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Tired of Rags-to-Riches Stories. Any Novels About the Financially Independent Lifestyle? 暴富看腻了,有没有类似于财富自由的生活小说。

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  1. 1 I Won 90 Million, I Really Just Want to Lie Flat! 中奖九千万,我真的只想躺平啊! Urban797k WordsOngoing [Satisfying Knowledge Gaps + Taking It Easy in a County Town + Everyday Warmth + Getting Rich Without Trying + No Showing Off or Face-Slapping] Lu Zhaoyang won 95 million, quit his job, and returned to his county town, where he bought a little house with a yard. He grew flowers and vegetables, went fishing, and stared into space, starting his retirement early. Who could have known that all the good things that had once eluded him, no matter how hard he chased them, would start coming one after a 153kReads8.1Score10.2kShelves
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  2. 2 After Winning the Lottery, I Chose to Retire in Comfort 中大奖后我选择退休养老 Modern Romance276k WordsCompleted [No romance + female protagonist + satisfying read + food + healing] After her company went bankrupt, her rent came due, and her landlord kicked her out, Su Yunyi felt the last fifty yuan in her pocket and decided to take a chance on a lottery ticket. To her surprise, she won fifty million! After claiming her prize, Su Yunyi decided to retire on the spot, buy a small villa with a yard, and live the dream life she'd only ever dared to imagine. 641Reads6.8Score—Shelves
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  3. 3 After Winning 300 Million, I Became the Luckiest Woman Alive 中奖三亿后,我成了人间锦鲤 Modern Romance382k WordsCompleted Yu Shu, a struggling wage earner, suddenly wins 300 million yuan in the lottery. She thinks she's reached the pinnacle of life, but reality tells her that 300 million is only the beginning... Every car or house she buys comes with a grand prize from a scratch-off egg. She wins a pound of gold in a shopping mall raffle, scratches a lottery ticket on a whim and wins 50,000 yuan, gets her restaurant bill waived, wins every time someone shares a giveaway, and passes her graduate school and driving t 11kReads9.2Score1.1kShelves
  4. 4 My Luck Turns Around, and I Return Home to Enjoy Life 衰神气运逆转,回老家享受生活 Urban528k WordsOngoing (Entirely handmade, no AI) Jiang Hao has always been unlucky. Ever since he was a child, anything connected to good fortune seemed to steer clear of him. He had never won a single giveaway in any livestream. He had no luck with app promotions either, whether scanning codes, trying products, or sampling food. When he bought fruit tea, other people's bottle caps said “Another one free” or “Enjoy it for one yuan.” His always said “Better luck next time.” One day, on a whim, this walking jinx bought 83.9kReads8.1Score6.6kShelves
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  5. 5 Reborn and Rich, I Became a Billionaire Heiress 重生后暴富,我成为亿万富婆 Modern Romance229k WordsCompleted [Get rich + stock trading + lottery wins + making money + financial planning] [Female lead’s growth + building wealth + everyday life] Before being reborn, Lin Yuning was an ordinary bank teller, living an ordinary life. After being reborn, she focused on making money, making money, and making more money. Through stock trading, betting on World Cup matches, and financial planning, she became a billionaire. From then on, she enjoyed the finest food and drink, living a happy, carefree life. 4.5kReads8.5Score283Shelves
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  6. 6 Reboot: Living Life as I Please at Work 重启:混在岗位上的恣意人生 Urban2.2M WordsCompleted A new book in the same vein, Restart: Small, Certain Joys of Office Life, is already 800,000 words long. You’re warmly invited to give it a read! A carefree life doesn’t require tens or hundreds of billions in assets, power that lets you look down on the world, or throwing punches and kicks at people showing off... It’s enough that I feel my life is going well, and that the people around me can see it, imagine having it themselves, and feel inspired! Given another chance, Yang Zhan has a better 52.6kReads9.3Score2.8kShelves
