Novels like Tycoon: The Zero-Yuan Loan with a 99.99-Quadrillion Limit
Books Chinese readers most often put in the same booklists as Tycoon: The Zero-Yuan Loan with a 99.99-Quadrillion Limit, best match first.
- 1 Tycoon System: I Was a Billionaire in My Past Life 神豪系统：姐上辈子就是亿万富翁 [Wealthy Heiress System + Powerful Female Lead + Unlimited Spending + Invincible Backing] Yu An, a princess of Beijing's elite circle, was sent flying into the sky on her birthday after being hit hard by a car with demon eyes. Just as she thought she was about to die, she vaguely heard that she had been bound to some kind of System. When Yu An opened her eyes again, she was aboard her private jet. The Wealthy Heiress System called her its master and doted on her endlessly. It told her that her m —Reads—Score—Shelves
- 2 Tycoon: From the Start, a Trillion-Dollar Critical Hit, The Simp’s Comeback 神豪：开局暴击万亿，舔狗逆袭记 ★ Three days ago, they were on their knees licking boots. Three days later, they'll be standing there crying! ★ "You transferred 880,000 yuan to a girl you were chasing and still haven't even met her? Congratulations, Host, you've awakened the Billionaire Critical Hit System!" Wang Fan, who was tricked into taking out online loans by his roommate Yang Wei and Yang's girlfriend Fu Yanjie, burst out laughing as he read the text on his phone: his bank balance had critically hit 1,000,000,000,000! W 1.3kReads7.0Score108Shelves
- 3 Tycoon: A Thousandfold Compensation for Every Failure 神豪：失败万倍补偿 Ding! The Host can't afford a house. What a failure. Compensation: a luxury home worth one billion. Ding! The Host has no car and walks everywhere. What a failure. Compensation: one Koenigsegg. Ding! The Host's shop went out of business. Compensation: a bustling commercial street. Ding! The Host's business venture failed. Compensation: a trillion-yuan technology conglomerate. Ding! The Host failed at martial arts training. Compensation: grandmaster-level martial arts skills and ten thousand jin 4.3kReads8.8Score407Shelves
- 4 Tycoon: I Own Trillions, Yet People Think I'm Unambitious 神豪：坐拥万亿的我被认为不上进 On the eve of his college graduation, Zhang Chen suddenly gets a sign-in System. As long as he signs in every day while attending college, he can earn a wealth of rewards! After a while, Zhang Chen deliberately holds himself back a year to rack up sign-in rewards and achieve financial freedom. Just then, the newly appointed, beautiful academic adviser sets her sights on him! “This student has already repeated a year twice? He's far too unmotivated. At this rate, society will leave him behind!” “ 1.3kReads8.4Score123Shelves
- 5 The Rich Lady Rises as the Currency Crashes 富婆从货币贬值开始 >>> Next world: Her Majesty: After Seizing the Throne, I Became a Fatuous Ruler [Love Rival Showdown + No Fixed Couple, Open Ending + Strong Female Lead + System + Feel-Good Wish Fulfillment] Duan Xinghe transmigrated to a parallel world and bound herself to a Tycoon System, drawing an SSS-rank ultimate gift pack. From that moment on, currencies around the world lost 99.9999% of their value. What? A meal costs just 20 luxury dollars? What the heck is a luxury dollar? A sports car for 40 yuan? A 70Reads9.0Score—Shelves
- 6 Tycoon: You Can’t Imagine How Rich I Am! 神豪：姐的有钱你想象不到！ The rating is low because it was just posted. It’ll gradually go up! In a nutshell: A feel-good, female-led story about a wealthy heiress, money, and handsome men galore! This isn’t one of those stories where she tips male streamers and gets cash back. Luxury watches, sports cars, and grand mansions: the System provides it all! The serious version: One piece of bad news: Her boyfriend got together with her best friend. Sob. One piece of good news: A hugely generous wealth System fell right into 1.4kReads8.6Score131Shelves
- 7 The Super Tycoon System: I Spend Big for China! 超级神豪系统：我为华夏氪金！ [The rating is low because not many people have read it, but it's actually pretty good~ Don't believe me? Click in and see for yourself~] [Transmigration + System + Tycoon + Serving the Nation + Strong Female Lead + Feel-Good Story + Face-Slapping + No Romance] In her previous life, Qu Chu died a miserable death in the entertainment industry. When she opened her eyes again, she had been reborn in the body of a poor girl with cancer! Her grandmother was gravely ill, her scumbag father only wanted 1.6kReads8.5Score220Shelves
