Cultivation of Immortality Begins with Mana Loan

Chen Bei, a bank risk control specialist, died suddenly while working overtime. After waking up, he traveled to a world of cultivating immortals. The good news is that everyone here can practice immortality. The bad news is – cultivating immortality costs money. The spiritual root is rented, and the monthly payment is 9,800. The method is paid in installments, and the interest is higher than the principal. You need to buy insurance to survive the tribulation. If you don't buy it, you won't be compensated. Even the cave he lives in is shared, and he can clearly hear his roommate next door snoring. On the first day of time travel, I received three text messages on my mobile phone: the lease of Tianlinggen was overdue, the insurance for crossing the tribulation was terminated, and Senior Brother Wang urged to return the three thousand spirit stones. The original owner owed seven hundred thousand. The kind that makes compound profits. But Chen Bei has an advantage that other immortal cultivators don't have— In his previous life, he was in the field of risk control. You can tell the contract traps at a glance. You are very sensitive to interest rates, and you are physiologically alert to "handling fees", "service fees" and "management fees". When the entire world of cultivating immortals is using financial tricks to harvest monks, a time traveler who understands finance is the biggest loophole in the rules. On the first day he joined Tianyan Sect, he read all the more than twenty pages of terms before signing the contract. The director of the risk control department was waiting for him on the 17th floor and handed him a draft of the terms of the new product - Yanling Loan Advanced Edition. "Read it again. Highlight any clauses you find problematic." Chen Bei lowered his head and looked at the cover of the jade slip, suddenly feeling that the world of cultivating immortals wasn't that bad after all. At least he didn't have to learn it from scratch.