Looking for a Female Lead with a Money-Spending System (Nothing Else, Just Spending Money) 求女主有花钱系统（无其他，只花钱）

1. 1 绑 Bound to Resentment Points, I Set Everyone Straight 绑定怨气值整顿所有人 Dong Jiujiu董啾啾Modern Romance1.1M WordsCompleted [Feel-good power fantasy, no romance, master of witty comebacks, lavish spending, showing off and face-slapping] Ling Yue, an ordinary modern-day corporate drone. After being diagnosed with cancer, she saw everyone around her for who they really were. By chance, she gained the ability to convert the resentment others felt toward her into points that could be used for prize draws. Spend money = get that money back doubled. Draw a 2x cashback reward! 10x cashback! 100x cashback! Designer clothes w 20.3kReads8.4Score2.8k14d adds

   Reader note

   Highly recommend this new novel! No romance, no ambiguity, no live streams, no tipping, just accumulate resentment points for a chance to win prizes and cash back – the system is incredibly generous! Give her lots of money, and the female lead buys everything she wants – it's so satisfying! I've already caught up with the original, five stars!

2. 2 神 Tycoon Heiress: Making Her Name Known Across the Internet 神豪富婆：打响全网知名度 River Water Flows大河淌水Modern Romance1.2M WordsCompleted [Livestream gifts + extravagant spending + face-slapping and showing off + everyone's favorite + nonstop thrills] After Mo Qingchuang tears into a madman and a madwoman, she binds herself to a Tycoon System, and a fortune beyond her wildest dreams comes crashing down on her. Mo Qingchuang pats her chest. “Just as I thought: the first thing I forget when I get rich is my principles!” A male streamer gyrating his hips as he dances provocatively? Gift! A gorgeous woman in a Daji cosplay, calling ev 9.1kReads8.9Score86414d adds
3. 3 神 Tycoon System: The Rich Lady Takes the Elite Social Scene by Storm 神豪系统，富婆在上流社会杀疯了 South of the Huai, Moonlight南上淮月Modern Romance1.0M WordsCompleted [Tycoon System + no romance + building a business empire + flaunting wealth in the real world + multiple handsome men + everyone’s darling + livestream gifts + secret identities] (No romance: the female lead has no man in her heart, but plenty around her. She’s after money, not sex.) Wen Wan was a hopeless romantic. She was hideously ugly, weighed two hundred pounds, earned three thousand a month, ate steamed buns soaked in tap water, and rented a basement room for 500 a month. She poured her he 1.3kReads7.9Score14114d adds
4. 4 神 The Tycoon System: I Enjoy Life by Showering People with Gifts 神豪系统之我靠打赏享受人生 Only ve唯一veModern Romance1.0M WordsCompleted Jiang Banxia was reborn at twenty-three, healthy and pain-free, and bound to a tycoon’s tipping cashback System. What? In her previous life, even drinking cold water made her choke, but in this life she could make a fortune by tipping? Every tip earned her cash back! Jiang Banxia rubbed her hands together and set out to make it rain coins across video streams, gaming streams, and voice chats, roaming all the major livestreaming platforms. One high-quality man after another flocked to her, all ea 22.2kReads9.0Score1.7k14d adds
5. 5 神 Tycoon System: Becoming a Rich Woman Starts with Tipping 神豪系统：成为富婆从打赏开始 Transparent Little Cat透明小猫Modern Romance1.1M WordsCompleted [Wealthy Tycoon + Livestream Donations + Multiple Handsome Men + System + Pure Indulgence] All about sex! All about sex! All about sex! (Some scenes may offend readers with particularly innocent sensibilities, so please skip this one if that applies to you~) Ye Lan spent three years being milked for money by a male streamer she met online. Then she unexpectedly found out she had liver cancer. When the scumbag learned of it, he took the last of her chemotherapy money and vanished without a trace. 6.4kReads8.5Score60714d adds
