Starting at Full Level: My Cultivation Is Borrowed

The protagonist Li Youran is an ordinary young man on earth. He accidentally traveled to the fantasy world "Tianxuan Continent", but found that he had a "cultivation loan system" in his body. This system is unreasonable, and it forces him to lend him "full level cultivation" at the beginning - the realm of "Chaos God" that is above the cognition of the entire world. But the price is that he owes an astronomical amount of "cultivation point" debt to the system, and must obtain "sacred value" to repay the interest by "showing his holiness in front of others" (pretending to be cool), otherwise he will face the terrifying "debt collection by heaven." As a result, a young man who just wanted to survive and repay his debts was forced to embark on the path of constantly shocking the world with his invincible strength.