I’ve Recently Gotten into Female-Oriented Wealth-Fantasy Novels 朕最近迷上了女频神豪

1. 1 开 A Trillion in Spending Money from the Start: The Gorgeous Heiress Is a God of Wealth 开局万亿败家资金：神豪她美又飒 From Today On, I'll Be a Godly Tycoon从今天开始当神豪Modern Romance504k WordsCompleted [Female-led romance + spendthrift System + befriending rich heirs + multiple handsome men] Many years later, a reporter asked the richest woman in the country, Ming Mei: “May I ask what your secret was to becoming the richest person in the country?” Ming Mei pushed up her sunglasses and said, “Because I’m a spendthrift.” 77.6kReads9.3Score8.7kShelves

   Reader note

   The first one is the ultimate in super-rich novels! 🤩 The second and third are more ordinary but still very enjoyable! [Bookmarked] The fourth one gave this non-celebrity girl a huge shock 🥳 Very authoritative! Hope more people can see it (delicious and refreshing books)

2. 2 抠 The Frugal Rich Tycoon: The Female No. 1 Fan of a Male Streamer 抠门版神豪：男主播的榜一大姐 Earn Big Bucks赚大米子Modern Romance382k WordsOngoing [Readers, please read the content warnings first. This novel has a lot of potentially upsetting content.] Wishing everyone who has found this book good health and smooth sailing in the new year, with wealth rolling in during the Year of the Snake. Here is a list of possible deal-breakers. Pick and choose what you’re comfortable with: 1. The female lead is strong and the male leads are weaker. There are multiple male leads. The female lead is not sexually inexperienced, and some male leads aren’t 25.7kReads9.0Score2.7kShelves
3. 3 都 You're Already a Tycoon, So Why Bother Fighting for the Mic? 都当神豪了还排什么麦啊 CC1002Modern Romance355k WordsOngoing Just started, so the rating is low [Wealthy tycoon tipping-and-cashback System + using a secret identity to tip herself + voice chat rooms + throwing money around + livestream battles + drama queen + pure wish fulfillment] “I want to date you, but I don’t want to be your boss.” “You’re tipping her and talking to me about love? How shameless can you be?” Where there’s money, there’s love. Too bad I realized that far too late. [No, it’s not too late at all.] [Who? Who’s talking?] [Hello, Host. I’m 130Reads6.5Score—Shelves
4. 4 绑 After Binding to the Fan Site Manager System, I Became an Entertainment Mogul 绑定站姐系统后，我成娱乐巨头了 Zhou Qi昼歧Modern Romance1.0M WordsCompleted [Super-rich fan-site creator + forum posts + System + wish fulfillment + 1v1 (exclusive fan) + no CP + career-focused fan + fan-oriented] After her illness returns and a heartless company fires her, Shen Jiyue can't afford the rent. She sits outside a 24-hour convenience store, ready to wait for death. She accidentally overhears a juicy scandal about a popular trainee from the newly launched idol survival show “Star Planet.” When she's discovered, Shen Jiyue is falsely accused of being a sasaeng 21.4kReads9.3Score2.2kShelves
5. 5 神 Tycoon Heiress: Making Her Name Known Across the Internet 神豪富婆：打响全网知名度 River Water Flows大河淌水Modern Romance1.2M WordsCompleted [Livestream gifts + extravagant spending + face-slapping and showing off + everyone's favorite + nonstop thrills] After Mo Qingchuang tears into a madman and a madwoman, she binds herself to a Tycoon System, and a fortune beyond her wildest dreams comes crashing down on her. Mo Qingchuang pats her chest. “Just as I thought: the first thing I forget when I get rich is my principles!” A male streamer gyrating his hips as he dances provocatively? Gift! A gorgeous woman in a Daji cosplay, calling ev 9.1kReads8.9Score864Shelves

   Reader note

   I was obsessed with this genre for a while, and I was able to finish reading all of these books, especially the later ones, which were all highly rated and good books.

6. 6 我 Tycoon: I Go Online to Be the Emperor 【神豪】我上网就是来当皇帝的 Call Me King Le叫我乐大王Modern Romance71k WordsOngoing [The undisputed king of flirting, the strongest of the strong when it comes to authority.] After acquiring the Godly Tycoon System, Jiang Shui showered a small-time streamer with tens of thousands on her very first day and earned herself this title. She crafted an image for herself as the heroine of a wish-fulfillment novel, and in reality, that was exactly what she was. A wish-fulfillment tycoon System, adored by everyone like a pampered favorite. Probably no CP in the end. Some streamers wi 1.1kReads6.7Score104Shelves

   Reader note

   Both are promising new books worth investing in! Both feature a lighthearted writing style, distinct personalities, and beloved, popular female protagonists with well-developed characters. (There are just too few of these QAQ) First book synopsis (updates are not very stable): [She is the queen of picking up girls, and her authority is the strongest of the strong.] After obtaining the Godly Rich System, Jiang Shui spent tens of thousands on a small streamer on the first day and earned this title. She portrayed herself as the protagonist of a wish-fulfillment novel, and in fact, she is indeed the protagonist of a wish-fulfillment novel. A wish-fulfillment novel with a Godly Rich System, a darling of thousands, and the ending is probably without a romantic pairing. Streamers will like her, and other Godly Rich people will like her. The world revolves around the little emperor! The world revolves around the little emperor! (Repeating the key point) Baby, how can you be so cute⁽⁽ଘ😇ଓ⁾⁾ Come and love Xiao Shui!🎄◟(˶> ᎑ <˶)◞🎄 Second book synopsis: (Online Godly Rich + Multiple Male Leads + Slice of Life + Mainly Online Rewards with a Touch of Reality + Slow Pace + Favorite of a Darling) Although Jiang Suiqian died suddenly, she was bound to the Godly Rich System. So, Jiang Suiqian was reborn. The system asked her to spend money to complete tasks, but she was an introverted person and not good at interacting with others. Therefore, Jiang Suiqian decided to complete the tasks by giving live stream rewards. Note: 1. The male lead is completely virgin, no BL or GL, everyone is just a good friend. 2. Dating the older brother doesn't necessarily mean dating the streamer. Editor's Note: I've added another new book, which is also a very good seedling! Come and check it out!

