom

As a financial practitioner who has been engaged in investment banking for many years, I personally feel that the current financial system and financial tools, the country's fiscal and taxation policies, etc. In the article are somewhat out of touch with the set productivity level. From my personal understanding, agriculture in the Far East is still at the level of the Middle Ages. The industrial field has improved due to the so-called magic machinery, but it should still be at the level of the early Industrial Revolution. At this level of productivity, I personally feel that it is difficult to support an overly complex tax system, because the cost of information collection, inspection, and verification is too high (this is based on the literacy rate ratio in the article that clearly exceeds the actual historical level), and the corresponding tax revenue generated by taxpayers is far from covering the relevant costs. The reason why the head tax or land tax in the previous feudal society was collected in this way was to compromise with the corresponding level of productivity. Of course, if you say that I use the "real field" to stay at the tax bureau, and then everyone files taxes, whoever lies will go to jail directly, I have nothing to say... But this deviates from the author's original setting, doesn't it? The setting of D&D itself ensures that magic can only be the preserve of a few people and cannot be expanded without limit. I think this problem also exists in the issuance and underwriting of bonds, including the settings of the central bank. Although the Bank of England and the British national debt existed during the time of William I, the so-called national debt at that time was actually completely different from the national debt today. However, it is difficult to truly establish a central bank system under the premise that coinage is still the main means of circulation and the national currency issuance is severely limited. If you have any personal opinions, the author is welcome to communicate.

At first I thought it was upgrading + farming, but later it became an adventure upgrade. It's not that you can't read it, but people who read it like it's just like playing house are full of question marks. A warrior MT? ! After beating a boss with extremely thick blood, he only got one final blow. I can't understand it at all. The advantages are 55 and the disadvantages are 55. The fight is back and forth. How to fight the battle depends entirely on the needs of the plot. Ignore the comparison of combat power. I just fight everyone at 55. Kill instantly when the inspiration appears. If you think the plot needs it, arrange it slowly. At the beginning, I still thought that the potential points of a big bug could be completely arbitrary. The plot requires the protagonist to upgrade, and the potential points can be accumulated. If it is not needed, there will be no potential points at all. According to the source explained by the author, there are obviously a lot of potential points that can be obtained, and no one is competing with the protagonist. I thought there was some reason, but after reading a few more chapters, I found that it was simply because the author liked "plot needs". Whether it was potential points or combat descriptions, they all liked to write however they wanted. Logic? Reasonable? No need! As long as the plot requires it, you can be fooled by the weaklings, and you can boss the boss in seconds. Anyway, the plot requires it, right?

First of all, what is the Far East? ——In reality, starting from the 16th and 17th centuries, European powers began to march towards the East. Based on the geographical knowledge they mastered at that time, they called different regions in the East the "Near East", "Middle East" and "Far East" according to their distance from them. This concept actually means that the European powers use themselves as the center to name other regions. They also included China in the "Far East" scope, but the Chinese would never name themselves the "Far East Republic" when they founded the country. Our geographical naming and cognition will also be based on our own location. For example, we have called ourselves "China" since ancient times, and the region we live in is often called "Shenzhou". The same is true in the book. You should never call the protagonist a "remote country" or "a rural empire" just because he came from a remote place or established a country in a remote place.

The Austrian coins set in the book are actually the embodiment of the spell slots stored in the Arcane Bank. A level 1 spell is equal to 1 Austrian coin, a level 2 spell is equal to 3 Austrian coins... And so on, the spell slot of level N is equal to (2N-1) Austrian coins. But the problem is that ordinary mages do not have the ability to store and summon spell slots. Even if they get Austrian coins, they cannot convert them into spell slots. In fact, this kind of Austrian coins can only be circulated among mages within the bank organization and cannot be spread further. What use does Roland have to get so many Austrian coins as a loan? Where could he find so many lighthouse wizards to use arcane coins? In fact, I think that even if the Arcane Bank is willing to promote this kind of storage and summoning spell slots to all mages, I am afraid it will be difficult to do so. Banks on the earth handle deposits and withdrawals in the form of branches for customers who come to their doorsteps, which requires a lot of operating costs. How much will it cost to allow a mage to have the ability to remotely access spell slots? In addition, there are natural flaws in the conversion method between Austrian coins and spell slots. The level of a spell cannot simply be expressed by the number of Austrian coins. For example, a 1-level spell is equal to 1 Austrian coin, and a 3-level spell is equal to 5 Austrian coins. So, can the destructive power produced by five 1-level magic missiles be compared with a 3-level spell fireball? A 9th-level spell only costs 17 Austrian coins. Can the little devil summoned by 17 1st-level alien creature summoning spells be able to compete with the Barlow Balrog summoned by the 9th-level spell Gate to Another World? Not to mention 17 little devils, even if there are dozens or hundreds of them, they will all be killed by one Balor Fire Demon! So, there is obviously something wrong with this conversion method.

Take the Yangbo Chamber of Commerce for example. Obviously they are not as optimistic about the future income of short-term bonds as the protagonist is. Otherwise, why would they only buy 1 million short-term bonds? If you say you have no money, how will you get subsequent loans and insurance? If they really don't worry about risks, wouldn't they just buy bonds directly? As for trusting the guarantees of other financial institutions, the problem is that the protagonist only received 500,000 yuan in insurance, but asked for a 1 million yuan loan. Isn't there another 500,000 yuan without any guarantee? Didn't they consider the risk of losing 500,000 yuan?

I am afraid that it is not just a simple financial institution, but also the most powerful violent group. You must know that a level 5 mage can use the third level flying and fireball skills to bomb ground targets at an altitude of more than 200 meters. It is only because the low-level mage has too few spell slots and the cost of making magic items is too high (it requires the consumption of experience points, in other words, it will cause a regression in strength), so it will not have a negative impact on other professions. It poses too much of a threat. Now that the Mage Association, composed of mages, has a spell pool that can store and retrieve spells at will over a large area, it is equivalent to having a high-altitude bombing force that can bomb ground troops and buildings at will. It can also use level 5 teleportation to avoid strong attacks and weak ones. No force composed of other professions can resist it. I feel that this is incompatible with the status of mages in the book.

What I envy the protagonist the most is his harem skills😡

I want to know 26 points of strength and 27 points of strength. You tell me they are similar. Are you kidding me?

It's a good setting to use the high damage of the riding charge skill to make up for the Paladin's shortcomings of relying on charm and stingy investment in damage caused by strength. This setting is very good.

Over a hundred chapters, there is no growth except for strength. The protagonist is unqualified as a leader, and the supporting characters are also unqualified as teammates. The saddest thing is that they actually flirted during the battle? There was no reflection afterwards, and it even gave me the feeling that the protagonist and his teammates felt that their actions were correct. The team of the protagonist should be used as a benchmark for negative teaching materials in the world. Making all the mistakes you can and repeating them is also a kind of talent. In addition to being lucky, you must also be arrogant and stupid enough! With this quality, someone actually has the nerve to recommend this book elsewhere?