This System Is Too Unreliable, Right?

"Did you use the system to get a loan?" "Accidentally used..." "I remember that you have been added to the list of dishonest systems." "I borrowed it from your descendants for hundreds of generations." "Good guy, you are forcing me to transcend reincarnation in this life!" "Hee hee, it's time to burn the boat down." "Hahaha, if I die, I will definitely take you to be buried with me." Mu Chenpi smiled. The story of one person uniting each other and driving each other into hell...