7. 7 我 I'm a Tycoon Online 我在网上当神豪 Xin Wang Makes Money歆妄赚钱Modern Romance761k WordsOngoing (Online tycoon system + multiple male leads + mostly everyday life + mainly online tipping, with a little reality mixed in + slow-paced + a touch of being adored by everyone) Jiang Suiqian died suddenly, but she was bound to a tycoon System. And so, Jiang Suiqian was reborn. The System made her spend money to complete tasks, but she was an introvert. She wasn't good at dealing with people. So Jiang Suiqian decided to complete her tasks by tipping streamers. Note: 1. All the male leads are pure, 4.2kReads7.2Score210Shelves

   Reader note

   I'll recommend a few books I've been reading recently. The only downside is that they're still ongoing. They're all pretty good. The first one is about a super-rich system that collects emotions, the second is about money left by parents, and the third is about collecting "love points." A unique aspect is that the female lead is a cat who turned into a human.

8. 8 神 The Tycoon System Is My Aunt 神豪系统是我小姨 soXso乂Modern Romance376k WordsCompleted [Female-oriented rich-girl fantasy + spending big on livestreams + mischief-maker + slice of life + no romance + befriending rich power players from all walks of life + gaming] (The main story is complete!) Just after graduating from high school, Qin Weisheng went through the biggest upheaval of her life. As she gradually sank into darkness, a voice gave her hope to keep living. (Congratulations, you've obtained the God of Wealth System.) Qin Weisheng: Something this good really exists? (I came 13.2kReads9.2Score1.4kShelves
9. 9 主 The Streamer's Top Donor: You Heard I'm a Millionaire? 主播的榜一大姐，听说我是神豪？ Big Watermelon Who Loves Cherries爱吃樱桃的大西瓜Modern Romance362k WordsCompleted [Relationship-focused + multiple love interests] (A friendly warning: This story features lots of intense rivalry among the male suitors.) Bullied by the new top female streamer on Love Live, Qi Huanyan was frantic with rage. She jumped up and down, cursing furiously, but could do nothing about it. Then she bound herself to a cashback System, turned her life around, and found herself healthy again with a clear head. Why settle for a familiar flower when wild blossoms are so fragrant? From the 1.8kReads8.2Score185Shelves

   Reader note

   Please see which category has good writing style.

10. 10 顶 The Ultimate Push and Pull: The Top-Ranking Lady Only Tips for Romance 顶级拉扯：榜一大姐她只刷爱情票 The Boss of Black Wind Mountain's Sister-in-Law黑风山老大的小姨子Modern Romance369k WordsOngoing Tycoon System + Female lead + Not romance-obsessed + Voice chat rooms + Group livestreams + Weight loss + Gift-based romance + Romantic tension [The author loves the heroine and won’t put her through heartbreak.] [This is a romance-focused story, not a face-slapping one. Don’t read if that’s not your thing.] After Ji Mingyue reached 200 jin, she died suddenly from staying up all night. After death, she became bound to an abandoned Tycoon System. “Host, quickly earn other people’s favor to upgrad 2.7kReads9.0Score213Shelves

    Reader note

    All super-rich novels follow the same formula, but these few are truly different. Each one is incredibly exciting, a series I devoured in one go. I'm a typical loser, and I love reading them!

11. 11 不 If I Don’t Spend Money, I’ll Become a Fool [System] 不花钱就会变痴呆【系统】 Not Late 11不晚11Modern Romance628k WordsCompleted [Rebirth + a woman’s growth + family life + tycoon System + older woman pursues younger man] In her previous life, Hong Xiuxiu devoted everything to her son. After developing dementia in old age, she was despised and died alone outside. Reborn at age forty-two, she returns to 2010, just after her husband’s death and before her son starts bleeding her dry! Not only has she been reborn, she’s also bound to a System that only lets her spend money on herself. Spend 10,000 yuan in ten minutes Learn t 5.9kReads9.3Score619Shelves

    Reader note

    Both of these novels featuring wealthy protagonists are underrated. The first one is more realistic, showing the female lead raising herself to be wealthy and gradually finding herself better – it's incredibly moving. I was touched by the author's thoughts and even felt they were so rare! The more I read, the more I liked it. The second one features a female lead who helps with poverty alleviation, contributing a lot of money to national development – ​​it's full of positive energy!