- 8 Tycoon: The System Helps Me Become Beautiful and Rich 神豪：系统助我变美暴富 [Rich heiress, strong female lead, no fixed couple] After being rejected for job after job, Mu Xi unexpectedly binds herself to a Rich Heiress System. From then on, she has power and status at her fingertips, with handsome men by her side. What could be more fun than that? 864Reads8.9Score108Shelves
- 9 Reborn as a Billionaire: The System Helps Me Ride the Waves 重生亿万富豪系统助我乘风破浪 Alternate world + rebirth + System + satisfying power fantasy + heroine + no romance (Content warning: A brainless power fantasy. Don’t read if you have high standards. I just really love writing, and bad reviews ruin the fun of writing for me! I hope everyone can be kind.) Tang Yan, who failed the college entrance exams and entered the grind of working life early, is reborn one day and bound to a billionaire System. Back before the high school entrance exams, she sets goals with her best friend 788Reads8.9Score101Shelves
- 10 Help! The Tycoon Smiles, and Everyone Falls to Their Knees 救！神豪她一笑，全场炸裂都想跪 [A whole lineup of gorgeous men + a woman pursuing men + a powerful female lead + a heroine who wants nothing but physical relationships] Gu Xiang transmigrates into a book and gets access to unlimited spending money. Every purchase earns points. From then on, Gu Xiang embarks on a path to becoming a tycoon, throwing money around like crazy and stunning the world! Rich people love showing off their luxury cars? Sorry, she shows off her yacht! The kind that costs 4.9 billion. 2.7kReads8.7Score343Shelves
- 11 My System Can Do Anything 我的系统啥都会 Jiang Che: “System, I want to make money.” And so he becomes the richest man in the world. Jiang Che: “System, I want to play video games.” And so he becomes a pro gamer, a demon king feared by even the professionals. Jiang Che: “System, I want to play basketball.” And so he becomes the world’s number one basketball player. Jiang Che: “System, I want to be a star.” And so he becomes the dream of nine hundred million girls… 2.2kReads8.8Score252Shelves
- 12 Villains, Don’t Be Afraid! Your Tycoon Big Sister Is Here to Save You 反派别怕，神豪姐姐来救你们啦 [No Fixed Couple, Female Lead Is Naturally a Player, Please Don't Ship Anyone] [The rating is low because it's a new book, but the quality is top-notch. Give it a chance before judging, okay?] Shu Wan awakens to a Tycoon System. All she has to do is spend money on villains to get rich. As long as she spends her money wisely, there's nothing she can't accomplish. Get rich, get beautiful, get stronger. Daddy System, here I come! Who says villains have to be bad, bad, bad? You beautiful, powerful, 948Reads9.0Score118Shelves
- 13 Tycoon System: The Woman Everyone Loves Becomes a Mysterious Big Shot 神豪系统：万人迷她成了神秘大佬 [No romance, fictional content, mindless fun, scumbags, one-sided crushes] [Please check the comments under the first paragraph for details.] [If you don’t want to read any romance at all, please don’t click. Thanks.] Jiang Yinuo had no parents, fair skin, a beautiful face, and long legs. She had just started college this year. Who knew she’d get hit by some unknown object and be forcibly bound to it, only to be told she had to spend money on good-looking people, regardless of gender? The higher 1.1kReads9.0Score127Shelves
- 14 Don't Fall for Me, It Won't End Well: Handsome Men Are All Tools 别爱我没结果，美男都是工具人 No CP + Tycoon System + Strong Female Lead The empress of a matriarchal kingdom transmigrates to the modern world and gets bound to a Tycoon System that only lets her spend money on men. Every day, the empress is either spending money or looking for loopholes in the System. Handsome men surround the empress, but all she wants to do is spend money~ Her Majesty the Empress: “Don’t fall for me. It won’t end well~ All these handsome men are just ‘tools’~” 507Reads9.2Score—Shelves
- 15 Zhirui Strikes It Rich 之蕊暴富 [This is a tipping story, with plenty of steamy scenes. Skip it if that's not your thing.] [Tycoon + System + livestream tipping + voice chat rooms] Bad news: Mu Zhirui died of poverty! Good news: she's bound to a tycoon System! After transmigrating to a parallel world, Mu Zhirui spends every day dreaming of getting rich. One day, her dream finally comes true. Every time she spends money, she gets a hundredfold cash back. She does whatever she wants because she's rich. From now on, Mu Zhirui is 2.3kReads8.7Score210Shelves