6. 6 我 I'm a Rich Woman. What's Wrong with Looking at Handsome Guys? 我是富婆看点帅哥怎么了？ Transparent Little Cat透明小猫Modern Romance509k WordsCompleted [Tycoon + Transmigration + System + Wish Fulfillment + Tips] Note: No romance, but plenty of steamy action! Zhan Xinyue was cast out by her wealthy family and left to toil away for twenty years. After finally passing their test and becoming the heir, she was just about to return home and enjoy her life as a tycoon when she unexpectedly transmigrated to a parallel world. Her family had always told her to remain elegant, no matter what. But all she wanted to do was curse them out! Who would have t 268Reads6.9Score—14d adds
7. 7 爱 Love Stream Says She Likes Me, But I Haven't Even Sent a Gift Yet 爱播说喜欢我，可我还没刷呢 Xi Yu Is Just Yan Wu溪余就是言午Modern Romance261k WordsCompleted [Wealthy Tycoon System + Voice Chat Rooms + Livestream Tips + 1v1 + Sweet Romance + Unconventional Power Fantasy] The rating is low because it only just opened, ahhh! Jiang Wanyi x Xu Qing'an Good news: Jiang Wanyi discovers she is the real heiress in a story about a fake and real heiress. Bad news: It was all a dream. The real good news: Her burning desire to make money caught the eye of a Wealthy Tycoon System. Jiang Wanyi is an unambitious college student. One day, she stumbles across a sing 4.2kReads8.7Score32814d adds
8. 8 之 Zhirui Strikes It Rich 之蕊暴富 Three Thousand or So三千几许Modern Romance1.1M WordsCompleted [This is a tipping story, with plenty of steamy scenes. Skip it if that's not your thing.] [Tycoon + System + livestream tipping + voice chat rooms] Bad news: Mu Zhirui died of poverty! Good news: she's bound to a tycoon System! After transmigrating to a parallel world, Mu Zhirui spends every day dreaming of getting rich. One day, her dream finally comes true. Every time she spends money, she gets a hundredfold cash back. She does whatever she wants because she's rich. From now on, Mu Zhirui is 2.2kReads8.7Score20314d adds
9. 9 神 Tycoon: Get Cash Back for Spending on Handsome Men and Turn Your Life Around 神豪：给帅哥花钱返现，逆袭人生 The Cute and Charming Shrimp Skin可爱又迷人的虾皮Modern Romance1.1M WordsCompleted [Rich-and-powerful protagonist + System upgrades + More than just livestream donations + Face-slapping + Everyone's favorite] Disillusioned with reality, Bai Li became obsessed with livestreams in search of happiness. At the moment she was completely broke... Ding! The Riches System is at your service! System: “Dear Host, Xiao Hao is here to serve you! Spend money on attractive people of the opposite sex with a score above 80, and you'll get cashback, increase their affection for you, and even d 2.5kReads8.4Score30314d adds
10. 10 神 The Tycoon Goddess System Has Arrived 神豪之女神系统降临 Luo Sui'an罗岁安Modern Romance217k WordsOngoing This story is currently on hiatus. I’m out of ideas, so proceed with caution. [This story has couples, but they aren’t mutually exclusive. Don’t read if that bothers you! Platforms, locations, and objects are partly based on reality, though some are made up, and the real-world references have been changed. Don’t read if that bothers you! I’ll try to keep the wish-fulfillment close to reality, but sometimes I forget about reality when things get exciting. The heroine grows over the course of the 23Reads—Score214d adds
11. 11 不 I Die If I Don’t Spend Money? Then I’ll Hand It Over to the State 不花钱就死？那我上交国家 Not Bad不孬Modern Romance487k WordsCompleted {Dear passenger, this is the female-oriented novel train. Please check your ticket before boarding. We wish you a pleasant journey~!} [Fake System + Passionate + Face-Slapping + No Romance + The Growth of an Imperfect Heroine] “What’s so hard about spending money?” “Making money is hard. Spending it is easy, right?” “If you gave me that money, I could blow through it all in no time!” Su Su was lying in bed, complaining about Wang Duoyu from a movie, who had money but couldn’t spend it. Then, out 21.7kReads9.2Score1.9k14d adds

    Reader note

    A rare find among super-rich novels with an unusual twist; the protagonist is incredibly wealthy, and the female lead is relatively down-to-earth. However, there's an excessive amount of unnecessary dialogue in some parts.

