Liability Management Bureau

On his 35th birthday, Lu Chuan was invited into the conference room by HR. "The company thanks you for your five years of hard work. This is the N+1 compensation plan." He looked down at the agreement and was silent for three seconds. Looking up again - a translucent panel suddenly appeared above HR's head. "Liu Min, total debt is 471,000, online loan is overdue for 17 days, annualized rate is 36%." Lu Chuan blinked, but the panel did not disappear. He re-read the agreement and ran his fingers across two lines of numbers: "The provident fund base is calculated as 8,000? My average monthly salary last year was 22,000. Overtime pay is calculated as 36 hours? In the past three years, I worked an average of 72 hours of overtime per month. According to the labor law, you gave me 63,000 less." At this time, director Zhou Mingyu had three blood-red countdowns hanging above his head: 3.72 Million guaranteed debt, 6 million bridge gap, and divorce property division. Among them, the guarantee of 3.72 Million is due in 45 days. Everyone has debt these days. Debt is the gate of life, debt is the trump card, and debt is the most accurate perspective lens in the world. Lu Chuan has worked in the risk control department for five years and has reviewed hundreds of thousands of credit reports. He knows better than anyone: Debt is never a problem. The problem is that you don't know other people's debts. What he wants to do is not to eliminate debt - to turn every debt into a key that can open any door. From helping HR cut off illegal interest, to helping small bosses fight off routine loans, to tearing apart the nested off-balance sheet liabilities of tens of billions of companies - he rearranged the entire world's debt network with a pair of eyes that can see everyone's debts.