- 16 The World's Richest Man: It Started with a Daily Gift Pack 全球首富：从每日礼包开始 [Pure satisfaction, ten thousand words every day] After going through a messy breakup, Lin Chen activates the sign-in bonus System. From then on, Lin Chen loses all motivation to work toward anything. Day one bonus: Zhonghai Jinyuan Commercial Street becomes an asset under the Host's name. Day two bonus: a top-of-the-line supercar worth over a hundred million. Day three bonus: the Host gets a perfect physique… On sign-in day number N. Lin Chen: System, is there any field left where I haven' 16.1kReads8.6Score1.1kShelves
- 17 Bound to the Rich Lady System, She's Wealthy Enough to Rival a Nation 绑定富婆系统，大佬她富可敌国 [No Romance, Feel-Good Story, Female Lead Shines on Her Own] [Warning: The wish fulfillment may not be realistic, the pacing is slow, and the female lead is somewhat cold] Dumped by her scumbag boyfriend from the start, ordinary college student Mo Qing unexpectedly binds herself to the Rich Lady System. From then on, she has to worry every day about how to spend her money. The luxury goods she once didn't dare so much as look at are now beneath her notice. Earning enough in a day to buy ten hous 2.7kReads9.0Score293Shelves
- 18 Secretly Sending Gifts by Day, Raking in Massive Rebates by Night 白天偷偷打赏，晚上疯狂返利 [Powerhouse heroine + handsome streamers + big spender + livestream PK battles + crazy cashback and making money] As a powerhouse, Fan Keqing spreads her generosity around, tipping every handsome streamer. - Congratulations, you’ve received [Snow-White Skin and Dark Hair] - Congratulations, you’ve received [A Slender, Graceful Waist] - Congratulations, you’ve received [Long Legs and a Voluptuous Figure] - Congratulations, you’ve received [A Voice Like an Angel’s] - Congratulations, you’ve receiv 5.4kReads9.0Score406Shelves
- 19 Tycoon: I Get More Beautiful Just by Spending Money 神豪：我靠花钱就能变美 [Strong Female Lead | Tycoon | System | No CP] (Just a heads-up: although there’s no CP, that doesn’t mean there won’t be sex. This is more of a slice-of-life story.) Lin Xi was a hard-working wage slave who didn't want her boss to summon her at a whim and dismiss her just as casually. So she finally stood up for herself, and got fired for it. Fortunately, fate took pity on her and sent her a Tycoon System. From then on, beauty, money, and status were all hers for the asking. 1.6kReads8.9Score124Shelves
- 20 Tycoon: The System Helps Me Become the Ultimate Heiress 神豪：系统助我成为顶级白富美 [Strong female lead + tycoon System + face-slapping + multiple male leads + satisfying read + patriotism + scientific research + top student] After transmigrating, Lin Xinran binds herself to a tycoon System. From the start, she gets a black card with unlimited credit? But what’s this countdown to her death? Lin Xinran sheds a tear, then silently begins sweeping through the mall. A million-yuan necklace? Bought! A million-yuan watch? She buys dozens! A villa? Five of them! Luxury cars? Seven or 4.7kReads8.8Score454Shelves
- 21 The System Only Exists for One Day, So I Start Living Like a Tycoon 系统只存在一天，我开启神豪人生 [Tycoon] [No saintly do-gooder] [Nobility] [Indulgence] [Family] [No flirtation] [Humor] System: Out of strength already? I’m in a hurry. If you can’t do it, I’ll do it myself. After the System used me and ran off, my forces kept watch over the entire world. The world was stunned, while I came out way ahead. When I arrived in Florida, generals from various countries cried, “What the hell! Why is the whole Sakura Island billowing black smoke?!” You have to be careful at home. What’s there to be c 43kReads8.2Score4.2kShelves
- 22 EN Another 200 Million Just Came In, How Should Chi Xiaoqing Spend It! 2亿又到账，池小清这钱怎么花！ This is a fun, feel-good story about a nouveau riche heroine, but it’s also a little different from the usual stories of that kind. There’s plenty of face-slapping satisfaction, but also everyday family squabbles and chaos. The System keeps giving her money, but she also builds her wealth gradually, step by step. The heroine, Chi Qing, is an ordinary girl just like you or me. By chance, she gets a nouveau riche System and goes from being quiet, plain, and tolerant to reaching the pinnacle of a 6.9kReads8.9Score729Shelves