12. 12 神 Tycoon: I Get More Beautiful Just by Spending Money 神豪：我靠花钱就能变美 Blessed Rabbit神佑兔Modern Romance244k WordsCompleted [Strong Female Lead | Tycoon | System | No CP] (Just a heads-up: although there’s no CP, that doesn’t mean there won’t be sex. This is more of a slice-of-life story.) Lin Xi was a hard-working wage slave who didn't want her boss to summon her at a whim and dismiss her just as casually. So she finally stood up for herself, and got fired for it. Fortunately, fate took pity on her and sent her a Tycoon System. From then on, beauty, money, and status were all hers for the asking. 1.5kReads8.9Score12214d adds
13. 13 神 Tycoon: The System Helps Me Become Beautiful and Rich 神豪：系统助我变美暴富 Blessed Rabbit神佑兔Modern Romance240k WordsCompleted [Rich heiress, strong female lead, no fixed couple] After being rejected for job after job, Mu Xi unexpectedly binds herself to a Rich Heiress System. From then on, she has power and status at her fingertips, with handsome men by her side. What could be more fun than that? 837Reads8.9Score10814d adds
14. 14 绑 After Binding to the Tycoon System, the Chosen One Clings to Me 绑定神豪系统后，天之骄子黏上来 Flowers Bloom at Your Touch着手生花Modern Romance248k WordsCompleted [Billionaire System story, ordinary-looking heroine, everyone has a one-sided crush on her, ultimate Mary Sue, no CP, open ending, entirely fictional world.] Ling Xiaoxing thinks the Billionaire System is the best gift she's ever received. But every gift comes with a price. The Billionaire System gives her a life of shopping till she drops, but naturally, it also comes with a few side effects. Ling Xiaoxing asks, “What side effects?” The Billionaire System replies, “Being pursued by exceptional 105Reads7.0Score—14d adds
15. 15 喵 Meow! I Got Rich by Petting Cats with a Tycoon System 喵呜！我靠撸猫绑定神豪系统 Yong Xi雍樨Modern Romance300k WordsCompleted Cashback System + Immersive Spending + Cat-Pampering Daily Life + Men Competing for Her Qiao Xi worked herself to the bone saving up for a marital home, only to discover her boyfriend was cheating on her. His rotten family then took over the house and even threw her cat to its death! Reborn, her cat Nuhulü returned with a benevolent spending cashback System from the Fortune Cat. “As long as you spend money with good intentions, you’ll get double your money back.” Could there really be such a gre 24Reads8.2Score614d adds

    Reader note

    A contemporary romance novel featuring a wildly imaginative plot, face-slapping revenge, scumbag revenge, a system, a beloved character, and immersive consumption. The writing is excellent, with detailed descriptions, well-developed characters, an unconventional plot, and a unique style. A masterpiece from Tomato Novels, the story is lighthearted and quite good, with various settings that make it well worth reading.

16. 16 花 Number One Spender: I Got Rich by Squandering Money! 花钱第一名，我靠败家暴富了！ Zhe Xin哲薪Modern Romance371k WordsCompleted This is an uplifting rags-to-riches story that will leave readers in a good mood. The heroine rises from rock bottom, and her determination to give back to society is admirable. There are family squabbles and domestic chaos, as well as the joys and sorrows of everyday life. The System's spending tasks don't just change the heroine's life, they also give her the means to help more people. Li Muyan is an ordinary girl who, after obtaining a spending System, rises from the lowest point in her life 835Reads—Score—14d adds

    Reader note

    The female protagonist has a spending system; she only spends money. The entire story is complete with no bad ending, so you can read it with confidence. I've already read it twice and highly recommend it.

