Cultivation Begins with Asset Appraisal

This is an age of major asset management in the immortal realm, where everything has a price tag and even spiritual roots can be put up as collateral. Han Mo, who has transmigrated here, looks at the heavily indebted “Qingyun Sect,” which is on the verge of being delisted, and at the creditor preparing to seize his spiritual roots as repayment. Then bizarre data appears before his eyes: 【Target: Debt collector Zhou Dafu】 【Current valuation: 420 spirit stones】 【Core risk: His heart meridian assets are on the verge of forced liquidation. Sovereign default expected in 120 seconds (heart meridian rupture).】 【Assessment: Reject all transactions involving physical goods and accelerate his bankruptcy.】 So, to everyone’s horror, Han Mo takes just a few words to make this mighty Qi Refining expert “go bankrupt” on the spot and drop dead where he stands. “Cultivation isn’t about fighting and killing. It’s about the precise allocation of resources.” **【Top-Tier Divine Sword】** is merely an overpriced, fictitious asset. Short it, and reap a hundredfold profit! **【Down-and-Out Junior Sister】** turns out to be a severely undervalued S-class startup stock? Acquire full ownership, and she’ll become the supreme Empress of the Alchemical Dao! **【Ancient Secret Realm】** is insolvent? Initiate bankruptcy liquidation and redevelop the entire property from the ground up! Years later, when the immortal realm’s financial magnates launch hostile takeovers across the myriad heavens and the Heavenly Dao Bank tries to fleece all living beings, Han Mo, now the “Chief Executive of the Myriad Heavens,” opens the audit report in his hands and smiles calmly: “Stop struggling. According to my assessment, this world... has already been disconnected for nonpayment.”