He Vomited Blood and Died, Starting with a Hundred Years of Debt!

A poor student from Pudong unexpectedly died while delivering food. When he traveled to the world of water elements, he took on an online loan and borrowed his magic power to pay back the interest. The water essence he earned from working was not enough to cover the compound interest! He messed around with water drops to cultivate immortality and resold snail noodles in exchange for resources, but because of his soft heart, he was tricked into becoming the first loser in the realm. When the Tao system showed its fangs, he rushed towards Jieyan with trillions of debts: "The soul of working is immortal, and debt is also Tao!" (The jade slips buzzed and golden characters appeared: "Fellow Taoist, now you can receive a mana loan and get a water-avoiding talisman!") Cangyuan overdraft rule