If You're Broke, What Are You Cultivating Martial Arts For?

Three hundred years after the spiritual qi revival, cultivation had become the most lucrative business around. Cultivation techniques came with mortgages, pills could be paid for in installments, training rooms charged by the hour, martial bones could be used as collateral, and cultivation levels could be borrowed against. Your credit score determined how far you could go. S-rank fighters could spend freely on low-interest loans, while D-rank fighters weren’t even allowed into the training rooms. Lu Heng transmigrated into this world owing three million Martial Dao Points, with a D-rank credit score and his martial bones set to be forcibly removed in seven days. What he got wasn’t a battle System, but a pair of eyes that could see the balance sheet of martial arts assets and liabilities. Others cultivated immortality through lucky encounters. He did it through bookkeeping. Others powered up by throwing money at the problem. He did it with leverage. His debt collector was his ex-girlfriend, his System was a sharp-tongued accountant, and his first teammate was even poorer than he was. But that was fine. He planned to use the rules of the financial conglomerates to fleece them right back. From three million in debt to shorting the entire high-martial world. In the end, he discovered that even the “spiritual qi revival” itself was a carefully engineered financial scam.