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Novels like Cultivation Starts with Debt

Books Chinese readers most often put in the same booklists as Cultivation Starts with Debt, best match first.

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  1. 51 Golden and Red Heterochromia: Past and Present Lives 金红异瞳,前世今生 Ancient Romance353k WordsOngoing [New Xuanhuan + no AI + no System + political intrigue and mind games + yandere + scheming] Hua Man'er has been fought over by the three most powerful factions since the day she was born. Three men go mad for her, but a vast conspiracy lurks behind it all! She has returned from the brink of death, and now she wants revenge! A holy maiden? A Gu goddess? A powerful maternal clan? No! She is merely a pawn in a game of chess, manipulated and used by others! How will she turn the tables against the o 5Reads8.6Score—Shelves
  2. 52 A Strange Immortal Fate: The Good-for-Nothing Without a Spiritual Root Turns His Life Around 奇仙缘:无灵根废柴的逆转之路 Eastern Fantasy100k WordsCompleted [New release] + [Fantasy with a System] + [Laugh-out-loud fun] + [One heroine] Su Qingxuan, a humble errand boy of the Qingfeng Sect, was born without a spiritual root. Amid the crowd’s scorn, he unexpectedly found an immortal gourd and became bound to a System! Later, a mysterious voice in a secret realm told him that he wasn’t actually without a spiritual root. He had the legendary… spiritual root. The little System is adorable and mischievous, and always good for a laugh. A fox demon at t 8Reads—Score—Shelves
  3. 53 I Saved a Female Lead Before I Died, and She's a Total Badass 临死前救了个女主,她超猛的 Eastern Fantasy630k WordsOngoing [Strong male lead + strong female lead, no System, no clichés, sharp-tongued, gets more satisfying as it goes, a little unhinged, no cheating, enjoy!] Before dying, the sect leader saves an incredibly powerful and beautiful fox demon. To fulfill the sect leader’s dying wish to revive the sect, the heroine searches everywhere for a man who resembles him, hoping to make him the next sect leader. “I’m just a demon. I have no feelings for humans other than the sect leader.” “If I catch you, don’t bl 1.3kReads—Score135Shelves
  4. 54 Unbelievable: My Love Rival Takes Me Around Beating Up Scumbags 离谱:情敌带我到处虐渣 Modern Romance381k WordsOngoing [爽 and satisfying] [No saintly protagonist] [Multiple female leads] [Decisive and ruthless] The protagonist's group enjoys gossip and has no desire to hurt anyone, yet they get caught up in a series of plots and schemes. To protect themselves, they have no choice but to fight back, step by step embarking on the path to becoming powerful. At first, the group is weak and often bullied. Later, they grow strong and become rulers of their own domain. 1.7kReads8.3Score104Shelves
  5. 55 You Lured Home a Little Wife with a Bottle of Soda? 你用一瓶汽水拐回一个小老婆? Urban460k WordsOngoing (One heroine + mutual salvation + lighthearted comedy with no angst + gradual yandere development + sweet everyday romance + happy ending) Rest assured, this one's guaranteed to be sweet. (This is a brand-new book, so please, everyone, don't let it pile up in your reading list. It'll get buried to death (ToT)) The first twenty years of Gu Hui's life were shrouded in an endless rainy season, but he fought to become a ray of sunshine breaking through the clouds of Hangzhou's plum rains. Then, one 32Reads—Score103Shelves
  6. 56 Half a Lifetime of Enduring, Half a Lifetime Beloved 半生隐忍半生卿 Ancient Romance304k WordsCompleted When Gu Yan was nine, his dying father entrusted him to his old classmate, Shen Dean. From then on, he lived under the same roof as the Shen family, growing up alongside their daughter, Shen Wan. She was the cherished daughter of the household, while he was the child of an old friend. An invisible wall separated their stations in life. Yet she had warmed him with porridge on cold nights, and he had shielded her from the rain that poured across the city. Love took root in their everyday closenes 211Reads8.2Score103Shelves
