Insuring the Catastrophe for the Immortal Sect

A monk survives a catastrophe and narrowly escapes death. Lu Chenzhou's business was to pay for their lives. If the client survives the tribulation safely, he collects the insurance premium and uses the tribulation to practice cultivation; if the client fails to survive the tribulation, he has to use his own lifespan to settle the claim. In order to redeem his sister's spiritual root that was mortgaged by the immortal sect, Lu Chenzhou started from a shabby shop, underwriting casual cultivators, determining losses for the sect, checking insurance fraud, collecting debts, and by the way, sending those big shots who secretly passed on the disaster to the poor to the dock. Someone is hiding the fate? Refusal to compensate. Does the sect cause natural disasters? Recovery. Has Immortal Dynasty's risk pool been depleted? Then liquidate the Immortal Dynasty. It wasn't until one day that Lu Chenzhou opened the Tiandao general ledger and discovered that the entire world of cultivation was already insolvent, and the so-called ascension was just passing on the unpayable calamity to the next world. Lu Chenzhou closed the ledger and looked at the gods and goddesses in the sky: "Everyone, after so many years of debt, it's time to pay back."