Female-Oriented Stories About Getting Rich: Preferably Everyday Life, No Livestream Money-Spending 女频神豪文！想要偏日常的，不要直播刷钱

1 开 An Unlimited Black Card from the Start, and the System Begs Me to Spend 开局无限黑卡，系统求着我花钱 Lang Ken朗垦Modern Romance559k WordsCompleted [Unlimited Spending System + Strong Female Lead + Multiple Male Love Interests] [Content warning: sex-focused relationships, don't read if that's not for you] Ning Xi, an overworked 996 office drone, wakes up in the body of a pitiful girl with the same name, no family to rely on, massive debts, and less than three months to live. By chance, she binds herself to the “Tycoon System That Levels Up When the Host Spends Money.” System: Bind with me to extend your lifespan. The more money you spend, t 12.6kReads9.3Score1.7kShelves

Reader note

My beloved treasure novel finally comes to light, and I'm running around telling it.

2 地 The Earth Traveler's Sign-In Handbook 地球漫游签到手册 Ting Yi亭懿Modern Romance658k WordsOngoing [The rating may be a little low at first] [Travel sign-in, wealthy protagonist, slice of life. No interest in face-slapping: mostly about the heroine enjoying life, with several romances that come and go like the wind.] The day Cheng Luo is laid off, she gets bound to a Travel Sign-In System. She thinks it’s a scam app. Then 120,000 yuan appears in her bank account, and a Hermès bag materializes on her bed. After that, she visits more and more places. She signs in at the Bund and gets a spacious 4.7kReads6.6Score417Shelves

Reader note

Checking in for travel, spending money on myself feels good, I don't watch live broadcasts, I have an assistant to handle things, I play around, the articles are light, it's fun to read

3 天 A Hundred Billion Dropped from the Sky: Spend It All or Die, What Do I Do? 天降百亿，花不完就会死，咋整？ Ran Xi Xi染习习Modern Romance1.1M WordsCompleted [Billionaire lifestyle + everyday life + shopping spree + enjoying life + no business warfare] This novel is also known as I’m Really Not a Tycoon System! and Today’s KPI: Spend 10 Billion. After being laid off, Jiang Xiaoxi spent half a month looking for a job without finding a single opportunity. With only 991 yuan left in her bank account, she was about to go home and prepare for the civil service and public institution exams when she received an offer from the Chosen Employee System. Job des 80kReads8.1Score11.1kShelves

Reader note

I just love you, old man

4 神 The Tycoon System: The Host Is Far Too Stingy 神豪系统：宿主过于抠搜 Mama Mina米娜麻麻Modern Romance1.0M WordsOngoing [Daily Life + Personal Growth + Outings + Shopping] The score just came in, and it may go up. The heroine is a work in progress. She won't date male escorts or male streamers. Right after finishing the college entrance exams, she faced becoming an orphan. That night, while scraping together tuition money, she got bound to a cashback System that claimed to be for tycoons. On the very night they were bound, it gave her a whopping 39.8 in cashback… The heroine isn't loved by everyone, but she 4.4kReads6.1Score422Shelves

Reader note

I currently give it a perfect score. I love reading great novels, but there are few great novels that I have followed for so long. The heroine is portrayed very well, and she is not a cookie cutter heroine or a kind person. There is no earthy feeling about suddenly getting rich, nor is there any senseless adoration of passers-by and slaps in the face throughout the entire text. It is a very down-to-earth and powerful article. In short, I really love the character of the heroine, a young lady who does whatever she wants but is also very normal! And there are no cookie-cutter plots such as live streaming to earn money or going to a racing club as soon as you buy a sports car. I really love it. The author is too good for me! I really like buying, buying, buying. The author writes more and illustrates it more! Except for the men who have appeared so far, I don't like them very much. I hope that the author will arrange more handsome men for us Kaka in the future, and less of the common problems of men. It is best to be a high-quality man who listens to Kaka. If there is a problem, we will break up immediately. When I saw the first man, I was so angry that I vomited blood. Most people can't stand him and we, Kaka, are so awesome. Why should we tolerate him! Fortunately, we cut our losses in time and broke up, almost giving up the article. Come on, author!!! Wait for the update

