I Owe Heaven Three Trillion and If I Can Pay Back the Spirit Stones, I Can Increase My Cultivation Level.

When Su Wan woke up, there was a green-lighting system panel hanging on his forehead - "Tiandao's debt: 3 trillion spiritual stones, overdue penalty interest of 100 billion per day."​ In his previous life, he was known as the Dao Devouring Immortal. He borrowed a huge sum of money from Heaven in order to buy the "Origin of Chaos". As a result, his body exploded and he died. However, the debt was accurately hit on this third-level Qi refining waste in this life. The system coldly reminded: "If you don't repay your debt, you will be struck by lightning until your soul is gone."​ In order to survive, he was forced to act as a "debt collection tool" for heaven: he had to apologize to the Queen Mother who had her peaches stolen, worked as a hard labor for the landowner whose temple was demolished, and even had to use the fifty years of his love rival's life to pay off the debt. But every time he returned a spiritual stone, his cultivation skyrocketed like a rocket, and he also received some embarrassing black history from his previous life - such as the memory of tricking Daluo Jinxian by dressing up as a woman.​ What's worse is that Tiandao Bank, which has a monopoly on collection, is chasing him every day. Bai Jiu'er, the white-haired fox demon creditor, sticks to him when he smells the smell of debt. Even the amnesiac Taoist boy can change the amount of his debt at will. Until Su Wang discovered that behind these three trillion debts, there was a shocking scam that could swallow up the entire world of immortality...