Selling Anxiety in the Song Dynasty

Since the protagonist's betrayal, I endured reading five more chapters, but I felt that the book was still heading down a downhill road of fun, and would never return. There are currently some doubtful or poisonous locations for me. 1. The protagonist Fengyue has also passed the class, but he is still a white man and has made countless enemies. He tied up an ignorant brother and brought disaster to the protagonist again and again. He was busy but didn't help at all, but he had nothing to do to express his loyalty: If you want to die, my brother can die in front of you... Actually, this thing is quite real. I have to say that the author portrayed it very well. There are indeed such people in reality, and such things do happen. But - it's not pleasant to read. My elder brother intervened once or twice to highlight his younger brother's skills. If he is always so cumbersome and has to be carried around, then the only way to go is rebellion. Because the other way to go has been blocked by my brother. With such a huge weakness in Chen Jing'an, it would be impossible for him to serve as an official in the government. With his brother's temperament and intelligence level, if he just lays a few traps, the Chen family can die without a burial place. 2. The emperor is not omnipotent. Recently, the author has been busy rehabilitating the protagonist and pushing the emperor out. They offer advice and gather connections to collect evidence, etc., Making it seem like the protagonist has really done something dirty. Is this matter actually difficult to solve? Dirt turns to dirt, poison turns to poison, and even countless literati and ministers fell for this simple and vicious strategy. However, the use also depends on who uses it. Whether it's an official trying to catch someone, or a gathering of literati and poets, if the Cheng family risked their lives and fought to the death, then that would be the same for the protagonist. But now the person suing him is an official. In the words of the literary circle: Who do you think you are? This poisonous plan was given to the Yan family because of their lack of status and lack of persuasiveness. If nothing is settled in court, everything will have a chance to ease. It is said that the common people are busy and it spreads quickly, but the most important thing is that it is enough to attract people's attention. Patricide and mother-killing, that's a lot of sums up, it's simple and to the point. Melon, big enough, simple enough. Once this topic comes up, everyone can chat about melon seeds for an entire afternoon, and Chen Jing'an's reputation is over. What is the use of the emperor's guarantor? What is the use of collecting evidence? It's a long story. Would you rather sit back and chat about the wonders of the world all afternoon, or go to the government office and read the notice to rehabilitate the protagonist? Is the literacy rate of the common people enough? Are you done with your life? Is the truth important to them? Is that all it takes to eat melon? Even if there are one or two generous people with righteous hearts who are willing to vouch for the protagonist, what's the use? After all, good deeds remain anonymous, and bad deeds spread thousands of miles. People in the Song Dynasty did not use Weibo, so the protagonist could only say, "My plan is very poisonous, so you have to be patient." The solution to this matter is to expose the corresponding scandal of the Cheng family and publicize it in a media way that transcends the times, in order to restore the reputation of the protagonist. And it must hit with one hit, which also means that the protagonist will have a fight to the death with the Cheng family. The Yan family is a sacrifice and must be gone, while the Cheng family is determined to die. This is a white body... The few chapters after it was released are really... Too outrageous. As a book friend said, you are not selling anxiety in the Song Dynasty, but you are selling anxiety to readers. Third, it is the author's last trick to extinguish his book's IQ - building a bank! Actually, I don't think it's outrageous for you to use aircraft cannons. But banks... Author, do you really understand currency? Economics is still a complex and unsystematic subject. There is only applicable economics, not perfect economics. Go back to the Song Dynasty and play the third generation currency system under feudal rule. You will travel through the systems of two eras and build a castle in the air. The feudal system was a bank. What was used as bank principal? Just the shabby reputation of the Song Dynasty? If there is a little bit of wind, it will collapse without a burial place. The mechanism that banks rely on to survive cannot be separated from a strong national system, military protection, and industrial and commercial systems. In other words, it is a macroscopic manifestation of modern national power, and is even a behemoth kidnapped on human civilization. Behind the currency we use now is the credit endorsement of various countries. Behind these endorsements is the U. S. Dollar. That's why the United States is so hateful and fucked up, yet it is still the world's hegemon. Enjoy 70% of the world's economy, do nothing, and still live well. This is the third generation currency. If someone says that the protagonist is to build a bank, but not to develop a currency, why is it involved in the third-generation currency system? Let me give you an example here. Let me give a simple analogy. The issuing bank of the Song Dynasty issued one hundred copper coins and loaned it to merchant A. Then merchant A used the loan to purchase goods and gave the money to supplier B. After supplier B made money, he deposited the money in the bank. So the 100 copper coins in the bank became the 100 loaned by merchant A and the 100 deposited by merchant B. With the money, the joint account bank can continue to lend money to merchant C, merchant D... And so on. As long as no one breaks this rule, these 100 coppers can save unlimited money. The technical term is money creation. The 100 copper coins issued by the state bank can create countless transaction volumes. It just has a premise, that is, if all the people who deposited money at the same time come to withdraw money, which exceeds the repayment amount of the lender, the bank will go bankrupt. Because we all know that this is a ledger game, and the issuing bank itself does not have so much money. Therefore, modern bank regulations stipulate that the bank's loan principal shall not exceed 90% of the issuance, and 10% shall be used to withdraw money from customers. So the Song Dynasty issued 100 coppers, loaned 90 coppers, deposited 90, then lent 81, deposited 81, and loaned 72.9... Repeated operations, the 100 coppers developed can achieve the flow of nearly 1,000 coppers. During this period, merchants engaged in commercial activities to make profits for themselves, and the corresponding system also paid interest to banks, and the money came out. As long as this system is large enough and the country is productive enough to allow people to make a living, then the money deposited in the bank basically belongs to the bank and no one will withdraw it (in reality, the number of withdrawals at the same time will not exceed this 10%), and the currency lent will not be a dead debt, because the loan is based on the bank's evaluation system and is mortgaged at the same time. Once a bank is established, this model will inevitably be formed. If you don't want to use the third generation digital currency, there is no way. After all, as an agricultural feudal society, the most common bank principal is grain and cloth, and its quantity is far unable to keep up with the bank's books, or in other words, it cannot keep up with the speed of money creation. Once the country is in turmoil, floods, droughts... Everyone wants to withdraw money, the bank will explode, completely explode. Inflation, and then the country will become cold. At that time, all national financial systems will be affected, and countries that still have money will have no money. Unable to provide any military pay, unable to quell the civil uprising, the dynasty entered the final years of the dynasty in advance. So, do not put up products that are not suitable for the times. It looks hugely profitable and risky. One accident can kill more than just the protagonist. Those who don't play with the third-generation currency system are not called banks. At most, it is a green shoot method with the name of a bank. This is still possible. I guess the author also wanted to do this, but he didn't know much about banks and the monetary system, so he went directly to the bank for the sake of writing jokes. It was probably the small loan banking system of the 17th century that looked like aristocrats and wealthy businessmen. It was also the earliest prototype of a bank. It actually doesn't make much money and loses a lot of money. With the credit of the country and the emperor, it should be stable, but the speed of making money is only that.