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  7. 7 The 1980s: When an International Student Becomes Chinese 八零:当留子变成华裔 Modern Romance784k WordsCompleted [Post-2000s + No CP, Multiple Male Companions + Two-Faced Green Tea + Talks Nonsense + Invincible Jinx + Slight Supernatural Elements + MAX Luck] Most people who transmigrated were poor at worst. Duan Danqing nearly starved to death. To sum it up: a dad in prison, a sick mom, an edgy little brother, a sister with autism, and her, nearly starved to death. It doesn’t get much worse than that from the start. She already hated bland Western food, and now she had to eat it for the rest of her life. O 5.4kReads8.9Score440Shelves
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  8. 8 After Winning a Hundred Million, I Became My Company's Savior 中奖一个亿后,我成了公司救世主 Urban424k WordsCompleted [The rating just came out, but it'll slowly improve! No risk in getting on board!] Shen Yanshen casually bought two lottery tickets and won a hundred million. His miserable working life was over for good, and from then on he lived in a mansion and drove a Mercedes. His ex-girlfriend, who had once looked down on him for being poor, came back in tears, begging him to take her back. Shen Yanshen kicked her a hundred meters away. “Get as far away as you can. Can't you see I'm washing my wife's feet? 3kReads5.9Score116Shelves
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  9. 9 My Daughter Wants to Sell the House to Start a Business, So I Flipped the Dinner Table 女儿要卖房创业,我掀了饭桌 Marriage & Romance8k WordsCompleted My Daughter Wants to Sell the House to Start a Business, So I Flipped the Dinner Table 856Reads—Score—Shelves
  10. 10 After a Whirlwind Wedding, I Became a Rich Woman and Didn't Have to Work Night Shifts 闪婚后我成了富婆,还不用上夜班 13k WordsCompleted After a Whirlwind Marriage, I Became a Rich Woman and Didn't Have to Work the Night Shift 11.7kReads—Score100Shelves
  11. 11 After My Husband Returned from a Business Trip to Chengdu, a Casual Short Video Made Me Go Viral 老公从成都出差回来后,我随手发个短视频爆火了 Marriage & Romance14k WordsCompleted After My Husband Returned from a Business Trip to Chengdu, a Short Video I Posted on a Whim Went Viral 13.3kReads—Score101Shelves
  12. 12 My Comatose Husband Woke Up After I Married Him to Bring Him Good Luck 植物人老公被我冲喜冲醒了 Marriage & Romance10k WordsCompleted My Vegetative Husband Woke Up After I Married Him for Good Luck 2.5kReads—Score—Shelves
  13. 13 After the Million-Yuan Year-End Bonus Was Canceled, the Whole Company Regretted It 百万年终奖取消后,全公司都后悔了 8k WordsCompleted The Million-Yuan Year-End Bonus Was Canceled, and the Whole Company Regretted It 2kReads—Score—Shelves
  14. 14 My Husband Traded My Luck to Shield His First Love from Disaster 老公换我气运给他初恋挡灾 Marriage & Romance6k WordsCompleted My Husband Traded My Good Fortune to Shield His First Love from Disaster 23Reads—Score—Shelves
  15. 15 On My Wedding Night, I Caught My Husband and His Best Friend in a Secret 新婚夜,我撞见老公和他好兄弟的秘密 8k WordsCompleted On Our Wedding Night, I Caught My Husband and His Best Friend in a Secret 162Reads—Score—Shelves
  16. 16 After a Fake Marriage to the CEO, I Became a Real Billionaire Heiress 和总裁假结婚后,我成了真亿万富婆 14k WordsCompleted After Faking a Marriage with the CEO, I Became a Real Billionaire Heiress 42Reads—Score—Shelves
  17. 17 I'll Come Clean: The Boyfriend I Rented Is a Trillionaire CEO 摊牌了,我租的男友是千亿总裁 Marriage & Romance9k WordsCompleted The Truth Is Out: The Boyfriend I Rented Is a Trillionaire CEO 23Reads—Score—Shelves
