In Three Sentences, I Expose a Ten-Billion-Yuan Scam

[I Got Matched With a Stunning Character Design, and Now I'm Back in My Element]

On the day Zhen Jing returned from studying abroad, an entirely new craze had just taken off online: the Wanjin app.

A top-tier star had signed on, entertainment industry bigwigs were backing it, and it promised cashback on purchases, investment and wealth management services, health protection and retirement planning, and a steady annual dividend of tens of billions. Everyone was using it.

Drawing on years of experience doing odd jobs, she declared, “It's a Ponzi scheme. They've been playing this trick to death overseas. Do I really need to explain such a low-level scam?”

She casually posted her thoughts, never expecting her page to be instantly flooded with attacks.

In no time, fans across the internet were cursing her: “What do you know about Ponzi schemes? This is a beacon of hope!”

The online abuse only got Zhen Jing fired up.

She majored in finance, minored in law, and worked sleepless nights on Wall Street.

She immediately wrote a long paper analyzing the history of this age-old scam, from its origins to the present.

Then she left them with three lines:

“People are hard to read, and it's hard to get justice.”

“This is deep water. You can't handle it.”

“Let me try it for you.”

Zhen Jing invested a whopping 300 million overnight, buying into the Wanjin app to go undercover.

Less than a month later, she helped a district crack a major fraud case and received an award for outstanding citizen.

When netizens read the official thank-you announcement, they remembered the uproar over that “beacon of hope” just a month earlier.

They respectfully tagged Zhen Jing:

“Ma'am, what do you do for a living?”

What did she do?

Zhen Jing's eldest brother said, “Jingjing, come work for my company as a regional manager. Flexible hours, ten million a year.”

Her second brother said, “How could my precious little sister suffer like this? Come work for me as a financial consultant. You won't even have to go into the office.”

Her cousin said, “You're not going anywhere. So what exactly do you want to do?”

“Fight fraud, I guess.”

Zhen Jing looked at her following surpassing a million and decided that public financial education was essential online.

“The entertainment industry is full of fools with too much money. They need me even more.”

*A novel full of legal drama. The male lead isn't human.

Theme: Be cautious when managing and investing your money. Don't trust promises of high returns.