It feels like there is something wrong with the protagonist's head, and he is always standing there and standing there. You haven't worked hard, so why are you always saying that you can't do this or that? Your brother tried every means to get you to study, just to shine on your family. Now that you agreed, you're extremely moved. Why don't you work hard to gain fame? If you still can't reach it after working hard, forget it. If you try to resist in various ways from the beginning, what do you want to do? At first I thought the protagonist and his brother were a fool, but later I found out that the real fool was the protagonist. On the contrary, the more I looked at him, the more he looked like a wise man. If the protagonist were to sell sesame cakes and his brother went to study and become an official, the book would be much better 🤓🤓

I laughed when I saw the author doing all kinds of business. In ancient times, wealthy businessmen were nothing more than magistrates who ruined their families and prefects who destroyed their families. Shen Wansan was beaten to death, you know! Killed like a pig by the emperor,

In dynasties like the Song and Ming dynasties, you don't have the status of a Jinshi and still feel anxious? If you're not a Jinshi, you're just a dog. Any man with an official status will send you to the fields to sell anxiety. It's so funny.

The protagonist feels a bit taken for granted. Making a fortune in ancient times is the second most important thing. The most important thing is whether he can survive. If it is really only 10% of the shares, the protagonist and the two brothers are really not afraid of being silenced? It would be better to come up with some ideas, spend some money and find another way out.

The Song Dynasty was the dynasty that displeased me the most. The emperor was a waste, the court was also a waste, and they couldn't do anything. They were the first to fight among themselves. The foreign enemies of Liao, Jin, and Mongolia were all capable of fighting. The Song Dynasty was surrounded by wolves.

If you wear the Qing Dynasty and don't rebel, you can use a chrysanthemum with an electric drill; if you wear the Song Dynasty and don't rebel, you will be given a gift in the second palace! The Qing and Song Dynasties were the only two dynasties among all the dynasties that were considered rubbish even if they were not rebellious.

The writing is quite good, but the plot is not innovative and it seems a bit frustrating. The protagonist is good at business but he is both responsible and independent. There is not a single favorite character in the whole article...

The book is very enjoyable and enjoyable to read, but I am confused about one thing. The protagonist became prosperous not long after arriving in Bianjing. Why would he rather watch his mother die from exhaustion in his hometown than work hard? If his brother hadn't come to Bianjing unexpectedly in the first place, would he have to wait until his own brother died of exhaustion before he would step forward? Is there no chance for the protagonist to develop in the village?

Very well written. Both the front and back angles are intelligent, and there are no major flaws. The writing style is smooth and flowing, and the copying is only moderate. A lot of pen and ink are spent to create the characters. It seems that the author has great ambitions and hopes to be able to control the direction of the plot in the middle and late stages.