  18. 18 My Family Sent Me to Die in My Brother's Place. Now That I've Become a War God, They Beg Me to Acknowledge Them 家族让我替弟从军赴死,我成铁血战神后他们跪求相认 11k WordsCompleted My Family Sent Me to Die in My Brother’s Place. Now That I’ve Become a Battle-Hardened God of War, They’re Begging Me to Acknowledge Them 627Reads—Score—Shelves
  19. 19 After I Left the Family Chat, My Daughter-in-Law Fell Apart 我退出家庭群后,儿媳崩溃了 6k WordsCompleted After I left the family group chat, my daughter-in-law fell apart 1.7kReads—Score—Shelves
  20. 20 After My Husband Cheated, I Ran the Company into Bankruptcy 老公出轨后,我把公司搞破产了 9k WordsCompleted After My Husband Cheated, I Ran the Company into Bankruptcy 5.8kReads—Score—Shelves
  21. 21 My Desk Mate's Sugar Daddy Is My Dad 同桌的干爹是我爸 Marriage & Romance8k WordsCompleted My deskmate's godfather is my dad —Reads—Score—Shelves
  22. 22 While I Was Away on a Business Trip, My Home Became Their Love Hotel 人在外地出差,我家成了他们的钟点房 Marriage & Romance9k WordsCompleted While I was away on a business trip, my home became their hourly hotel 3.5kReads—Score—Shelves
  23. 23 I Followed My Wife to a Hotel, and I Regretted It 跟踪老婆到酒店后,我后悔了 Marriage & Romance7k WordsCompleted I followed my wife to a hotel, and regretted it 6.1kReads—Score—Shelves
  24. 24 I'm the One Who'll Deal with the Wicked Neighbor 恶邻自有我来磨 7k WordsCompleted Leave It to Me to Deal with the Wicked Neighbor 1Reads—Score—Shelves
  25. 25 After Being Demoted and Quietly Giving Up, My Incompetent Boss Begged Me to Accept a Promotion 降职摆烂后,草包领导跪求我升职 8k WordsCompleted After I Was Demoted and Started Slacking Off, My Incompetent Boss Begged Me on His Knees to Promote Me 2.5kReads—Score—Shelves
  26. 26 The Perfect 50-50 Split 完美AA制 13k WordsCompleted The Perfect 50-50 Split 1.2kReads—Score—Shelves
  27. 27 The Trial-Room Maid 试房丫鬟 Ancient Romance11k WordsCompleted The House-Testing Maid —Reads—Score—Shelves
  28. 28 I Think I Walked into the Wrong Blind Date Venue 我好像走错了相亲会场 Urban1.1M WordsOngoing (Ratings have only just opened, but they’re sure to keep climbing. The author has completed a million-word novel, so read with confidence.) When the family arranged a blind date for Shanghai, he somehow ended up at Auntie Wang’s matchmaking event next door, and everything changed. She thought he was broke. She thought he was a little brother. She thought he was a shut-in. She thought he was a warm-hearted guy. Four women, four entirely different lives. In the end, which one will he choose? In th 13.4kReads8.3Score930Shelves
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  29. 29 My Stubborn Mother-in-Law Went to Her Grave 不听劝的婆婆归西了 13k WordsCompleted My Stubborn Mother-in-Law Went to Meet Her Maker 1.1kReads—Score—Shelves
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  30. 30 After Taking a Pay Cut and Quietly Giving Up, My Boss Begged Me for Forgiveness All Night 降薪摆烂后,老板连夜跪求我原谅 10k WordsCompleted After My Pay Was Cut, I Started Slacking Off. My Boss Begged Me on His Knees to Forgive Him That Very Night —Reads—Score1.1kShelves
  31. 31 During My Confinement, I Kicked My Mother-in-Law Out 月子里,我赶跑了婆婆 8k WordsCompleted I Kicked My Mother-in-Law Out During My Postpartum Month 1.1kReads—Score—Shelves
  32. 32 The New Year Is Almost Here, and I Activated the Tycoon System 快过年,我激活了神豪系统 Urban1.8M WordsCompleted Just before the Lunar New Year, Su Yang activates the God-Tier Tycoon System! He falls into deep thought. How can he make a little splash when he goes home for the New Year, without being too showy? Live up to his parents' hopes. Rebuild the old family home in the countryside. Put more smiles on his parents' faces, and earn more respect and less teasing from his relatives and friends. Perhaps that's what it really means to return home in glory? [Goofy comedy + daily life + multiple women + enjoy 22.7kReads8.4Score953Shelves
