Tiandao Went Bankrupt and I Became the Biggest Creditor

After cultivating immortals for thousands of years, do you think you can change your destiny against the will of heaven? No, you are just paying off your debt to Heaven. Every ray of spiritual energy is a bond issued by Heaven. Every breakthrough is increasing leverage. Every tribulation is just a collection notice. And ascension - that is the day of reckoning, when heaven reaps everything from you. Shen Yuan, with useless spiritual roots, was expelled from the sect and was stepped on by everyone. Until he awakened the spiritual root of Dao Debt and saw the numbers all over the world—— Your cultivation is the total debt you owe to Heaven. Your realm is your leverage ratio. Your life is just the repayment period. While others practice cultivation, he acquires spiritual debts. When others were in trouble, he came to collect the money with the contract. When someone else ascends, he opens the ledger - Heaven, you have breached the contract. "I don't practice, I practice the Way of Heaven." When heaven collapses, spiritual energy dries up, and all realms collapse, Everyone looked up at the figure standing on the ruins, He held a thick stack of IOUs in his hand. What God owes him is greater than the sky.