12. 12 神 Tycoon: Just Call Me the Savior 神豪：叫我救世主就好 Hardworking Little Bug, the Typing Machine勤劳的码字机器小虫Modern Romance217k WordsOngoing (An unconventional story about a rich tycoon + everyone misreads the situation + the female lead really is the savior + unrequited feelings, but no romance) (The rating is low because it just came out today. It'll go up later ❤️) While He Yuelan's roommate was being pursued by a rich second-generation heir, he took her to an upscale restaurant. Halfway through the meal, the guy ran off. Only then did He Yuelan and her roommate realize that this so-called "social experiment" was a stunt: he had l 35.9kReads7.1Score8.5kShelves

    Reader note

    Redefining the Super Rich

13. 13 神 Tycoon: I'm Just a Little Assassin Who Loves Gossip 神豪：我只是个爱吃瓜的小小刺客 Cai Jiang Bu Li财姜不离Modern Romance178k WordsOngoing [No Romance + Lighthearted Daily Life + A Bit Long-Winded] Jiang Miao dies and binds to a Tycoon System, transmigrating to another timeline. From then on, she has money, a great figure, and nothing to worry about. But every day gets a little boring, so she goes online to follow the gossip… Along the way, she comes across a blind-box effect that looks pretty good and snatches it up… She meets a group of people during a PvP match. Great, she joins them right away… From then on, she becomes a cold- 2.2kReads7.3Score105Shelves
14. 14 震 Shocking! She's a Little Cat Tycoon 震惊！是小猫神豪 Clearing Skies After the Mist雾霁晴初Modern Romance1.1M WordsCompleted [Wealthy Tycoon System + no CP + forum format + everyone is chaste + everyone loves the heroine (romance, family, and friendship)] (Main story complete) Can a kitten bind to a System, too? Yes, it can. Through an operational mistake, the Wealthy Tycoon System 008 bound itself to a stray kitten. From then on, a wealthy kitten appeared in the livestreaming world. Chu Yuli only wanted to quietly tip streamers, but along the way she met a group of wealthy tycoons, each with a distinct personality: A 8.7kReads8.6Score1kShelves
15. 15 神 Tycoon: I Transmigrated into a Dating Show and Became the Nation's Goddess 神豪：穿进恋综成为全民女神 Nunu Fa努努发Modern Romance516k WordsCompleted [Strong heroine + tycoon + System + adored by everyone + no fixed couple] Bai Xinxin found herself inside a wealthy-family dating-show novel. Almost all eight contestants were blessed with both beauty and fortune, making them the pinnacle of dating-show contestants. But she was just a cannon-fodder character in the story. Her best friend framed her, getting her onto the show. Since she was poor, the whole internet immediately mocked her, while her best friend took her place and became a celebrat 6kReads8.5Score480Shelves

    Reader note

    I highly recommend first and second-tier universities, trust me!

16. 16 绑 Bound to Resentment Points, I Set Everyone Straight 绑定怨气值整顿所有人 Dong Jiujiu董啾啾Modern Romance1.1M WordsCompleted [Feel-good power fantasy, no romance, master of witty comebacks, lavish spending, showing off and face-slapping] Ling Yue, an ordinary modern-day corporate drone. After being diagnosed with cancer, she saw everyone around her for who they really were. By chance, she gained the ability to convert the resentment others felt toward her into points that could be used for prize draws. Spend money = get that money back doubled. Draw a 2x cashback reward! 10x cashback! 100x cashback! Designer clothes w 20.6kReads8.4Score2.9kShelves

    Reader note

    This book updates incredibly consistently. The female lead isn't bound to a super-rich system, but rather a resentment value system. So while the system keeps giving back money and making you feel great, there are also many scenes where the female lead witty remarks and makes others angry. She's also very quick-witted, a chatterbox, and willing to spend money, which is very satisfying and prevents readers from feeling frustrated.

17. 17 神 The God of Wealth: Men Are All Tools I Use to Cash Out and Get Beautiful 神豪之男人都是我套现变美的工具 Once Wrote Ten Thousand Words a Day曾日更一万Modern Romance1.1M WordsCompleted ! It's best not to read the chapter comments, as they contain a lot of fake spoilers... (Wealthy tycoon System + detailed shopping sprees + losing weight and becoming beautiful + face-slapping awful relatives + handsome men of all types + a little King of Glory game content) Note: Readers are sharply divided in their opinions of the heroine. Some call her a hopeless lovesick doormat, while others say this is the ultimate story of a wealthy woman with a string of lovers. Read with caution. The he 4.8kReads8.9Score467Shelves

    Reader note

    These two books are top-notch: 1. The female lead isn't love-struck. I hate those super-rich female leads who spend all their money on men and then fall in love with them 😅 Come on, who would fall in love with their pet dog?! In these two books, the female leads do have feelings, but it's just affection for their pets. If you're reading super-rich novels, the main character's love story with their pet is so much better [admiration]. Please remember, don't spend money to beg for love and become a love beggar. If you have the means, love yourself! 2. They're logical, with very few pointless face-slapping moments. The female lead's purpose in becoming a super-rich woman after binding with the system isn't to slap everyone in the face, but to use it to manage her career and life well. These two books achieve this—a second chance at life, obtaining opportunities, and living a life without regrets.

