Weird Cultivating Immortality? I'll Take a Loan First

Traveling to the world of immortality, Su Li found that he had entered a "black-hearted sect". Practicing Kung Fu requires mortgaging your life, purchasing magic weapons requires incurring debts from inner demons, and all fellow disciples are like "bad debts" that can explode at any time. I wanted to just lie down, but I was kicked to take charge of the most dangerous "Debt Hall" in the sect, which specializes in collecting debts from monks who can't repay their "loans". Until he discovered that the memory of his previous life as a financial migrant worker was still there, and a bold idea came to his mind: "Bad debt packaging, risk transfer, and asset securitization... The financial system of this world of immortality has too many loopholes, right?" When others are practicing hard, he is doing accounting crazily; when others are seizing treasures, he is issuing "spiritual stone treasures". Fairies from the righteous way came to him to manage their finances, and giant lords from the evil way begged him to go public. Unknowingly, he became the largest "disposer of non-performing assets" in the entire world of immortality. But Su Li gradually discovered that behind the "assets" he disposed of, there seemed to be something more terrifying than Heaven... Where would the loans he made end up going?