5 恭 Congratulations! My Online Romance Came True, and My Tycoon System Is Activating 恭喜！网恋成真，神豪启动中 New Book, Boldly Charging into FanFan新书勇闯番番Modern Romance495k WordsCompleted [Dark Past, Don't Read] Jiang Si, twenty-two, an orphan, a poor, overweight college student. During her senior year, for special reasons, she began dating four online gaming partners. Just as she was overwhelmed trying to balance her online relationships with real life, the [Online Dating (Tycoon Edition)] app on her phone upgraded! The good news was that she could finally stop putting her morality and conscience on trial, and take a huge step toward becoming a rich woman. The bad news was that 3kReads9.1Score231Shelves

Reader note

It's so delicious, it's like the Buddha jumping over the wall in the food world. The emotional scenes are very delicate, there is no misunderstanding or anything, it's just love that can make people grow flesh and blood. The ending is a bit rushed, but it's really good to watch and can be watched in one go. The heroine also has her own shining points. Anyway, after watching it, I had one thought: "The heroine's baby is so cute and her emotional line is great." It's delicious, love really depends on other people's talk." [][][] A good book worth recommending (there is a catch, that is, a specific time is used to explain it. For example, if it appears multiple times in 2025, it will feel a bit dramatic, but I just skip it. There are also many descriptions of the three games in it, which is okay for people like me who don't play) It depends on personal preference

6 神 A Tycoon Transmigrates into a Book: She Dominates the Ultimate Game of Power 神豪穿书：她在顶级权力游戏通吃 Three Peppercorns三两花椒Modern Romance1.0M WordsCompleted [A non-formulaic tycoon story + power struggles + strong female lead + multiple male leads + sex-focused relationships + BG] Question: What’s it like to get bound to a tycoon System that rewards you for spending money on love, only to be focused on gaining power? Thanks for asking. I just got off the plane, and the System is clinging to my leg, crying and begging me to stop. I transmigrated into a world stitched together from several melodramatic novels. In this chaotic script, where pr 18.8kReads9.2Score2.2kShelves

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Check it out!!

9 开 From the Start, I Had 9 Trillion in Simp Money, and Became a Top Heiress 开局9万亿舔狗金，我成顶级富婆 Shen Cai Who Loves Love Flowers喜欢情花的沈财Modern Romance362k WordsOngoing The score was just posted! It'll go up! Don't leave! Give it a chance!!! [Rich-and-powerful fantasy + reborn + bootlicker rewards System + career-minded strong heroine + all kinds of handsome men + plenty of face-slapping + no lovesick heroine + pure wish fulfillment] Lin He spent nearly ten years fawning over a man until it cost her life. Even Heaven couldn't stand to watch, so it sent her back to live her life over again. This time, she swore she would never be a bootlicker again! But what the 368Reads8.1Score102Shelves

Reader note

I just picked up this book, it's quite daily, there are many handsome guys, the heroine is a career type, she looks very comfortable

10 花 Number One Spender: I Got Rich by Squandering Money! 花钱第一名，我靠败家暴富了！ Zhe Xin哲薪Modern Romance371k WordsCompleted This is an uplifting rags-to-riches story that will leave readers in a good mood. The heroine rises from rock bottom, and her determination to give back to society is admirable. There are family squabbles and domestic chaos, as well as the joys and sorrows of everyday life. The System's spending tasks don't just change the heroine's life, they also give her the means to help more people. Li Muyan is an ordinary girl who, after obtaining a spending System, rises from the lowest point in her life 981Reads—Score—Shelves

Reader note

It's a daily-feeling female video god. It's super good-looking. I've already read it for the second time. The full text is complete and there's no unfinished content. Don't worry, follow it. Highly recommend.