18. 18 神 A Tycoon Transmigrates into a Book: She Dominates the Ultimate Game of Power 神豪穿书：她在顶级权力游戏通吃 Three Peppercorns三两花椒Modern Romance1.0M WordsCompleted [A non-formulaic tycoon story + power struggles + strong female lead + multiple male leads + sex-focused relationships + BG] Question: What’s it like to get bound to a tycoon System that rewards you for spending money on love, only to be focused on gaining power? Thanks for asking. I just got off the plane, and the System is clinging to my leg, crying and begging me to stop. I transmigrated into a world stitched together from several melodramatic novels. In this chaotic script, where pr 12.6kReads9.2Score1.3kShelves
19. 19 真 The Real Young Master Uses In-Game Purchases to Raise Little Ones in Ancient Times 真少爷在古代氪金养小崽儿 Tao Shi桃十Ancient Romance165k WordsOngoing [Pay-to-win System + raising a child + real and fake young masters] In a nutshell: raising a little one at a very young age, two little souls finding comfort in each other. Ji Pengsheng was the top rich second-generation heir on a certain planet, the long-awaited child of older parents. He could have anything he wanted, and he was brilliant to boot. He studied all the way to a master's degree at an art academy and was on the verge of becoming an artist. Then he was reborn as a fetus in the final 72Reads—Score—Shelves

    Reader note

    Check out the new book!

20. 20 神 The Tycoon System Arrives, and the Goddess Spends Money Around the World 神豪系统降临，女神她全球撒钱 The Orange Doesn't Dream橘子不做梦Modern Romance360k WordsCompleted The rating has only just been posted, so it'll rise later~ [Livestream Donations + Lavish Spending + Sweet, Satisfying Romance + All Male Leads Are Pure] [The Female Lead Never Gets Treated Unfairly + Pure Indulgence + Goes Beyond Livestreaming Later] After her freeloading ex-boyfriend gets on a late-night call with the top donor, Lin Ting slaps him back and is chosen by the Tycoon System. All right, all right. Making money is hard, but spending it? That's a piece of cake! A gentle, wistfu 927Reads7.1Score147Shelves

    Reader note

    It's not finished yet, but it's definitely going to be great. The female lead is obsessed with sex, and there are tons of male leads! A true female-oriented super-rich novel!

21. 21 得 After Getting the Goddess of Beauty System, I Cheat My Way to the Top 得到美神系统后，我一路开挂 Fox Bai狐白啊Modern Romance223k WordsCompleted [First-person female lead / green tea schemer / cutesy crybaby / fake everyone’s darling] [The heroine has questionable values, so proceed with caution] [Includes gaming and livestreaming] After transmigrating, she became an orphaned shut-in: short, round, dark-skinned, and ugly. Xi Wan was utterly bewildered. What a terrible start! She was bound to the Beauty System, which could make her beautiful once she earned people’s favor? “System, how am I supposed to earn favor looking like this?” Xi Wa 2.9kReads8.2Score217Shelves

    Reader note

    It seems like all the good, completed female-oriented novels featuring wealthy tycoons from Tomato are here, and the best part is they're all completed! You can read to your heart's content!

22. 22 十 Tenfold Cashback: The Top-Ranking Rich Lady Is Everyone's Beloved 十倍返利，顶级富婆是万人迷团宠 Little Qi Who Got Hit被撞的小戚Modern Romance436k WordsCompleted [Tycoon System + sudden riches + everyone’s darling + wish fulfillment and face-slapping + irresistible heroine + occasional casual hookups + multiple handsome men, no official couple] Jiang Shiyuan was hopelessly in love, until she suddenly came to her senses and realized she was the male lead’s ex-girlfriend in a male-oriented transmigration-into-a-book novel, destined to cling to him. She also bound to a tycoon System. One million yuan to start, tenfold rebates on livestream tips, and System 1.4kReads8.7Score185Shelves

    Reader note

    🌈This is all I found so far, I'm too lazy to scroll through them all 🙂. These are all legendary accounts. Some might not have money initially, but they become wealthy later through a system or something, and their wealth only increases. I just finished reading the first one ❤️❤️. I saw this one while searching for books, and it's quite good. The female lead is incredibly popular; many men around her are attracted to her. And what about her? She didn't have children, nor did she get married. She adopted many, many children, mainly for charity work.

23. 23 穿 Transmigrating to the 1960s, I Join My Husband on a Sea Island 穿越六零年代，去海岛随军 Uh Uh Uh 666额额额666Modern Romance513k WordsCompleted [Space + hoarding supplies + System + period setting + following the army + island life + twins in one birth + food] Lin Youyou receives a warning that she is about to transmigrate, along with a jade bangle space. She sells off the family assets, stocks up on supplies worth tens of billions, and transmigrates. From the start, she is all alone, and people keep urging her to go on blind dates. But her intended match seems like a hopeless romantic. He says, “A man should treat his wife well. My wif 7.6kReads8.6Score720Shelves
24. 24 快 Quick Transmigration: After Binding a God of Wealth System, I'm Pressured to Spend Money 快穿：绑定神豪系统后被催着花钱 Mu Zigui沐子规Modern Romance1.1M WordsCompleted Xu Yan is about to graduate and become an office drone. Every day, she dreams of being rich. After a car accident, she gets bound to a tycoon System, and not just any tycoon System: a quick transmigration tycoon System. System: If the Host completes missions in 100 planes, you’ll receive a black card with unlimited funds. Xu Yan is instantly fired up. A mere 100 missions? Bring them on! From then on, every plane she visits flourishes as she spends her money. The System nags her to spend every da 6.3kReads8.5Score584Shelves

    Reader note

    These novels about wealthy tycoons are all very good; I highly recommend them! [Sending heart]

