Lin Yuan, Creditor of All Realms

The spiritual energy revived and the heavens collapsed. While the world's strongest men were vying for opportunities, Lin Yuan inherited a mysterious "Debt Book of All Realms". As long as the contract is signed, no matter the genius, the sect, the demon saint, or even the ancient gods, they must repay the "debt of cause and effect" to him. You lend me luck, and I'll give you longevity. You owe me the opportunity, I will take your Dao Fruit. Do you want to default on your debt? I'm sorry - God collects the debt for me. From urban practice to all worlds, from a mortal boy to a creditor in all worlds. When the whole world owed him a debt, he discovered that the real creditor of this debt book... Was someone else.