11 获 After Getting a Sign-In System, I Became a Billionaire 获得签到系统后，我成大富豪了 Shen Jingchun沈惊春Modern Romance458k WordsOngoing [Female-Supremacy World + Gender Equality + Strong Female Lead + Face-Slapping and Villain-Punishing Golden Finger + Harem Rivalry] After Cui Wuji was dumped by her gold-digging ex-boyfriend, she obtained a sign-in System. Money, shares, skills: she could get them all just by signing in. What was she waiting for? Cui Wuji dropped the act and became a formidable boss, stirring up a storm in her corner of the world. From then on, Cui Wuji passed through crowds of men without giving any of them a s 1.2kReads—Score193Shelves

Reader note

Come on, men and women have an equal worldview and women are respected as gods.

12 神 The Tycoon Has Arrived: How About Letting Me Step In and Act for a Couple of Episodes? 神豪降临：要不让我穿进去演两集 Longjing Xiangxi Tian龙井湘夏天Modern Romance206k WordsCompleted [Atypical livestream novel]+ [Multiple male leads]+ [Yandere themes]+ [All male leads are virgins]+ [Love rivals]+ [Ensemble cast]+ [Slow-paced]+ [Heartwarming] Xu Youmu grew up as an ordinary girl in an ordinary little village. She thought she would get into an ordinary 985 university and live out an ordinary life. But when Old Xu suddenly collapsed, the hospital told her she had to pay an astronomical medical bill. Just as she was falling into despair, the God-Tier Wealth System bound itself t 1.1kReads—Score105Shelves

Reader note

This, this, the heroine is Shenhao who is in love with the big brother in the live broadcast room.

13 我 How Fast I Spend Money Determines How Long I Live 我花钱的速度，决定我寿命的长度 Dong Xianxian东闲闲Modern Romance546k WordsCompleted [Overprotective Tycoon System + Everyone's Dream Girl, 1vN + Face-Slapping Comeuppance + A Female Lead's Rise to the Top] When all hope seemed lost, I was left to die on a stormy night, on the brink of death and bankrupt. Then a clear child's voice rang out in my mind: “Civilization's Remaining Fortune Tycoon System successfully bound. Ten billion in face-slapping funds has been issued. Host, start crushing people with money at once!” Who needs to cling to life, or care about those damn social c 644Reads—Score109Shelves

Reader note

🤑The heroine's terminal illness is bound to a life-extending system that requires money to be spent! If you don't spend 100,000 in 10 minutes, you'll die. It's so exciting that you stomp your feet!

14 顶 A Tycoon's Life With the Ultimate Dreamboat: Be Good, You Loved Them All 顶级天菜的神豪人生：乖，都爱过 Zhi Ning之宁Modern Romance995k WordsOngoing [Wealthy Heiress] [Comeback] [Everyone's Dream Girl] [Multiple Male Leads] [Slice of Life] [Buying Spree in Excruciating Detail] [Read Before You Start: Slow-paced, not invincible from the start, an ordinary-looking woman makes a comeback, over-the-top plot, multiple male leads (around a dozen, all chaste). If that bothers you, proceed with caution!] The day Xu Yuan broke up with her boyfriend, she unexpectedly became bound to the Wealthy Heiress Cashback System. System: Get close to that top-ti 3.6kReads8.2Score360Shelves

Reader note

This book is about daily life in Chinese. It's nice to read.

15 空 Practicing Calligraphy in an Air-Conditioned Room, but the System Insists I’m in Ancient Times 空调房练毛笔，系统非说我在古代 A 1cm, 1kg Skinny Person1cm1kg的瘦子Modern Romance121k WordsCompleted System malfunction + cultivating a talented woman + deceiving the System Who would have thought that Su Qingwu, wearing a mamian skirt and practicing calligraphy in an air-conditioned room set to 26 degrees, would get bound to a System that couldn’t see straight? The System claimed to be an ancient-era talent cultivation System. Its goal was to train her into a proper talented woman and marry her off to a war god of a prince. First quest: practice calligraphy with a brush for an hour, demonstrat 1.6kReads—Score107Shelves

Reader note

The system is chaotic, and Su Qingwu in 2026 is regarded as an ancient person. Fortunately, the system is generous and the gold is given out coolly. For the sake of gold, Su Qingwu can only cheat [rolls eyes]

16 神 The Tycoon System: It Leads Me to a Life of Luxury 神豪系统，系统带我走向豪门 Jiu Zhang酒章Modern Romance370k WordsCompleted Original title: Reborn, the System Lets Me Spend Freely [Money-spending tycoon story. The heroine improves little by little. No CP, though there will be one-sided crushes you can ship. If readers like it, the author can write an alternate-universe extra.] Lin Nian’s life can be summed up in one word: tragic. Her parents died young, and her grandmother raised her. Just when things were finally looking up, Lin Nian got into Qing University, only to discover that her grandmother had long been termi 15.7kReads—Score2.4kShelves

Reader note

You can take a look at mine. I really don't live stream to make money, I just pay attention to my own life.

