Taking Advantage of the School Beauty's Innocence, He Borrowed All Her Living Expenses

(This book is also known as [Cheating my wife for a moment of pleasure, chasing her to the crematorium], [Borrowing the school to spend living expenses, she depends on me]) Reborn in the college era, bound to a god-level system. The first system task I encountered was to ask the future school beauty Zhang Xinran for a loan. What's the difference between borrowing and "cheating"? This is a little bit bad...