Exclusion Section

Wen Zhiyue's greatest skill is his ability to see ghosts as bad debts. He worked in a department no one had heard of in an insurance company - the "Exclusions Department". Externally, they check for insurance fraud; internally, they deal with a kind of trouble called "real estate anomaly" in the official term: non-existent doors in the corridor, apartment sizes expanding out of thin air, a section of road clearly being written off on the map, but there are still cars pulling out of the void in the middle of the night. His golden finger is called "reading traces": when he touches something that carries strong emotions, his eyes will not see scary scenes, but only the claims data - downgrading the indescribable fear into an asset evaluation report. The rules are simple: survey - valuation - signing - sealing - write-off. The problem is—— His father was the "special damage assessor" of this department twenty years ago, and the file states that he died in the line of duty. But on the first insurance policy withdrawn from the void, the signature of the transferee was his name. When the claim code read the link to the immediate family member, Wen Zhiyue finally understood that the reason why some cases were "excluding liability" was not because they were not accompanied, but because "it" should not have been defined as an insurance subject in the first place.