The Clan Stele

Third Uncle has only three years left to live. The Chen family has only three mu of spirit fields left. The ancestral stele has three cracks in it. I transmigrated into it as a remnant soul. The stele says: Borrow fortune to live; break the pact and die. Third Uncle borrowed. He lived another year and broke through another level. Chen Hu refused. He said the stele was heretical and outsiders had no place in the clan. Zhou Tie borrowed, but asked: Why should I pay it back? The Zhao family called it heresy against the Heavenly Dao and said the stele and clan must be destroyed. I have only one question: Who determines a family’s fate, its ancestors or the choices its members make for themselves?