I Collect Bad Debts in the Cultivation World

Jiang Yan, the lowest-ranking debt-collecting servant in the cultivation world, finds an old ledger. Others cultivate with spiritual roots; he cultivates by collecting debts. Every favor you owe, promise you made, and sin you committed is recorded in the ledger, down to the last detail. Three days without repayment? Misfortune will haunt you. Still trying to dodge your debt? Forced settlement: cultivation, fortune, lifespan, all converted to pay what you owe! When a thug cheats him out of three coins, Jiang Yan takes his knife and charges interest. When a powerful clan whitewashes the blood and sweat of the common people, he publicly cracks open the debt stele and demands an accounting. Everyone laughs at him as the useless “Zero Seat,” until the ledger turns to a blood-red page bearing his own name: Jiang Yan, one outstanding debt, interest accruing. It turns out the biggest bad debt in the world belongs to him. Paying your debts is only right and proper. This time, the debt he intends to collect is the greatest one in the world.