- 23 Tycoon-Building System: My Butler Boyfriend Turns Out to Be the Supreme God 神豪养成系统：管家男友竟是主神 [Two male leads + tycoon protagonist + System + one-on-one romance + indulgent wish fulfillment + face-slapping] Two male leads! Read at your own discretion if that’s not your thing! Nan Jingyou is a corporate wage slave, and his boss has been deliberately giving him a hard time. Just as he’s wondering whether to keep showing up to this lousy job, he suddenly gets bound to a tycoon-training System. The System claims it will turn him into a bona fide tycoon and help him reach the pinnacle of life 9.1kReads9.1Score1.2kShelves
- 24 The God of Wealth: Men Are All Tools I Use to Cash Out and Get Beautiful 神豪之男人都是我套现变美的工具 ! It's best not to read the chapter comments, as they contain a lot of fake spoilers... (Wealthy tycoon System + detailed shopping sprees + losing weight and becoming beautiful + face-slapping awful relatives + handsome men of all types + a little King of Glory game content) Note: Readers are sharply divided in their opinions of the heroine. Some call her a hopeless lovesick doormat, while others say this is the ultimate story of a wealthy woman with a string of lovers. Read with caution. The he 4.8kReads8.9Score467Shelves
- 25 Tycoon: The Poor Girl's Journey to Becoming a Rich Beauty 神豪：小可怜的白富美成长之路 [Tycoon System + Lighthearted + Everyday Life + Personal Growth + No Idiocy + Sound Values] Bai Tang, a poor little thing, never imagined that after her mother died, her deadbeat father ran off, and she’d lived on her own for five years, a huge gift would suddenly fall into her lap. Who says money can’t fall from the sky? What kind of dazzling life will unfold when a damaged System, broken by a temporal disturbance, collides with a sweet, determined girl who has nothing but ambition? From then o 34.8kReads9.0Score3kShelves
- 26 Just as I Was About to Start Work, the Perfect Life System Arrived 刚准备上班，完美人生系统来了 By chance, he met a domineering female CEO. Faced with the icy beauty, Qin Li said that he had always lived under a lot of pressure. Fortunately, he had an unparalleled System. Watch Qin Li rise to success and win the beauty’s heart. 49.3kReads9.1Score3.9kShelves
- 27 After Binding to the Sign-In System, She Became Gorgeous and Rich 绑定签到系统后，她超美超有钱 (No romance; getting rich and taking down the scum, both without compromise) Si Tian unexpectedly transmigrates into an unfinished novel, as an unlucky cannon-fodder character who won’t survive past the first chapter. Before she can even start bawling, a System that lets her coast to victory with sign-ins drops from the sky... “Sign in in the dressing room to unlock unparalleled beauty!” “Sign in at an ATM to receive 10 billion in savings!” “Sign in at an auction to gain top-tier appraisal skill 10.7kReads9.4Score1kShelves
- 28 The Tycoon System: I Enjoy Life by Showering People with Gifts 神豪系统之我靠打赏享受人生 Jiang Banxia was reborn at twenty-three, healthy and pain-free, and bound to a tycoon’s tipping cashback System. What? In her previous life, even drinking cold water made her choke, but in this life she could make a fortune by tipping? Every tip earned her cash back! Jiang Banxia rubbed her hands together and set out to make it rain coins across video streams, gaming streams, and voice chats, roaming all the major livestreaming platforms. One high-quality man after another flocked to her, all ea 21.4kReads9.0Score1.7kShelves
- 29 After Getting Dumped, I Bound a Tycoon System and Became Beautiful Through Daily Sign-Ins 被甩后绑定神豪系统，我签到变美 [System, Sign-In, Female Tycoon, Face-Slapping, Feel-Good Story, No Romance] After Su Qiang gets dumped, she binds herself to a tycoon System. Every day, she gets cash and System points for signing in, which can make her more beautiful and stronger. She discovers that the System is an arrogant princess type who rewards her with all kinds of goodies when it’s in a good mood. As long as she keeps the System happy, she can get anything she wants. Who needs a boyfriend? Ding! Sign-in reward: 1 milli 10.8kReads9.2Score1.1kShelves
- 30 EN Building the Qingyun Immortal Sect, With an Emperor Ancestor Arriving from the Start 打造青云仙宗，开局大帝老祖降临 [Invincible Lead] [Sect] [Taking Disciples] [Nonstop Thrills] [Summoning] [No Female Lead] [No Hesitation, Straight to Action] No one helps me reach for the skies, so I'll climb the mountain myself and build an Emperor Sect! This book is also known as: "Every member of my sect, inside and out, is a Great Emperor. How will you deal with that?" "The road to immortality is hard to climb? What's with all those Immortal Emperors from Qingyun?" What! How did you know that even the dogs guarding the ga 25.3kReads9.1Score1.2kShelves