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  33. 33 Getting Rich Through Demolition in the 1990s, My Whole Family Kicks Back and Enjoys the Show 九零拆迁暴富,全家躺赢吃瓜忙 Modern Romance691k WordsCompleted The God of Wealth is here, the God of Wealth is here, good deeds bring good fortune... La la la la la! In 1994, to the tune of “The God of Wealth Is Here,” Happy Village is demolished! Xu Ran’s family of three becomes rich overnight. With a huge pile of compensation money in hand, they buy houses, shops, plots of land, then more houses and a gold mine. The more they buy, the richer the family gets. One stack after another of red property deeds comes home with them. And they get to enjoy all the 26.1kReads9.0Score2.9kShelves
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  34. 34 After Losing My Job, I Bound Myself to a Freelance System 失业后,我绑定自由职业系统 Urban1.2M WordsCompleted [Family life, a slow-paced story, not a traditional rich-heir novel] At 33, Chen Yuan was suddenly laid off, completely caught off guard. He wanted to find a new job, but was rejected again and again because he was already “old” at 33. He had elderly parents to support, children to raise, and a wife who stayed home as a homemaker. Raising the kids, paying rent and car installments, and covering everyday expenses... all of it took money. What was he supposed to do?! He'd worked more than ten hour 31.2kReads9.1Score2.5kShelves
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  35. 35 Financial Freedom: Starting with Ten Thousand Bitcoins 财富自由:从一万枚比特币开始 Urban1.6M WordsOngoing In a parallel world in 2010, Lin Fan buys ten thousand Bitcoins and heads south to Gusu for work. He happens to hear that Bitcoin's price has soared, so he goes to America, mingles with the homeless, and founds T. After becoming a trillionaire, he returns to China, then heads south across the seas. Daring to outdo Sheng and Guang, surpassing Cao and Liu in ambition, he raises his three-foot blade to carve out a vast frontier. Should he not pass it on to his descendants? 21.8kReads7.0Score1.3kShelves
  36. 36 Financial Freedom: You Get Why I Keep My Head Down at Work, Right? 财务自由,苟在单位能理解吧? Urban2.2M WordsOngoing It's best to check the almanac every morning. Most days have things that are auspicious and things that aren't, and Li Wen has paid special attention to this ever since he was reborn. For a young man with plenty of life experience, what does he want most? Riding the waves of business, chasing trends, indulging in a life of luxury... or making all the flowers wither when his own blooms? Forget it! Staying at the small company he's worked hard at for over a decade, watching it grow from small to b 70.9kReads8.6Score4.7kShelves
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  37. 37 Financial Freedom, A Life Without Limits 财富自由肆意人生 Urban1.5M WordsCompleted When you’re rich, can you still stay true to yourself like an ordinary person? With a fortune of hundreds of billions, maybe even more, Bai Hao still chooses to seek sincere love and enjoy a leisurely life! 20.7kReads8.1Score947Shelves
  38. 38 From the Start, I Had Financial Freedom, But I Just Wanted an Ordinary Life 开局财富自由,我只想当个普通人 Urban2.0M WordsCompleted Ordinary people are always dreaming of financial freedom, beautiful women, luxury cars, yachts... But compared with material things, Chu Fang wants something more: a sincere love to accompany him through the rest of his life, as he peacefully admires the mountains. [Everyday life, one heroine] ... ... 40kReads7.9Score1.3kShelves
  39. 39 My Foresight into the Future Reveals Cause and Effect 我的未来感知能看透因果 Urban1.7M WordsOngoing With a single bow before the Buddha, Qin Xian glimpsed his future at forty: a rented apartment in the Magic City, a body wracked with illness, parents disappointed in him, and no one by his side. He couldn't keep grinding anymore. He really couldn't. With his compensation money and a body in poor health, he fled back to his hometown in northern Jiangsu. Faced with his mother's relentless pressure to get married, all he wanted was to lie flat for a while. But the “future perception” golden finger 50.4kReads7.7Score3kShelves