  7. 57 Keep Sleeping, Don’t Wake Up 继续睡,不要醒 Mystery454k WordsCompleted [Infinite Dreams + Mystery + Wild Imagination + Horror + Supernatural + Ensemble Cast + Bizarre + Romance + Sophisticated] Lin Du has been dreaming ever since he was born. He often wakes with a start in some strange room and desperately flees to a subway station, only to discover that his every move is being livestreamed and everyone is watching. When he rushes out of the subway, he finds himself sitting in a car with no end, where every passenger is horrifyingly strange. The car stops at one st 37Reads—Score—Shelves
  8. 58 The Adventures of Li Ergou in Another World 李二狗异界闯荡录 Xianxia983k WordsOngoing The Eastern and Western Continents, the four realms of humans, demons, dragons, and gods, nine great domains of the void, countless worlds, and a vast universe from time immemorial. A whole new world system, a completely different experience. Humans and demons clash, dragons and gods wage war. From earth to heaven, the battle against gods and demons begins! 284Reads—Score—Shelves
  9. 59 Apocalypse: The Holy Armored Soldier, Definitely Not EVA! 末世之圣装机兵,真不是EVA! Sci-Fi & Apocalypse738k WordsOngoing [Apocalypse + hard sci-fi + no System, no golden finger + Lovecraftian horror + interstellar war + invincible] As the shadow of destruction blots out the sky, humanity's civilization has only seven days left. That day, a god descended without warning over Tokyo. With absolute power, it declared the end of the old era, turning a prosperous world into scorched earth and wasteland in just one week... The survivors cling to life in despair. To reclaim their lost home, they pour every resource the 565Reads—Score—Shelves
  10. 60 My Youthful Romance 我的青春爱恋 Modern Romance103k WordsOngoing Lin Wan had a secret talent: the poems she wrote reflected the truest colors of people’s hearts. Then, one autumn, Zheng Hao, wearing a dark green sweater, stood in the light and asked her if she liked Yu Qiuyu. For the first time, her pen trembled, and the colors on the page blurred into something out of place. She spent three years of her youth writing poems for him, gave him her first night beneath the moonlight in a white shirt, and even followed him into the neon-lit depths of the night. Bu 62Reads—Score—Shelves
  11. 61 Guo Xiaoqi’s Love Story 郭小七的爱情 Modern Romance119k WordsCompleted Guo Xiaoqi was born into a rural family obsessed with having sons. She had little schooling, but was very beautiful. As an adult, she was pursued by a married man. The two did everything they could to finally get married, but married life was not as wonderful as they had imagined, and she endured all kinds of hardship. After many twists and turns, she finally understood that she could rely on no one but herself. 526Reads8.9Score111Shelves
  12. 62 Driving Through the Waves 浪里行车 Eastern Fantasy252k WordsOngoing [Traditional Wuxia] [Male-Female Couple] [Half Martial World Family History] [Plot-Driven] Nanhe Xuan (Ziche), a highly skilled martial artist, is investigating a matter that could affect the entire martial world. On his way to celebrate his nephew's wedding, he happens to save Donghe Piaoxue, who has nearly made enemies of the entire martial world. As a result, he gets drawn into another storm in the martial world. Like a carriage tossed on the waves, the two press on through hardship, graduall 127Reads—Score—Shelves
  13. 63 This Dharma Says, Let There Be Light 本法说,要有光 Urban383k WordsOngoing [Legal Fantasy] [Path to Godhood] [Cthulhu Mythos] [Corruption] [One Female Lead] [Pure Love] [Dystopia] "Teacher, why is Earth the only place in the galaxy with life?" "Because that's what the law says." "Then where did light come from?" The teacher flipped through the legal code. "I know this one. The law says, 'Let there be light!'" The technology and civilization of the past have fallen silent, and an unprecedented power now rules the new world. It is neither arcane, inscrutable magic nor ce 368Reads—Score—Shelves
  14. 64 Hello, Ghost Bride. I Think We've Met Somewhere Before 你好阴婚娘子,我好像在哪见过你 Mystery21k WordsCompleted [White Moonlight + Local Legends + A Dream of Yellow Millet] Jiang Chen was born in the yin year, on the Ghost Festival, at the yin hour. He was born with an ill-fated destiny and a heavy yin aura. Rumor had it that he had caused his parents' deaths. To ward off the calamity fated to befall him when he came of age, he had no choice but to enter into a ghost marriage. But the bride from this ghost marriage looked more and more familiar to him. It was as if he'd seen her somewhere before. 1.7kReads—Score109Shelves
