Loans Also Need to Be Cultivated

Chen Chen, who was supposed to be reincarnated into the animal realm, was unwilling to live in wretchedness, so he loaned millions of merits from the underworld and was reincarnated into the world of immortality with his memories and top-notch qualifications, and lived another life under the pseudonym Lu Li. At birth: "In the world of immortality, welcome the birth of the great emperor!" Eighteen years old: "Perhaps I can give those heretical methods of cultivating immortals a try... As long as I can reach the point of practicing qi, I will become the most loyal believer!" (Playing with jokes, cultivating immortals, time traveling, and no system)