17 割 Cash In on the Foreign Markets, Buy the Hong Kong Dip, and Return Home to Build a Career 割洋韭菜，抄底香江，回国搞事业 Dragon Palace Gate龙宫殿门Modern Romance735k WordsCompleted Tang Zhixia transmigrates to 1983, where she's just about to be fed to the fish. [Aww~ Bind yourself to me and I'll save you, but you have to take me home!] A Chinese dragon egg crashes into the space between her brows. Only after escaping certain death does Tang Zhixia discover that her “golden finger,” which saved her, can only hatch with the help of China's national fortune! And her legendary father, who made his fortune after four wealthy wives died, has just left her billions in assets and 19.4kReads8.3Score4.3kShelves

Reader note

Wonderfully written! I just finished reading the author's previous book, and it was so seamless.

18 打 Face-Slapping Everyone! My Tycoon System Has Arrived 打脸全场！我的神豪系统已到账 Osmanthus Rice Wine Candy酒酿桂花糖Modern Romance266k WordsCompleted [Growing into a Powerful Woman + Face-Slapping + Punishing Scumbags + Everyone’s Favorite + Power Fantasy + Flaunting Wealth] For 26 years, Jiang Li had been a pushover. A man she met on a blind date manipulated her, saying, “You’re only good enough to pay for everything.” Her coworkers treated her like a dog, and even her landlord peeped on her in her rented apartment. Then she bound herself to a counterattack-and-wealth System. One insult earns her a million; talking back to a whole crowd earn 441Reads6.4Score—Shelves

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You can take a look if you like.

19 从 Getting Rich Through Breathing: Every Breath Makes Me Rich 从呼吸开始暴富【呼吸即暴富】 Floating Clouds Aren't Little Clouds浮云不是云朵朵Modern Romance190k WordsOngoing [Tycoon] [Unhinged] [Everyone's Favorite] [All the One-Sided Crushes] [Quick Transmigration] [System] [Reborn] [Ping! New mission triggered: Please breathe.] Breathe in. Breathe out. [Ping! Reward: 100 billion yuan.] Ling Xiao has long since grown used to the System's rewards. Her bank balance has long since become nothing but a string of digits. She's already the richest person in the world. But when disaster strikes, she's forced to delete her account and start over, and gains a special consti 16Reads—Score—Shelves

Reader note

Heartthrob x food x system, get money back if you are loved? The more you lose, the more you get back? Gambling on stones? I feel like this book has everything in it. I have been updating it for dozens of days in a row [please give me more updates] [please give me more updates]

20 穿 Transmigrating to the 1970s: The One-Shot System Takes Me to New Heights 穿越七零：秒杀系统带我飞 Mu Ran9牧然9Modern Romance1.2M WordsOngoing The rating just came out, so it’ll go up later! 1970: I Have a Golden Finger and a Maxed-Out Family Ding! Your limited-time flash-sale System has been bound! Wen Jingshu, an English major in graduate school in 2024, was halfway through studying for the civil service exam when she transmigrated. When she woke up, she’d become a graduate student in trade and economics in 1970. Her father was a police bureau chief, her mother a section chief at the agricultural bureau, her eldest brother a battalio 67.4kReads8.5Score8kShelves

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Warm Daily Life The story tells the story of Wen Jingshu, an English graduate student in 2024, who accidentally traveled to 1970 amid the frustration of finding employment difficulties and failing the public examination. She became a 20-year-old graduate student majoring in trade economics in Qingping County. She has a happy family: her father Wen Zhongping is the director of the County Public Security Bureau, her mother Lin Qingjun is the section chief of the County Agricultural Bureau, and she has two brothers who are not her biological children but care about her - the eldest brother Xu Yanan is the battalion commander of a military region in the Northeast, and the second brother Wen Yanhe is the chief surgeon of the County People's Hospital.

