The Loan-Sharking Martial Saint: I Lend Nine and Take Back Thirteen

[I learned one thing from my short life: the harder you try, the more disappointed you become. Effort doesn’t guarantee a reward.]

[Ordinary people are limited by their talent, geniuses by their bottlenecks. No matter how hard they try, they can’t reach their goals.]

[The more carefully you plan, the more you realize how powerless you are.]

[So!]

“So what are you even talking about? If you don’t work hard, do you expect your cultivation to rise on its own?”

“Wait, why did my cultivation level just break through!?”

[The cultivation loan I applied for on your behalf needs to be repaid, principal and interest.]

“…”

Wei Wen transmigrates to a world where martial arts reign supreme. Martial artists can split mountains and rivers, and decide the rise and fall of dynasties.

He becomes a villain who lends money at usurious rates, ruining countless respectable young men and women, and acquires a Loan System.

Simply run through the [Nine Out, Thirteen Back] scheme once to earn points and spend them to grow stronger.

As his strength increases, so does the amount he can lend.

From silver to weapons, then cultivation talent, lifespan, the sacred throne of the Great Dao…

[Young people are the pillars of the future. It’s time to shoulder the burden.]