Fairy Debt: Immortality Loan

If cultivating immortality is a financial scam, how can you achieve 'longevity and freedom'? In this world, life is the most basic currency. People burn longevity to exchange for spiritual stones, and then use the spiritual stones to redeem one loss after another. Cultivation of immortality is not to achieve transcendence, but to seek a better "exchange rate" in this losing transaction. However, when the Heavenly Dao personally comes to an end and sets off a "tide of spiritual energy" to create inflation and invisibly harvest all living beings—— Does personal struggle still have meaning? Cultivation to Immortality is the story of a debtor, and his enemy is the entire financial law of Cultivation to Immortality.