25. 25 让 You Want Me as a Substitute? I’ll Crush You with Spirit Stones 让我做替身？我用灵石砸死你 Fine Weather Year After Year岁岁晴Ancient Romance410k WordsCompleted [No romance + strong female lead + everyone suffers except the heroine + feel-good story + double-rebate tycoon System + stand-in + face-slapping] After being born into this world and living here for fourteen years, she is approached by a double-rebate System, and memories of her past life come flooding back. “I transmigrated into a book? And I’m the stand-in? Everyone in the sect has been deceiving me? And I’m supposed to turn evil and get killed in the end?” Yikes... This is bad. Run! This wor 4.5kReads8.4Score484Shelves
26. 26 神 Tycoon System: My Handsome Men Guide 神豪系统：我的美男图鉴 Little Deer Hiding in the Mist鹿鹿藏在雾里Modern Romance376k WordsCompleted [Ultra-Rich System|1vN|Rivalry for Her, a Romantic Battlefield|All Men Are Virgins|Lavish Spending and Sweet Indulgence] College student Hua Ruoyi is a shameless flirt on the surface, and a total pervert underneath. Yet she happens to have the pure, first-love face of an innocent girl. She has two great sorrows in life: never enough money to spend, and never enough handsome men to cuddle! Then one day, an Ultra-Rich System drops from the sky. It says: [You’ve successfully caught my attention, w 1.8kReads8.9Score212Shelves

    Reader note

    All the recommendations are familiar, so let me recommend something fresh [shy][shy][shy] 1vN male characters, all clean, female protagonist lovers can go for it [Sparrow's Masterpiece] After reading it, I was completely tainted by the mud [Sparrow's Masterpiece][Sparrow's Masterpiece][Sparrow's Masterpiece][Admiration][Admiration][Admiration]

27. 27 当 When a Top-Tier Voice Enthusiast Gets a Tycoon System 当顶级声控拥有神豪系统后 Money Is Simply Wonderful钱钱妙不可言Modern Romance544k WordsCompleted [Tycoon System, Voice Chat Rooms, Livestream Gifts, 1vN] Guan Yan was just on her way to work when she saw a kitten get run over. Feeling sorry for it, she moved it to the side of the road. How did that earn her the kitten’s gratitude and a Tycoon System? Turns out, having money is great. Guan Yan had been stingy with her gifts in voice chat rooms, but now she was happily showering the whole room with them. The exquisite Qingyin Wen: An abusive father, an absent mother, a half-sister, and a b 6.4kReads9.1Score698Shelves

    Reader note

    These are all female-oriented novels featuring wealthy tycoons. I don't want to type out a description, but if you're interested, you can click to check them out.

28. 28 重 Reborn in a Matriarchal World: Doting Only on My Darling Husband 重生女尊：独宠小娇夫 Scallion Up the Nose鼻孔里的大葱Ancient Romance1.1M WordsCompleted Gu Ye arrives in a beast-taming world ruled by women after transmigrating with a god-tier medical System. Men already have low status here, and ferocious beasts capable of taking human form rank even lower. Yet on her very first night, Gu Ye sleeps with a beast in human form. He’s pitiful, weak, and helpless, and he foolishly calls her “wife-master.” When he’s hurt, he bears it in silence, then tugs at Gu Ye’s sleeve and says, “Wife 2kReads9.2Score196Shelves
29. 29 十 Tenfold Cash Back: A Rich Big Sister Gives Tips Live 十倍返现，神豪姐姐在线打赏 Rouge Stains Red Robes胭脂染红衣Modern Romance1.1M WordsCompleted [Complete; one woman with multiple men; all the men are devoted to her; everyday-life story focused on enjoying life, with no career plot] Su Zijin, a woman who has done good deeds for ten lifetimes, wins a livestream tipping System with tenfold cashback in the King of Hell's Palace after she dies. She returns to the age of twenty-one, just after graduating, and begins her happy life as a wealthy woman. Handsome men of every type make their appearances, dazzling her with their charms. Dance stre 11.4kReads8.8Score1.5kShelves

    Reader note

    All 1vN matches, I really enjoyed watching them even though I paid for them. No shilling here, and despite the low ratings, they're all promising contenders, guaranteed to be good.

30. 30 神 Tycoon System: Becoming a Rich Woman Starts with Tipping 神豪系统：成为富婆从打赏开始 Transparent Little Cat透明小猫Modern Romance1.1M WordsCompleted [Wealthy Tycoon + Livestream Donations + Multiple Handsome Men + System + Pure Indulgence] All about sex! All about sex! All about sex! (Some scenes may offend readers with particularly innocent sensibilities, so please skip this one if that applies to you~) Ye Lan spent three years being milked for money by a male streamer she met online. Then she unexpectedly found out she had liver cancer. When the scumbag learned of it, he took the last of her chemotherapy money and vanished without a trace. 6.5kReads8.5Score629Shelves
31. 31 爽 Yes! The Ambitious Streamer Has a Secret Identity as a Rich Heiress 爽！野心女主播她自带神豪马甲 Ren Xue任雪Modern Romance657k WordsCompleted [Female-centered + livestreaming + wealthy tycoon's secret identity + no romance + glow-up + universally adored by men and women + making money] Xia Mi was a woman whose beauty couldn't match her ambitions. She worked hard to make money, hoping to become her own Nüwa and make herself beautiful after the fact. Then a wealthy tycoon's System arrived, finally giving her the chance to become beautiful painlessly. She used its miraculous items to improve herself step by step. As for tips, why give 62.8kReads9.2Score10.2kShelves

    Reader note

    I quite like this kind of setting: a super-rich system where the female lead is a streamer who spends money on herself, gives herself tips, and can also make money off other men [eating melon emoji]. I'm already tired of the kind of setting where the female lead has a super-rich system and keeps spending money on men. The thought of men making money so easily makes me feel unbalanced, even if they are men from anime!