21 逃 I Found a General on the Road to Escape the Famine 逃荒路上捡到个将军 Dancing Across the Firmament曼舞苍穹Ancient Romance190k WordsCompleted Liang Qingge, a master’s graduate in agricultural science, opens her eyes to find herself in a band of refugees fleeing famine. Her mother-in-law makes her drink a bowl of wild-herb porridge, and a prompt appears before her eyes: [Japanese poinsettia: highly toxic, can be fatal.] She spits it all over her mother-in-law, then looks up at the wild plants covering the mountainside. To her, they aren’t weeds at all. They’re food, medicine, and the means to survive. While others are so hungry they ch 16Reads—Score—Shelves

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Both books are daily counter-attacks against female video idols, avoiding clichéd plots that force cheating. "Picked up a General on the Road to Escape": The heroine rescues a fallen and injured general on the way to escape. She relied on modern farming experience to reclaim wasteland and cultivate improved seeds, gradually improving her food and clothing. In the later period, when the general returned to the court and held great power, the heroine did not rely on the other party. Instead, she relied on her accumulated wealth to open a shop, became rich, and achieved financial independence. Her relatives who had treated her harshly in the previous life came one after another and were slapped in the face by the heroine. "Medical Girl in Famine Years: Small Farmer Medical Queen Feng Linchao": The heroine took her children to take root in the countryside during the famine years, relying on ancestral medical skills to treat illnesses and save people. While cultivating fields and improving crops, she also accumulated connections. From a young rural doctor, she was gradually appreciated by important officials in the court. After entering the palace in the later period, she calmly established herself, did not rely on competition for favors, benefited the people with her medical skills, and finally became a respected medical empress.

26 超 The Ultimate Tycoon: A Sexy Rich Woman Throws Money Around Online 超绝神豪：性感富婆，在线砸钱 Transparent Little Cat透明小猫Modern Romance1.1M WordsCompleted [Wealthy Tycoon + Livestream Donations + Multiple Handsome Men + System + Pure Indulgence] All about sex! All about sex! All about sex! (Some scenes may offend readers with particularly innocent sensibilities, so please skip this one if that applies to you~) Ye Lan spent three years being milked for money by a male streamer she met online. Then she unexpectedly found out she had liver cancer. When the scumbag learned of it, he took the last of her chemotherapy money and vanished without a trace. 10kReads8.5Score1.1kShelves

Reader note

A healing God-style novel without cp. After Xu Yan was bound to the Shenhao system, she started sending money to her parents like crazy. She also swiped a million yuan to save a desperate female anchor, and invested 10 million yuan to protect women's health. At the same time, with her help, Xu Yan from the parallel world went from being a poor little dependent to a famous actress. There are a lot of plots in the book where the heroine does charity and helps others in her daily life, which shows the kindness and domineeringness of the heroine. The heroine's path to glory is reflected in every bit of life, which is warm and healing.

28 重 After I Was Reborn, the Billionaire Young Master Became Obsessed with My Scent 重生后，千亿少爷迷恋我的体香 Mu Zeyou Chen沐泽宥辰Modern Romance636k WordsOngoing The rating has only just opened, so it'll go up later. In her previous life, she thought her boyfriend, a taxi driver, was poor. She stormed out and threw herself into the arms of a real estate tycoon, thinking she could marry into a wealthy family and rise to the top overnight. She never expected that the poor guy was actually the heir to Shanghai's top dynasty, the Maya Group, who had gone missing more than twenty years ago. When she opens her eyes again, she's back before their breakup. The c 18.8kReads8.6Score904Shelves

Reader note

That's it!

