How to Cultivate Immortality Without Taking Out a Loan?

"Wouldn't it be nice if you took out a loan to buy a cave, borrowed the money to find a Taoist companion, and then bought a spiritual beast?" "Don't worry, little friend, our Qingshan Sect is a well-known and upright family!" "You only need to sign your heart, liver, spleen, lungs, kidneys, skin, bones, soul, etc. As guarantee, and you can get a 9.9% Discount on the cave every day!" "Our sect's welfare is also very conscientious. After all, it is the right way!" "It only takes twelve hours to dig spiritual mines, and if you forget to sleep and eat, you can practice for at least three hours!"