The God of Wealth's Lucky Pouch

The male protagonist, Chen Xing, finds a red brocade pouch at an antique market. It is a God of Wealth Pouch, and it transports him to a cultivation world. 〖God of Wealth Pouch〗 Quality: Cosmic-grade divine artifact. Weight: 0 grams. Appearance: Fist-sized and teardrop-shaped, it is red. A gold ingot the size of an egg is stitched onto the front in gold thread, along with the embroidered characters “God of Wealth.” On the back, a double ring the size of a bracelet is stitched in gold thread, with the number “30” embroidered in the center. Special Trait: 3 billion merit points are credited at midnight on the first of every month. Skill: Each merit point negates 1 point of health damage and adds 1 point of health damage. Lord of the Heavenly Court: “God of Wealth, how long have you worked in the Heavenly Court?” God of Wealth: “My lord, your humble servant has worked in the Heavenly Court for some 8 trillion kalpas.” Lord of the Heavenly Court: “I'll give you a short vacation. Go down to the mortal realm and have some fun.” God of Wealth: “Thank you, my lord.” In this cultivation world: 1 spirit coin = 100 supreme-grade spirit stones = 10,000 superior-grade spirit stones = 1 million mid-grade spirit stones = 100 million low-grade spirit stones.