Cultivation: A Rake from the Start, Digging Is the Only Way to Survive

[An unconventional path to immortality + System point allocation + supreme survivor + lighthearted humor] Wang Bu'er transmigrates to the world of immortal cultivation and awakens the FatePay System. From the start, all he has is a little hoe, but digging up plants can earn him extra years of life. The System can store years, transfer them, invest them, and even lend them. Can't beat a Foundation Establishment cultivator? Just wait until I've dug my way to eighty, then I'll come back and kill you! My lifesaver can't hold on any longer? I'll just wave my hand and give you five hundred years! The ancestor died before finishing what he had to say? Come on, I'll bring you back to life so we can chat for ten more minutes! Think I'm about to die? No worries, I've got a good credit score. I'll borrow another three thousand years from the System! Across the Myriad Worlds, among demons, gods, and Buddhas, I'm not bragging: as long as my System balance isn't empty, even if I'm reduced to ashes, I still won't die.