17. 17 我 I Spend Money Like Crazy, and the System Absolutely Spoils Me! 我花钱超猛，系统嘎嘎宠我！ There Are Long Years in the Swallow's Nest燕里有长年Modern Romance356k WordsCompleted [Tycoon lifestyle + Queen bee + Spending like crazy + Multiple gorgeous men + Showbiz] (Content warning: The heroine is a heartbreaker, and the story is partly set in showbiz. To her, money is no object, and she spends it however she likes. She’s in it for the sex, not the feelings.) After Su Yao transmigrates into a book, she binds herself to a tycoon System. From the start, the System boasts that it has money to burn and tells her she’s not allowed home until she’s spent a hundred million toda 226Reads7.5Score10814d adds

    Reader note

    😆😆😆 After transmigrating into a book, Qie Xing was given a "Godly Rich System." At the start, the system arrogantly declared, "We're all rich! You can't go home until you've spent a hundred million!" Su Yao nodded vigorously. "It's so domineering! I love it!" Later, the system, watching its rapidly dwindling balance, thought, "Oh no, I meant you should spend money like crazy, but this isn't just 'crazy,' it's downright outrageous!" 💕💕💕

18. 18 超 The Ultimate Spendthrift: Two Hundred Million in Supercars from the Start! 超级败家子，开局奖励两亿超跑！ I Don't Like Milk不爱喝牛奶Urban400k WordsCompleted Tycoon + System + Feel-Good Fiction + Campus Beauty Zhang Sanfeng is humiliated on a blind date by a gold digger, but unexpectedly gets the Super Spendthrift System. From then on, he only has one thing to worry about: how to spend his trillion-yuan fortune! Oh, God! Help me! I really don't want to show off anymore! “Ding! The Host's emotions are fluctuating too much. Reward: one personal maid!” Zhang Sanfeng is speechless, but manages to calm himself down. “Ding! The Host's emotions are stable. 1.2kReads8.5Score10114d adds
19. 19 救 Help! The Tycoon Smiles, and Everyone Falls to Their Knees 救！神豪她一笑，全场炸裂都想跪 Heaven and Earth in a Tipsy Haze天地醺然Modern Romance1.1M WordsCompleted [A whole lineup of gorgeous men + a woman pursuing men + a powerful female lead + a heroine who wants nothing but physical relationships] Gu Xiang transmigrates into a book and gets access to unlimited spending money. Every purchase earns points. From then on, Gu Xiang embarks on a path to becoming a tycoon, throwing money around like crazy and stunning the world! Rich people love showing off their luxury cars? Sorry, she shows off her yacht! The kind that costs 4.9 billion. 2.6kReads8.7Score33114d adds
20. 20 神 Tycoon: The Limitless Spending Life of a Stunning Beauty 神豪：绝色美人的无限额花钱生活 Yu Shiwu虞十五Modern Romance400k WordsCompleted (Strong Female Lead + Tycoon System + Face-Slapping + Redemption + Beauty Transformation + Quick Transmigration) She’s a poor college student living under someone else’s roof and struggling every day just to get by. After she happens to feed a stray cat, she gains a System called Big Bucks and embarks on an endless spending spree... At first, the female lead completes investment missions assigned by the System. Some of her investments are in men, some in women, but she never gets romantically in 2.2kReads7.3Score31414d adds
21. 21 嘿 Hehe, I Might Not Be the Only System 嘿嘿，我可能不是只系统 Lailai Dada睐睐哒哒Modern Romance1.3M WordsCompleted “Ding! Congratulations, Host, you’ve bound the Tycoon System!” Fei Jing: “Wow, the legendary Tycoon System!” Xiao Yi: “Here’s your daily check-in task: collect fifty eggs from the chicken coop. The reward is an infinitely large storage space!” Fei Jing: “What kind of tycoon task is rummaging around in a chicken coop? But it did say I’d get a storage space…” Xiao Yi: “Xiao Yi has issued your daily check-in task: gather various vegetables and ingredients. For every item you collect, you’ll receive 387Reads8.6Score—14d adds