32. 32 穿 Reborn as an Enigma, I Crush Every Alpha 穿成Enigma碾压alpha Wu Dongli乌冬漓Modern Romance157k WordsCompleted She has differentiated as an alpha! This is a fantastical world. And her arrival has made it even more fantastical. Yan Shang died last night, but was reborn in another world, in the body of a girl who had nothing to do with her. The girl was also named Yan Shang. She was an Omega from a poor family, but kindhearted. To pay for her studies, she had no choice but to work at a nightclub. 3.1kReads8.3Score366Shelves

    Reader note

    The story is a 1v1 unit where the female lead has many men, and she's also an Enigma.

33. 33 神 Tycoon System: From the Start, I Turn 20 Yuan into a Fortune for My Whole Family 神豪系统：开局20块带飞全家 A Spare Ten Thousand Words闲来无事写一万Modern Romance409k WordsOngoing (The score was just posted, so it should go up later.) [An unconventional tycoon-style reward system + leveling up + everyone’s favorite + saving family + doomsday stockpiling. The heroine isn’t invincible from the start; the more she levels up, the more satisfying it gets.] When a natural disaster struck, Jiang Xiu thought her life would end at twenty-two. But when she opened her eyes, she found herself back in an unfamiliar modern world, bound to a livestream cashback-to-fortune System The mor 3.1kReads9.4Score323Shelves

    Reader note

    Both of these are examples. The first one is a live-streaming tipping novel, but it's very intelligent. The female lead is a clear-headed observer of that illusory, decadent lifestyle, not just someone tipping streamers and getting praised, giving off a "I'm the best in the world" vibe. The second one is the same; both are intelligent stories about wealthy tycoons. I highly recommend the first one; I loved it!

34. 34 刚 Just Arrived in Republican-Era China, I Have Nothing but Money 刚到民国，除了钱，一无所有 Tianyang Peak, Who Loves Handmade Wheat Dumplings爱吃手工麦饺的天阳峰Modern Romance1.0M WordsCompleted Su Ning transmigrated into a series of novels set in the Republic of China era. The good news: she had a System. Better yet, the System's reward pool held a full ten billion. Once she spent it all, Su Ning could return to the modern era and live happily as a billionaire. The bad news: the System was called "The Rich Are Heartless"... In the turbulent Republic of China, she had to play a villain who was rotten to the core. Determined to stay alive, Su Ning racked her brains to become relatives wi 96.3kReads8.7Score10.4kShelves
35. 35 社 A Corporate Wage Slave? Pah, I'm a Billionaire Now! 社畜？呸，姐现在是首富！ A Glutton's Meal饭桶的饭Modern Romance2.8M WordsOngoing [Wealthy Protagonist + Spend-Money System + Strong Female Lead + Everyone’s Favorite + Befriending Wealthy Second-Generation Heirs + Handsome Men of Every Type + BG + All Male Leads Are Devoted + Face-Slapping + Feel-Good Story + She’s Always Showing Off] Tang Tang is an overworked corporate slave, stuck in the 996 work schedule. After finally slapping her sleazy boss a few times, she gets hit by a car and sent spiraling into the sky while saving a kitten. She dies, but not quite. The kitten tr 5.3kReads9.3Score347Shelves

    Reader note

    The first two books are modern-day, and the third is a quick transmigration story about a wealthy ancient tycoon. I think the third one is quite good too.

36. 36 神 Tycoon: Everyday Fun in the Livestream Chat 神豪：在直播间的凑热闹日常 Cai Jiang Bu Li财姜不离Modern Romance63k WordsOngoing [No romance + livestream donations + chaotic commentary + easygoing daily life] Jiang Zhi had nothing to do all day. Meanwhile, one of her friends started livestreaming, and out of curiosity, Jiang Zhi began watching… 871Reads—Score107Shelves
37. 37 神 Tycoon System: The Top Supporter Is a Total Heartthrob 神豪系统：榜一大姐她万人迷来的 One Iced Cola a Day一天一杯冰阔落Modern Romance410k WordsOngoing (The rating just came out, so hopefully it'll gradually rise.) [Rich tycoon System + multiple male leads + everyone's dream girl + adored by all] After enduring a tribulation of thunder, Shuang Lengyue finally managed to take human form. But a mishap left her bound to a rich tycoon System, and from then on, she began playing the big spender in livestream after livestream. Along the way, though, she met some rather strange people... A pure-hearted younger guy who is always acting sweet and clingy 10.3kReads8.2Score1.4kShelves
38. 38 神 Tycoon: The Heroine Is Swayed by My CEO Catchphrases 神豪：女主被我的霸总语录所折服 A Light Step Over a Layered Mountain轻浮一重山Modern Romance103k WordsOngoing [System + No Romance + Feel-Good Power Fantasy + golden finger + Strong Female Lead] After transmigrating into the role of a CEO's stepmother, she loves nothing more than spending money and making life difficult for the heroine. Her fate can be summed up in one word: miserable. The Tycoon System will help me become a CEO and leave the CEO with nowhere to go. “Mrs. Su, do you think a million yuan is enough to make me break up with Yan Chuan? You think far too much of that little bit of money.” “J —Reads—Score—Shelves

