Extra Points for Cultivating Immortals: I Owe the Fairy 100 Million

As a mortal boy in the world of cultivating immortals, you honestly don't have many people. You know: If you owe 10,000 taels, just bite the bullet and live frugally for two or three months; If you owe 100,000 taels, you have to count the grains of rice in the pot and not wear new clothes for several years; If you owe 100 taels and the land deed is pledged to the bank, your parents will look sad, your relatives will avoid you, and you will be trapped in compound interest for the rest of your life. But you don't know: If you owe 1,000 taels, during the holidays, the money manager comes to visit you. He gently advises you to "take it easy" and looks for business opportunities for you everywhere, telling you not to give up. If you owe 10,000 taels, the shopkeeper will even come to your door secretly in the middle of the night, sit on his knees in the courtyard, and hand you a letter of recommendation with both hands to help you step into the immortal gate. Because this is how your twin brother met the fate of immortality. Lai Ye, a financial migrant worker who borrowed money to make money, took the initiative to take on a loan of 50,000 taels as soon as he came across time. Because his twin brother died on his bed during the Qi Refining Period. Fortunately, he has awakened the "system" and can draw a lottery if he doesn't pay back the money he owes. Obtain various skills, spiritual stones, equipment... [Detect if the host currently has a debt. Should the debt be converted into lottery times? (The debt cannot be eliminated after the transformation)] [Ding, congratulations to the host for obtaining a one-star prop: the treasure "Leng Qingjian"*1] [Crouching Tiger Fist lv1 → LV5] [Congratulations to the host for winning a four-star character: Su Shang*1] Wait, Su Shang, why do you have the same name as your sister-in-law? I can't be sorry, brother! But, "Sister-in-law, why do you insist on saying that I am my brother?"