  15. 65 Life as an Extra in a Cultivation World 在修仙世界做路人日子 Eastern Fantasy2.2M WordsOngoing Li Xiaoniu is an ordinary passerby, as ordinary as they come. So why do I have a spiritual root? Why was I assigned to live with the male lead? Why do I have to take the blame for him? And why do I have to deliver a letter from the female lead to him? Please stop treating me like a useful tool. Even passersby have their dignity… Years later, looking at the male and female leads living in blissful wedded harmony, and the pile of gorgeous supporting heroines tossed my way, I suddenly think this is 6kReads8.1Score475Shelves
  16. 66 After Yixiu Was Reborn, Why Is the Big Fat Orange Crying? 宜修重生后,大胖橘怎么哭了 Female-Channel Fanfiction950k WordsOngoing [Empresses in the Palace Fanfiction] [Yixiu Reborn] [Saving Her Son] [Revenge] [Harem Intrigue] [Mother-Son Bond] [Villainess Power Fantasy] [The Emperor's Long Road to Winning Her Back] Yixiu died. She died in Jingren Palace, after the words, "May we never meet again, in life or death." Only as she lay dying did she understand. All her life, she had hated Rouze, Zhen Huan, and those who stole the emperor's favor, yet she had forgotten to hate the man who had truly taken everything from her. 2.7kReads8.1Score132Shelves
  17. 67 Chronicles of the Cataclysm in Shenzhou 神州浩劫录 Eastern Fantasy791k WordsOngoing The boy who left the mountains, Jiang Hen, searches for and joins a cultivation sect, one step at a time… He initially thinks he's a good-for-nothing with five-element spiritual roots, but his cultivation speed is astonishingly fast… What's more, the protagonist comprehends the laws of space while still in the Qi Refining stage… From there, he rises step by step from menial disciple to personal disciple, then from personal disciple to the sect's holy son… 1.3kReads8.2Score107Shelves
  18. 68 How to Deal with Annoying Neighbors... 遇到扰人的邻居,就这样办…… Urban6k WordsCompleted This is how to deal with a troublesome neighbor... 1.1kReads—Score—Shelves
  19. 69 The Happy Years I Spent in Dongguan 那些年我在东莞的幸福往事 Urban299k WordsCompleted [Urban everyday life] + [multiple heroines] + [first person] My name is Hao Jian. I'm a college graduate who left a small inland county to make a living in Dongguan. A female classmate who'd been quite a flirt back in school introduced me to the city. I thought I'd find a factory job and earn some money, but things didn't go as planned. I ended up in a bar, and that's where my life took an unexpected turn. 5.6kReads6.0Score510Shelves
  20. 70 The Sumeru Ring: My Road to a Comeback 须弥戒,我的逆袭之路 Urban1.4M WordsOngoing I was reborn on a rainy night in late autumn. Not far away, my second uncle and his son were digging a pit for me, preparing to bury me in a graveyard. In my previous life, I woke up and escaped, never to return. I drifted through life, and just before I died, I came across a news report. On this very day, my second uncle sold my newlywed wife to human traffickers, leading to her being abused and killed. This time, I won't run away. Whoever digs the pit will be buried in it. 8.5kReads7.4Score783Shelves
  21. 71 A Cultivator in the Mortal World 红尘修士 Eastern Fantasy3.8M WordsCompleted One day, Yun Xi's soul left Blue Star, and she fell into the vast world of cultivation. She never expected to start out as a lowly nobody, with a life as fragile as a blade of grass. In the face of despair, she seeks out opportunities, rises from the dust, and gradually stirs up the entire cultivation world! 6.1kReads8.5Score589Shelves
  22. 72 Zhang Sangou’s Get-Rich Journal 张三狗发财笔记 Urban2.7M WordsCompleted A comedy novel with absolutely no pretensions. A poor boy from the mountains refuses to settle for an ordinary life and ventures out into the world, carving out a place for himself through his own efforts. The cast of bizarre characters will have you laughing out loud. It gets more and more exciting as it goes. San Gou grows more mature and more cunning, with more and more schemes brewing in his head. In the end, he makes it! He becomes a billionaire. His journey is a whirlwind of chaos and laug 58.4kReads8.7Score6kShelves