    Reader note

    This is a recently released novel, and it's really well-written! [Thumbs up][Thumbs up] You can save it for later! [Admiration][Admiration] The female lead has a super-rich system where she can spend money freely without any restrictions or tasks! [Attention][Attention] The main task is to gain the favor of the female leads in the smaller worlds and spoil them rotten! [Admiration][Admiration] I also want a super-rich friend like that! [Admiration][Admiration]

39. 39 被 After Being Bound to a Tycoon System, I’m Having the Time of My Life! 被神豪系统绑定后，我爽麻了！ One Meal a Day每天一顿饭Modern Romance599k WordsCompleted A few warnings: 1. The System doesn’t give much money at first. You won’t start out with hundreds of thousands or a million. 2. The female lead grows over time, gradually becoming more beautiful, stronger, and more bold! She strikes back violently when facing enemies. 3. At first, she earns money through livestream tips and rebates. Later, the ways she earns rebates aren’t limited to the internet. Zuo Li, who suffers from deep-seated delusions, can hardly believe she really has a System. Not on 1.6kReads8.8Score164Shelves

    Reader note

    The first book features a female protagonist who becomes a wealthy tycoon. Her first book involves livestreaming and tipping, spending money on both men and women. The second book, with its initial system, provides a small amount of money, gradually increasing it. The third book is a non-couple story focused on idol worship. The fourth book involves face-slapping and investing money. The fifth book is a transmigrated cannon fodder female supporting character in a female-oriented novel, possessing a wealthy tycoon system.

40. 40 绑 Bound to the Beautiful Heiress System, She Has the World at Her Feet 绑定白富美系统，世界为她裙下臣 Long Night in the Mist雾里长夜Modern Romance1.0M WordsCompleted [Daily sign-ins + no romance, feel-good story about an independent woman] After being dumped by a jerk, Song Wan gained the Ultimate Rich Heiress System. Ding! Today's sign-in reward: a divine-grade genetic enhancement serum. Ding! Today's sign-in reward: a luxury supercar. Ding! Today's sign-in reward: a top-of-the-line mansion. Ding! … Many years later, Song Wan had made it to the top of the rich list, pursued relentlessly by countless handsome men and beautiful women who couldn't have her. Wa 48.9kReads9.3Score6.2kShelves
41. 41 签 Sign-In System: Turning My Life Around 签到系统之扭转人生 Shu Shu Mo书书墨Modern Romance300k WordsCompleted [System + campus life + top student + rich beauty + wish fulfillment + romance] A lighthearted, everyday wish-fulfillment story. Before she turned eighteen, Jian Shu spent her days working her head down to earn enough to support herself. All she did was study and work. She kept to herself, had no family or friends, and never knew how to enjoy life. After fainting unexpectedly at her part-time job, she bound herself to a sign-in System and began living a life she had never dared to dream of. Alon 10kReads8.9Score822Shelves

    Reader note

    First book: JianShu – With a romantic pairing (This is a lighthearted, slice-of-life story about a rich guy). Second book: Su Qiang – No romantic pairing (The system is incredibly wealthy). Sister Qiang thinks, as long as the little princess is happy, what need is there for men?

42. 42 被 After Getting Dumped, I Bound a Tycoon System and Became Beautiful Through Daily Sign-Ins 被甩后绑定神豪系统，我签到变美 Nana Jam娜娜果酱Modern Romance507k WordsCompleted [System, Sign-In, Female Tycoon, Face-Slapping, Feel-Good Story, No Romance] After Su Qiang gets dumped, she binds herself to a tycoon System. Every day, she gets cash and System points for signing in, which can make her more beautiful and stronger. She discovers that the System is an arrogant princess type who rewards her with all kinds of goodies when it’s in a good mood. As long as she keeps the System happy, she can get anything she wants. Who needs a boyfriend? Ding! Sign-in reward: 1 milli 10.8kReads9.2Score1.1kShelves
43. 43 白 Secretly Sending Gifts by Day, Raking in Massive Rebates by Night 白天偷偷打赏，晚上疯狂返利 Wu Shuye吴书耶Modern Romance244k WordsCompleted [Powerhouse heroine + handsome streamers + big spender + livestream PK battles + crazy cashback and making money] As a powerhouse, Fan Keqing spreads her generosity around, tipping every handsome streamer. - Congratulations, you’ve received [Snow-White Skin and Dark Hair] - Congratulations, you’ve received [A Slender, Graceful Waist] - Congratulations, you’ve received [Long Legs and a Voluptuous Figure] - Congratulations, you’ve received [A Voice Like an Angel’s] - Congratulations, you’ve receiv 5.4kReads9.0Score406Shelves

    Reader note

    These are all completed novels featuring wealthy tycoons. The fourth one is a female protagonist, and the second one, although I read it in less than an hour on my computer.

44. 44 白 Freebies Every Day, but the System Wants Me to Be a Tycoon 白嫖日常，但系统让我当神豪 gggggg8130Modern Romance351k WordsOngoing [All male leads are pure + multiple male leads + brainless wish fulfillment + livestream gifts + everyday spending] Good news: She’s bound to a tycoon System and gets unlimited black cards. Bad news: She has to spend money on handsome men, or she can’t cash out. As an ultimate free-to-play gamer, Gu Lan wants no part of it, until she sees the 1:10 cashback rate. To turn the System’s money into her own, she launches into a frenzy of spending and stocking up. 1.9kReads8.4Score169Shelves

    Reader note

    Awesome!