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  40. 40 Everyone in the County Gives Me One Yuan a Day 全县每人每天给我一块钱 Urban1.2M WordsOngoing [Not a wish-fulfillment story] [Rural revitalization] [Realistic fiction] [Focuses on the emotions of ordinary people. If you want the protagonist to steamroll everyone, this isn't for you.] Chen Feng was reborn in a run-down county town and bound to a System that paid him according to the local population. To multiply his daily income tenfold, then a hundredfold, he poured money into a tiny, obscure county town until it became a super-metropolis that drew people from all over the world! 63.4kReads8.3Score4.1kShelves
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  41. 41 Twenty Million a Day: Breaking the Rat Race in a County Town 每天入账两千万,我在县城反内卷 Urban295k WordsCompleted [Tycoon] + [Infrastructure] + [Career] + [Slow-Burn] + [Realistic Fiction] + [County-Town Revival] + [Ordinary People] + [People-Centered Perspective] Chen Luo spent six years drifting in Guangzhou, working himself to the bone on a 996 schedule until he was laid off. He had no savings, no friends, and was physically and mentally exhausted, with nothing left! Disheartened, he returned to his county town, where he unexpectedly awakened the County Happiness System. [Current Permanent Residents: 723 1.7kReads—Score—Shelves
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  42. 42 I Won Ten Million from the Lottery from the Start. Whoever Wants This Job Can Have It 开局中奖一千万,这班谁爱上谁上 Urban331k WordsCompleted [Gorgeous heiress]+ [Financial freedom]+ [Face-slapping the ex]+ [Rags-to-riches comeback]+ [Lucky life] A fortune falls from the sky: Wang Cheng wins ten million yuan in the lottery, stands up to a spiteful manager, and face-slaps his ex, who only cares about money. Who could have guessed that the perfectly in-sync teammate who fought alongside him in the King’s Canyon would turn out to be the heiress of Bincheng’s richest family when they finally met in person? From the virtual canyon to real 870Reads6.1Score—Shelves
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  43. 43 My Gorgeous, Wealthy Girlfriend Is a Top Student 我的白富美女友是学霸 Urban1.0M WordsCompleted > Lin Ye is the undisputed king of the battlefield at No. 2 High School. He fears nothing, except Liu Shiyan, the belle of all four schools. > He's as fierce in a fight as he is timid in front of his girlfriend. > At the weekend sports field, Lin Ye has a rich kid from No. 3 High School pinned beneath his foot. > Liu Shiyan coughs once, and Lin Ye instantly turns meek. “Shiyan, I promise I'll finish all my homework today!” > His buddies stare in disbelief. “Boss, are your fists harder, or are he 520Reads6.4Score—Shelves
  44. 44 I Jumped Off a Building, and You Tell Me the System Just Arrived? 跳楼了,你告诉我系统来了? Urban313k WordsOngoing [System] + [Getting Rich] + [Single Heroine] + [Everyday Life] + [Travel] + [Gourmet] + [Ensemble Cast] The day he found himself ten million yuan in debt, Chen Jun leaped from a rooftop. “Ding! Loan Repayment System binding...” A translucent panel appeared out of nowhere before his eyes, clearly displaying a single line: Every time the Host borrows money, the full amount, principal and interest, will be returned to the Host’s account when the loan is repaid. From that day on, he started borrowin 454Reads—Score—Shelves
