Tiandao: No Money! Then What Should I Practice With?

Heaven owes me money, and cultivating immortality depends on loans. Others who traveled through time to cultivate immortality would either awaken their spiritual roots and be robbed by the sect, or pick up a ring and tie up their grandfather. Lin Yanqiu was better off - he started with mixed spiritual roots of five elements, with a purity of 3%. He was so poor that he could eat wheat cakes, and even wild dogs dared to snatch spiritual grass from him. Just when he was about to starve to death in the ruined temple, the "Tiandao Loan System" suddenly slapped him in the face: [Ding! You can borrow 100 low-grade spiritual stones and pay it off before building the foundation. The annual interest rate is 30%. If it is overdue, there will be a thunderbolt! Lin Yanqiu: "... I'll take the loan first and then talk about it!" From then on, he embarked on the path of cultivating immortality by relying on loans to counterattack—— Lack of spiritual roots? With the "Temporary Spiritual Root Strengthening Talisman", the miscellaneous spiritual roots can instantly transform into medium qualifications, stunning the assessment site; Encounter a strong enemy? Taking out an "Emergency Strength Loan", the first level of Qi Refining will rise to the fourth level in seconds, and the inner disciples will be pushed to the ground to collect debts; Lack of skills? Loan the book "Qing Yuan Jue", and then lend 500 spirit stones without interest to save a weak commoner, and increase the "Tiandao Reputation Value" to unlock low-interest permissions. It's just that as the loans get bigger and bigger, the bills grow faster than his cultivation level: "System, can the inner elixir of monsters in Danxia Secret Realm be able to pay off the debt?" "System, can the reward for the outer sect competition champion be cashed in?" "The Central Bank of the Immortal Realm? Your interest rates are too high! If you press for more loans, I will... Take another loan and buy your headquarters!" From being ridiculed for his miscellaneous spiritual roots, to relying on loans to buy all the resources in the world of immortality, Lin Yanqiu discovered: It turns out that cultivation of immortality does not need to rely on talent. As long as you dare to borrow money, Heaven will owe him money!