I Borrowed Money and Became Immortal

Lin Yan, a social worker who was driven to a dead end by online loans, accidentally entered the world of immortality, only to find that it was more complicated. The Xiandao Group has a monopoly on everything, even charging for breathing spiritual energy! The original owner's parents ran away, leaving him with a huge debt of millions of spiritual coins. Fortunately, it was bound to the [Taiping Spiritual Coin Loan System], but as soon as the quota was obtained, it was divided up by rent and training supplies. In order to survive, he went to class during the day, moved bricks, and tested medicine at night. He even met the goddess who was number one in his grade and was secretly working to repay the loan... Since then, Lin Yan has understood! This is a story about leveraging the fairy world with loans and discovering that the whole world is secretly repaying the loans.