29 神 Tycoon System: Forcing Me to Be a Heartbreaker 神豪系统，逼我当渣女 Yu Xinye余昕烨Modern Romance504k WordsCompleted [Tycoon System + Heartbreaker + Harem of Handsome Men + Comeback and Face-Slapping] Li Qian is an ordinary 30-year-old office clerk with average looks and an unremarkable family background. Her father keeps pressuring her to get married, and she has become a leftover woman. In 2026, while on her way to a matchmaking date, she steps in to help someone in danger, only to be beaten by a gang of thugs. As she loses consciousness, she thinks bitterly: I've been too honest my whole life. I've never ev 206Reads—Score117Shelves

Reader note

If you're bored, you can try it, it's funny.

30 摆 After Escaping My Bloodsucking Family, I Became Richer Than a Nation 摆脱吸血全家后我富可敌国 Cilantro886香菜886Modern Romance168k WordsOngoing [System]+ [Clear-Headed]+ [No CP, No Flirting, Female Lead Shines on Her Own]+ [Living to Please Herself] For years, Shen Ci'an was drained of everything she had by her family. She lived cautiously, emptying herself to make life better for everyone else. At her lowest point, she became bound to a divine sign-in System. Sign in every day to receive a flawless appearance, a strong and healthy body, a home in a first-tier city, tens of millions in liquid assets, and max-level skills in every profes 1Reads—Score—Shelves

Reader note

This is more everyday. There are also clips of making money, just twice. The latter ones are more daily, realizing your regrets, then realizing your career, realizing your dreams. I feel the warmth of the body.

31 绑 After Binding to a Tycoon System, I Became the Most Productive Researcher in My Lab 绑定神豪系统后，我成了课题组最会做实验发最多文章的 Mo Duo moreduo莫多moreduo7k WordsCompleted After binding to a Tycoon System, I became the top experimenter and most prolific author in my research group. 12Reads—Score—Shelves

Reader note

Shenhao System Research

33 绑 Bound to an Ancestor, I Make a Fortune in the Modern World 绑定老祖宗，我在现代疯狂暴富 Jin Yan菳言Modern Romance311k WordsOngoing [Rewriting history from the moral high ground + cause and effect + unwavering devotion] She loved Gu Sinan for five thousand years. But her ancestor, Gu Mingze, erased all her memories! Fate took an unexpected turn. In a new world, she fell in love all over again with the cool, calculating Gu Sinan... Though Gu Shengwan was born unlucky and ill-fated in this new world, with little affection from her family and misfortune at every turn, she spent half her life struggling under a cloud of despa 14Reads8.1Score—Shelves

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[Cool][I also strongly recommend][The God of Bird Food][I also strongly recommend][The God of Bird Food][Like][I also strongly recommend][Like][Thinking]

34 逃 After Fleeing My Wedding, I Went to Dongguan 逃婚后我去了东莞 Huijue Benxin Mengchan慧觉本心梦禅Modern Romance871k WordsOngoing [Rural] At 22, Bai Qing went on a blind date over the New Year holiday. On her very first date, she lost her virginity to a man she didn't like. With no other choice, she ran away from her wedding and went to Guangdong to work. While working in Dongguan, she met her true love, Li Changsheng, a rich second-generation heir. Not long after they began dating, Changsheng sent Bai Qing to adult college. After many intimate encounters, she became pregnant. Then Bai Qing dropped out, got married, and ga 2.7kReads7.3Score187Shelves

Reader note

Realistic portrayal of rural themes...

38 系 The System Was a Billionaire in Life, So What’s Wrong with Bringing Along a Poor Little Thing? 系统生前首富，带个小可怜怎么了 Boruk of Elephant Trunk Hill象鼻山的波鲁克Modern Romance312k WordsCompleted [Family bonds · No romance · Adored by all · Wealthy · Healing] “What can you do, System?” “First, I can make you rich. Second, I can keep you company through life. You don’t need to remember the first thing. Just remember the second.” “With me, you don’t have to be sensible.” No more pushover, and no nouveau riche excess. A System who acts like her real dad raises her from the ground up, teaching this poor little thing to live with the confidence of a top-tier rich beauty. I 5Reads—Score—Shelves

Reader note

The highest level of luxury is intention. Look at the incarnation system of the richest man in his previous life, using the most hard-core methods to give a sixteen-year-old girl the softest home. Healing power, warm to the bones.