  23. 73 EN Death God of the Night 黑夜杀神 Eastern Fantasy509k WordsCompleted Hunted from the start, I barely escaped with my life. I fought to defy fate, launching attacks and taking down countless powerful opponents. Born with a beautiful face... I hope you enjoy the story. Your support motivates me to write, and I'll do my best to tell every story well! 2.6kReads8.8Score194Shelves
  24. 74 City of Heartbreak 情伤都市 Urban215k WordsCompleted My new work is out! Come read it on Tomato Novel. I hope you'll enjoy it. Your support motivates me to write, and I'll do my best to tell every story well! 953Reads—Score—Shelves
  25. 75 The Hot-Blooded Hunter: God’s Assault 热血猎人神之袭击 Historical1.3M WordsOngoing [Survival] [Hunting] [Fighting the Japanese invaders and looting their gear] [Cultivation] Wang Fei has just entered the world of cultivation when he's forced into becoming a live-in son-in-law. One blow shatters his dantian, setting him on a long road from staying alive to rising to greatness. Though he has lost his cultivation, he takes countless disciples. This novel was not written by AI. Every word was painstakingly typed out by the author, who only hopes readers will enjoy the story in its 27kReads9.0Score2.5kShelves
  26. 76 EN Starting with a Street Stall Selling Super Strength Potions 开局地摊卖大力 Urban8.9M WordsCompleted [Qingfeng's new novel, This Player Has a Problem in the Head, is currently serializing and has plenty of chapters ready to binge] Earth enters an era of spiritual qi revival, and humanity begins awakening supernatural abilities! Jiang Nan awakens the strongest street-stall System from the start. Potions of Strength? Detoxifying Yellow Beans? Lucky Cherries? They're flying off the shelves! The world's top tycoons, richest man, popular streamers, and peak powerhouses all come to buy them. Jiang Na 336kReads9.7Score45.7kShelves
  27. 77 City of Beasts 异兽迷城 Urban3.0M WordsCompleted Gao Yang was an orphan. At the age of six, he transmigrated to a parallel world and began living in a warm family of five. When he turned eighteen, Gao Yang accidentally discovered the truth about the world: this was not a parallel world at all, but a mysterious realm, and all the relatives and friends around him were terrifying Beasts! Gao Yang nearly lost his life 473.6kReads9.7Score67.7kShelves
  28. 78 EN I'm Not a God of Theater 我不是戏神 Urban4.0M WordsCompleted The brand-new masterpiece by San Jiu Yin Yu, author of Slay the Gods | Winner of the Best Science-Fiction Web Novel Award at the Macau International Science Fiction Awards | A Chinese grotesque epic that turns the tide of an era After a scarlet meteor streaked across the sky, human civilization ground to a halt. From that day onward, humanity could no longer build a rocket, a nuclear bomb, an airplane, a car... The pyramid of civilization built upon modern science collapsed with a thunderous roa 1.7MReads9.9Score183.1kShelves
  29. 79 EN Learning to Slay Gods in the Psychiatric Hospital 我在精神病院学斩神 Urban4.3M WordsCompleted A must-read hit on Tomato Novel | Original novel of the hit anime Slay the Gods | IP influence on the China Online Literature Influence List | 2023 China Good Novel Have you ever wondered whether monsters from ancient myths lurk beneath the neon-lit city? Have you ever wondered whether gods stand watch over humanity atop the moon hanging high above us? Have you ever wondered whether extraordinary people walk among us in our bustling modern cities, acting in the gods’ stead? In the society ruled 1MReads9.9Score162.2kShelves
  30. 80 EN Ten Days to the End 十日终焉 Mystery3.2M WordsCompleted 2024 Tomato Novel Annual Peak Rankings TOP 1 | 2024 China Online Literature Influence List | 2024 China Good Novel Award | Over 2 million copies sold (No harem, no formulaic tropes, no invincibility, no System, no mindless antics, no wish fulfillment. Read with caution if these bother you.) Just when I thought it was an ordinary day, I discovered I had been captured and taken to the End. Just when I thought I could escape by continually taking part in death games, people began awakening supernat 1.7MReads9.9Score209.2kShelves

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