I've Already Worn It, but I Still Don't Have a System.

Not brainless, not a holy mother, not a harem The incandescent lamp in the cubicle took Zhang Jianhe's last breath. When he opened his eyes again, all that was left was the gray tile roof of the dilapidated tile-roofed house and a heavy debt of 90 taels of silver. There is no memory of his predecessor, only the ferocious face of the debt collector and the vague legend of cultivating immortality in this world. He held only 9 points of spiritual power, blended the dry wood with the oil lamp, and lit up the first glimmer of light in the long night. There is a long road ahead. Should you pay off your huge debts and live a stable life first, or follow the ethereal sword light and knock on the door to immortality? This is a growth story about a social animal traveling through another world, walking alone between survival and the road.