    Reader note

    Tomato recommends the book "Hey Hey, I Might Not Just Be a System". *Ding! Congratulations, host, you've bound to a Godly Rich System!* Fei Jing exclaimed, "Wow, the legendary Godly Rich System!" Xiao Yi continued, "A daily check-in task is now issued. Please collect fifty eggs from the chicken coop. The task reward is an unlimited space!" Fei Jing thought, "Whose Godly Rich System task is to raid chicken coops? But it says it has space!" Xiao Yi then announced, "A daily check-in task is issued: collect various vegetables and ingredients. For each item collected, the host will receive two jin of the same ingredient daily until the host grows old!" Fei Jing thought, "But... Isn't this a Godly Rich System? Can't we have some tasks that a Godly Rich System should do?" Xiao Yi then announced, "Ding! You have a new task: purchase fresh chicken, duck, and goose eggs, grains, and vegetables from the village daily at prices higher than the market price. The task reward is double the amount spent!" Fei Jing exclaimed, "Wow! Finally, a task that's even remotely related to the Godly Rich System!" Xiao Yi then announced, "Ding! You have a long-term task to learn to cook. For each dish learned, the reward is two thousand jin of all the ingredients and seasonings used!" "The more you learn, the more you gain!" Does Xiao Yi like these kinds of tasks? No, it's just simply broke. The task is posted, then it quickly finds "tools" to collect scrap from elsewhere, bring it back, and have the tools convert the scrap into cash for the host. As the number of tools increases, eventually all the tools meet and discover that System Xiao Yi isn't heartless; its heart is simply completely given to one person.

22. 22 末 Apocalypse Zombie King: Quick Transmigration 末世丧尸王快穿 Lin Lin Respectfully林林敬致Modern Romance5.2M WordsCompleted (Quick transmigration) (punishing scumbags) (romance) (love at first sight) (personal space) (a formidable team) (an incredibly powerful golden finger) (sweet romance, with a very gentle and supportive male lead) The female lead does more than just complete missions: she’s also a tiny bit of a lovesick fool. But there’s no angst. She just finds herself unable to look away once she meets the male lead. If that’s not your thing, feel free to move on. The female lead is a little weak early on, but 7kReads9.0Score62914d adds
23. 23 金 Patron System: I Just Have a Tiny Bit of Money 金主系统：有亿点钱罢了 Little Bricklaying Box搬砖小盒子Modern Romance751k WordsCompleted [An unconventional female tycoon + personal growth + everyday life + multiple couples? + terminally online] (Advance warning: The female lead is a tycoon who grows into her wealth. Some of the petty plots early on might not be to your taste. If you don’t like that kind of story, feel free to leave, or be patient and keep reading. Let’s watch her grow together.) Bad news: Mu Xiyue had just paid off her mortgage and hadn’t even gotten to enjoy it when she died. Good news: She was reborn and gained 278Reads—Score—14d adds
24. 24 反 Anti-Simping System! The Gods Are Just Tools for Me to Make Money 反舔系统！男神们都是我刷钱工具 Yu Xinye余昕烨Modern Romance775k WordsCompleted Qin Wen is a sophomore from an ordinary family, with just 800 yuan a month for living expenses. Ostracized for her poor background, she spends three years fawning over campus heartthrob Qin Zhi, only to be humiliated in a cruel birthday-party bet. Just as she hits rock bottom, she unexpectedly acquires the Anti-Fawning System. Bind a man with a looks score of at least 85, and for every yuan he spends on her, she gets 1,000 yuan back. Her first target is a law student known as the heartthrob of h 231Reads6.3Score—14d adds

    Reader note

    You can try it if you're bored.

25. 25 隔 The Cute Boy at the Next Desk 隔壁桌的小竹马 Li Li Er黎鲤尔Modern Romance110k WordsCompleted The everyday school life of childhood friends who prank and dote on each other. A top delinquent who only cares about fixing appliances versus a model student who’s sweet in public and rebellious in private, with a flair for the dramatic. On the first day of the new term at Moli No. 1 High School, Jiang Zhouyi, a bad student whose family runs an appliance repair shop, became “the first student publicly reprimanded this semester” because of a hair-dyeing incident. His childhood friend Yin Zhaozha 598Reads9.5Score10814d adds

    Reader note

    🌽🍅🥝 "Jiang Zhouyi... Are you there?" Sunday evening, the sunset painted half the sky red. On Hersu Street, opposite Moli No. 1 Middle School, in front of Zhouyi's electrical appliance repair shop. Yin Chaochao, carrying a dark blue backpack, stood on tiptoe, peering inside. Deep within the counter, amidst a dazzling array of small appliances, stood a busy young figure. She smiled, knowingly asking the question. As expected, the man didn't look up, coldly replying, "Not here." "Then his cute little childhood sweetheart is leaving." "Yeah, get lost." "Can you bear to do that? Really not going to try and stop me? I've finished my homework this week." "Get... Get in here."

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