I Took Out Loans to Cultivate, Then Ascended to Godhood

When Cen An learned that she had transmigrated to a world where spiritual qi had revived and everyone could cultivate, she was over the moon.

Would she finally get to fulfill her childhood dreams of flying on a sword and riding the clouds?

But Cen An soon gave up hope, because cultivation cost money. A single pill could cost a hundred thousand.

Just as Cen An thought she would never have a chance to cultivate in this lifetime, she became entangled with an app called “Cultivation Loan.”

The good news: she could break through to Foundation Establishment painlessly, and flying on a sword or riding the clouds would be a piece of cake.

The bad news: once the loan began, the daily interest was a thousand, and she had no money and a debt of a million.

The even worse news: her borrowed cultivation would last only six months. If she didn’t reach Foundation Establishment through her own efforts within that time, it would all be for nothing. The money would go down the drain, and she’d lose her life, too.

Cen An: Honestly, I’m not sure I want to cultivate...

Cen An valued her life too much to simply sit around and wait to die.

So, under the pressure of the Cultivation Loan, she worked hard to earn money while practicing cultivation. After half a year of backbreaking effort, she finally reached Foundation Establishment, only for the loan app to silently lend her enough cultivation to reach the Golden Core stage!

She had scored Golden Core cultivation, but the daily interest had risen to ten thousand!

Cen An: If cultivation costs this much, I’d rather not cultivate!

Then she turned around and started recruiting disciples for her sect.

How could she possibly earn that much money on her own?

Luckily, Golden Core cultivation made her sound pretty impressive, so expanding the sect went smoothly. But just as she finally reached the Golden Core stage, the Cultivation Loan struck again, pushing her straight to the Nascent Soul stage.

Cen An: ...

For a long time, a legend circulated through the cultivation world of Huaxia: There was an incredibly powerful senior who reeked of money...