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  45. 45 My Daughter Is a Dragon 我的闺女是条龙 Modern Romance624k WordsCompleted The young master of the Ao family is pressured to marry, so he brings home a little toddler he picked up, hoping to fool the old man. But the toddler has two little horns growing out of her head and a tail behind her. Old Master Ao falls silent... He wanted a precious grandson, not a little dragon princess from the Dragon Palace. But why does the dragon princess look a bit like his son? Could his son be dating a dragon? Is this dragon baby a half-dragon child born to his son and a dragon? Ao Tin 4.5kReads7.6Score359Shelves
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  46. 46 Adopted by Beastmen, I Become a Planetary Billionaire's Heir 被兽人领养后,我成了星球富二代 Modern Romance469k WordsCompleted Jiang Xingyue accidentally winds up on a planet of beastfolk, where she becomes the size of a preschooler. She is adopted by a male beastfolk researcher. He is a confirmed bachelor who has never raised a human child, so the two of them just stare at each other, wide-eyed. The male beastfolk teaches her to use the toilet, pointing at it and saying, “You can poop here!” Jiang Xingyue: I can’t go with you watching me... Male beastfolk: “A kid who can’t poop isn’t a good kid...” Jiang Xingyue: Dude, 3.4kReads8.4Score297Shelves
  47. 47 The Day Before My Parents Divorced, I Found Happiness Again 穿到爸妈离婚前一天,我又幸福啦 Modern Romance442k WordsCompleted He Xiangkui transmigrates to the day before her parents’ divorce, just in time to see them arguing over her paternal grandmother. Her father is so blindly obedient to his mother that he has driven a wedge between himself and his wife. He Xiangkui says that won’t do. Since she’s already here, she might as well set the family straight. If her father keeps putting his mother first, she’ll make sure they get divorced! She doesn’t want that useless father or that troublemaking grandmother! Her father 2.1kReads8.4Score159Shelves
  48. 48 She Won Eight Hundred Million and Finally Learned to Relax 中奖八亿,她松弛了 Modern Romance1.0M WordsOngoing [Let the flower bloom into its fullest self + enjoy life + both leads are pure, happy ending + a groveling chase for love + a personal space + mostly lighthearted daily life + a top-tier old-money family + mixed-race hero] She won over 800 million and finally learned to take it easy~ After her dream self gave her a heads-up, the lottery ticket she'd bought on a whim and left gathering dust in a corner turned out to have won 888.8 million!!! Shi Yingyexuan was so excited she jumped for joy. From 300Reads—Score—Shelves
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  49. 49 The Amazing Little Flower Farmer 神奇小花农 Urban1.9M WordsOngoing An ordinary high school student happens to buy a secondhand book on the Way, and from then on, his life takes a different path. A top-student protagonist, but this isn't a wish-fulfillment novel, an invincible-protagonist novel, or a rebirth novel. It portrays an authentic high school life, with intelligent characters and believable events. There are no advanced martial arts, powerful officials, or influential clans. These are things that could happen to you or me. Blending cultivation element 74.7kReads8.3Score6.5kShelves
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  50. 50 The Tycoon Is Busy Spending Money! 神豪花钱加班中! Modern Romance496k WordsCompleted When it comes to spending money, you have to learn from our ancestors. Why spend a hundred thousand yuan on a little sachet? You'd be better off buying a small Suzhou embroidery fan. Spend a million on luxury jewelry? Better to buy a little potted landscape. Spend ten million on a building... Well, in the capital, that's still a pretty good deal. Thanks, boss, you're so generous. P.S. This story does have a couple. They may not get much description, but they're definitely there. And theirs is a 1.5kReads7.2Score171Shelves
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