I Work as a Debt Collector in a Fantasy World

-The essence of this world is "cause and effect", and everything has cause and effect. -Everyone is born with a debt of karma: debt from previous lives, debt from blood, debt from kindness, debt from luck, debt from killing... -The essence of cultivation is to "eliminate debt" - to repay one's own karmic debt. The less karma, the higher the state. -But the vast majority of people don't know what they owe, who they owe, and how much they owe. -The "karma debt collector" is an ancient and marginal profession. He can see other people's karma ledgers, collect debts on behalf of creditors, and collect commissions. -Debt collectors have iron rules: they can only collect debts, but cannot embezzle them; they can only collect debts on behalf of others, but cannot lend money themselves.