Don't Have Money to Practice Immortality? I Inherited the Heavenly Credit System

In a modern world where the resources for cultivating immortals are monopolized by financial capital and sect families, a poor student who was burdened with a magic loan inherited the last credit system of the ancient heaven. Starting from the seizure of a spiritual loan company, he gradually liquidated the immortal sect, reestablished the priesthood, restored the fair order of cultivating immortals in the world, and finally launched an annual review of merits against the immortals and Buddhas in the heavens. "The debts owed to the poor by the world of immortality must be paid."