- 31 At the Wedding: I Kicked My Fiancée, a Brother-Obsessed Gold Digger 婚礼现场：脚踹扶弟魔未婚妻 [Urban cultivation, invincibly satisfying] Shocking! At their wedding, his fiancée demanded an extra 300,000 in bride price! The reason? Her younger brother's girlfriend's family had demanded 500,000. Su Ming, penniless and helpless, had no choice but to face the situation on the spot! At the crucial moment, the Strongest Tycoon Selection System activated. “Ding! Selection available!” “Option One: Dump Li Na and walk away. Reward: a Porsche 911 worth 3 million.” “Option Two: Forgive Li Na and go 19kReads9.0Score1.8kShelves
- 32 A Trillion in Spending Money from the Start: The Gorgeous Heiress Is a God of Wealth 开局万亿败家资金：神豪她美又飒 [Female-led romance + spendthrift System + befriending rich heirs + multiple handsome men] Many years later, a reporter asked the richest woman in the country, Ming Mei: “May I ask what your secret was to becoming the richest person in the country?” Ming Mei pushed up her sunglasses and said, “Because I’m a spendthrift.” 77.6kReads9.3Score8.7kShelves
- 33 The Savings System Summoned Me to Another World to Become a Rich Woman 我被存钱系统召唤到异世界当富婆 [Travel Between Two Worlds] + [Modern-Day Fantasy] + [System] + [Farming] + [No Romance] + [Food Business] + [Livestream] + [Building Wealth] + [Infrastructure] + [Redemption] Other people's Systems shower their Hosts with money and perks. Mine is all about being broke, forcing me to make money through street vending and hand over every last cent. I make a million a day Livestreaming skewers made with handsome men from the mall, only for the System to order me to turn off tips. I have to build 1.2kReads—Score103Shelves
- 34 A Corporate Wage Slave? Pah, I'm a Billionaire Now! 社畜？呸，姐现在是首富！ [Wealthy Protagonist + Spend-Money System + Strong Female Lead + Everyone’s Favorite + Befriending Wealthy Second-Generation Heirs + Handsome Men of Every Type + BG + All Male Leads Are Devoted + Face-Slapping + Feel-Good Story + She’s Always Showing Off] Tang Tang is an overworked corporate slave, stuck in the 996 work schedule. After finally slapping her sleazy boss a few times, she gets hit by a car and sent spiraling into the sky while saving a kitten. She dies, but not quite. The kitten tr 5.3kReads9.3Score347Shelves
- 35 The 1970s: The Glamorous Heiress Transmigrates into a Book with a Trillion-Dollar Fortune 七零：美艳娇气包带千亿资产穿书 The young lady never lived through that era, so you can't expect her to have the same spending habits as ordinary people. [Not a poverty-relief story] [Sweet romance + period setting + transmigrate into a book + golden finger + feel-good power fantasy] [Both are virgins, one-on-one romance] Shanghai–Beijing–Hong Kong [Warning: The heroine is spoiled and not truly kind or beautiful inside! The hero is a lovesick fool! Don't get hung up on prices! If there are any plot holes, just treat them as au 24.7kReads9.2Score2.5kShelves
- 36 Tycoon: I'm Really the Big Villain 神豪：我真的是大反派啊 Qin Lang transmigrated into a world where several web novels had merged. His grandfather was one of the few remaining decorated veterans! His father was a government official with immense power! His mother was a businesswoman worth a fortune! And he was the Qin family’s sole heir! How could someone with such an all-powerful, wealthy background be the original story’s great villain? Was he destined to be relentlessly face-slapped by the protagonist, with his family reduced to a stepping stone for 36.1kReads9.3Score2.9kShelves
- 37 The Ice Age Apocalypse: I Hoarded a Hundred Billion in Supplies 冰河末世，我囤积了百亿物资 Doomsday + reborn + massive stockpiling + playing it safe + unlimited space + dark revenge, no saintly protagonist The world enters an ice age. The freezing apocalypse arrives, and 95% of the planet's population perishes! In his previous life, Zhang Yi was killed by people he'd helped because of his kind heart. Reborn one month before the freezing apocalypse, Zhang Yi awakens a spatial ability and begins frantically stockpiling supplies! Short on supplies? He empties the hundred-billion-yuan war 360kReads8.7Score17.8kShelves