45. 45 不 I Die If I Don’t Spend Money? Then I’ll Hand It Over to the State 不花钱就死？那我上交国家 Not Bad不孬Modern Romance487k WordsCompleted {Dear passenger, this is the female-oriented novel train. Please check your ticket before boarding. We wish you a pleasant journey~!} [Fake System + Passionate + Face-Slapping + No Romance + The Growth of an Imperfect Heroine] “What’s so hard about spending money?” “Making money is hard. Spending it is easy, right?” “If you gave me that money, I could blow through it all in no time!” Su Su was lying in bed, complaining about Wang Duoyu from a movie, who had money but couldn’t spend it. Then, out 22.3kReads9.2Score2kShelves
46. 46 夭 Good Grief! The Riches System Took Me to the Top of Life 夭寿！我靠富豪系统走上人生巅峰 Fan Suqi范素琪Modern Romance463k WordsCompleted [No Romance] [All-Around System] [Xuanhuan] [Alternate Universe] [No Logic] [Mostly Everyday Life] [Don’t Miss Out!] It gets better and better. Xu Yan, a young woman with no particular skills or ambitions, went to Modu after taking the college entrance exams. She thought she’d spend the whole summer lounging around at home. But then… “Rewarded Host with 300 million!” “Rewarded Host with a villa!” “Rewarded Host with an island!” Xu Yan was stunned. It could even give her an island? Later, she gra 77Reads—Score—Shelves

    Reader note

    No romantic pairing, mostly slice-of-life.

47. 47 神 The Tycoon System Helps Me Become Everyone's Crush 神豪系统助我成为万人迷 Gion of Flame City烈焰城的祗园Modern Romance714k WordsCompleted [No CP] Cheng Mo transmigrated to Blue Star and awakened the God of Wealth System. Before she could even laugh like a pig, the System made her read its full name. The God of Wealth System That Makes Me Stronger When I Spend Money on Men. What? I can only spend money on men? The system doesn’t handle spending under any other pretext? Cheng Mo fell silent. So she was just an ATM? Men drove luxury cars and lived in mansions, while she got around on an old bicycle or by walking. Oh, she could earn c 2.7kReads8.7Score325Shelves

    Reader note

    I hereby declare Sister Gui the number one female-oriented super-rich sister!! After finishing this book, I've already forgotten the female lead's surname and given name, only remembering her resounding title—Sister Gui. It's a mindless, enjoyable read from beginning to end, somewhat like a gender-swapped male-oriented super-rich novel. It's incredibly stress-relieving, directly immersing you in the joy of being a tycoon who spends money like water. The later part of the book gets a bit outrageous, mainly because the extravagance is indeed excessive, making it difficult to wrap up. Overall, I recommend it! My Sister Gui starts throwing money around the moment she opens her eyes [salute]

48. 48 神 Tycoon: From Streamer to Top-Ranking Big Sister 神豪：从主播到榜一大姐 Ren Xue任雪Modern Romance295k WordsCompleted All sweetness, no angst + sound values + strong heroine, weak hero + multiple men with one-sided crushes + mutual healing + brothers-turning-against-each-other showdown After a male model drove her off the internet, Ren Qiao suddenly got bound to a Wealth System. [System rules: You start with a daily tipping allowance of 10,000 yuan, which doubles every week.] Ren Qiao: With the System on my side, the world is mine. She humiliates scumbags, stands up for her friends, and falls into a sweet roman 4.1kReads9.1Score408Shelves

    Reader note

    These two are among the most satisfying female-centric "tycoon" novels I've read. The first one has more exciting moments; the female lead really enjoys life, and she only sees the men as tools to make money. I recommend it to anyone who likes this genre. The second one has more content related to the voice chat room, and overall it's more of a slice-of-life story with fewer exciting moments than the first one. It ends in a 1v1 relationship, but I personally found it quite enjoyable. What I liked most was the epilogue, which took a different turn, essentially giving me two endings. Highly recommended!

49. 49 神 The Tycoon Has Arrived: How About Letting Me Step In and Act for a Couple of Episodes? 神豪降临：要不让我穿进去演两集 Longjing Xiangxi Tian龙井湘夏天Modern Romance206k WordsCompleted [Atypical livestream novel]+ [Multiple male leads]+ [Yandere themes]+ [All male leads are virgins]+ [Love rivals]+ [Ensemble cast]+ [Slow-paced]+ [Heartwarming] Xu Youmu grew up as an ordinary girl in an ordinary little village. She thought she would get into an ordinary 985 university and live out an ordinary life. But when Old Xu suddenly collapsed, the hospital told her she had to pay an astronomical medical bill. Just as she was falling into despair, the God-Tier Wealth System bound itself t 613Reads—Score105Shelves

    Reader note

    This one... The female lead is a super-rich guy who falls in love with a big spender in a livestream! [Kissing emojis] [Kissing emojis] [Admiration ...

50. 50 绑 After Binding to the Sign-In System, She Became Gorgeous and Rich 绑定签到系统后，她超美超有钱 Chi Chi Ye赤赤也Modern Romance492k WordsCompleted (No romance; getting rich and taking down the scum, both without compromise) Si Tian unexpectedly transmigrates into an unfinished novel, as an unlucky cannon-fodder character who won’t survive past the first chapter. Before she can even start bawling, a System that lets her coast to victory with sign-ins drops from the sky... “Sign in in the dressing room to unlock unparalleled beauty!” “Sign in at an ATM to receive 10 billion in savings!” “Sign in at an auction to gain top-tier appraisal skill 10.7kReads9.4Score1kShelves

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