I Have a Debt of 100 Million and My Cultivation Level Keeps Rising.

Others rely on their spiritual roots to achieve immortality, while Li Mo relies on repaying debts to achieve immortality. Every time you repay a sum of money, your cultivation level will increase - the poorest way to ascension in history. After traveling through time in 28 years, Li Mo of the Guang clan owed Tongtian Bank one billion spiritual stones, with interest compounded and calculated by the minute. Your spiritual power was taken away by the system to pay off your debt. Do you want to practice cultivation? Pay back the money first. Others rely on thunder tribulations to survive catastrophes, but he relies on overdue penalty interest - if he can't pay the interest, the catastrophe will come early. If the credit score is low, secret realms, magic weapons, and sects will all be rejected. In a desperate situation, "negative equity runaway" is triggered, but when you are happy, you will pay back double the amount. Li Mo gritted his teeth: "Repay it 100 million first." He opened Spirit Beast Express and paid back 100 million in March; he designed 20% annualized financial management and shorted futures; he established the "Debtors Alliance"; he held up placards at auctions and refused to pay, just to prove that he was not short of money. He met Su Wanqing, an alchemist who was in debt, and had a date with the account book; there was also a mother who lived in a leaky hut and saved five thousand spiritual stones in ten years by collecting the soles of her shoes, and gave them to her son: "Mom can only help you so much." The mastermind behind the scenes, the master of the Tianji Pavilion, used the Debt Cause and Effect Array to squeeze the spiritual power of the indebted monks to help him ascend. Li Mo is the only variable. "What really makes a person strong is not how much they have, but not giving up when they have nothing." In the decisive battle, Li Mo used his debt to backfire on the pavilion master and pay off the last spiritual stone. After his ascension, faced with an unlimited overdraft card, he pushed back the application form: "No, I don't want to be in debt again in my life." This is the counterattack article of every "debt-beating worker" - the poorest, most exciting and most heart-wrenching road to ascension.