Wealthy Protagonist, Unrestrained Female Lead Who Spends Freely, No Romance 神豪 女主不被拘束肆意挥霍 无CP

1. 51 不 I Just Spent a Little Money, So How Did I Become Everyone’s Dream Girl? 不就花点钱，怎么成全网白月光了 Seven and Seven七又七Modern Romance444k WordsCompleted [Reborn + wealthy protagonist + power fantasy + no fixed pairing] Ai Si had ten lifetimes' worth of good fortune stolen from her. After enduring nine lifetimes of bad luck, she got a golden finger that gives her tenfold cashback on every tip. Like a streamer's singing? Send a gift! Like a streamer's talent? Send a gift!! Like a streamer's face? Send a gift!!! Watching the balance in her bank account grow the more she spends, Ai Si falls into deep thought. So it really is true that you can make m 2.2kReads8.5Score224Shelves

   Reader note

   In short, awesome!

2. 52 母 Daily Life After a Mother and Daughter Get Rich 母女变有钱后的日常 Bear Sauce, Sugar-Free熊酱不含糖Modern Romance482k WordsCompleted [Cashback System + No Romance + Growing Female Lead + Dual Female Leads (Both the mother and daughter are protagonists!)] Content warning: This is not a wish-fulfillment story. There are plenty of outrageous characters early on, and lots of descriptions of competitions, auctions, luxury brands, and more. Zhang Man worked tirelessly selling egg-stuffed pancakes to raise her daughter. Then one day, she suddenly got bound to a System that gives her cashback whenever her daughter spends money. 392Reads8.2Score100Shelves
3. 53 快 Quick Transmigration: This Supporting Heroine Is Loaded 快穿：这个女配超有钱 The Salted Fish Heir咸鱼继承者Modern Romance361k WordsCompleted [Quick Transmigration + Tycoon System + Supporting Female Character System + Strong Female Lead + No Fixed Male Lead + Multiple Male Leads + Pure Wish Fulfillment] Theme: The female lead may lack anything else, but she'll never lack money or men!!! Bian Ran had a tycoon System from the time she was a child, but being underage meant she was restricted by its child-protection mode. When she finally turned eighteen, she had barely spent two years living it up before she died after drinking a glass 2.9kReads8.7Score250Shelves

   Reader note

   The female lead is incredibly wealthy and can spend money as she pleases, making it a very enjoyable read!

4. 54 氪 After Spending Money, Five Powerful Families' Heirs Fight to Be My Dad 氪金后，五个豪门大佬争着做我爸 Lop-Eared Rabbit Who Loves Cilantro爱吃香菜的垂耳兔Modern Romance1.0M WordsCompleted [No CP + elite circles + moonlight muse + showbiz + wild imagination + adored by all + fictional world + golden finger + feel-good story + secret identities + top heiress] After Jing Shishu died, she discovered she was merely a character in a pay-to-play game called “Across Time and Space.” The worst part was that the player controlling her was miserly, never spent a cent, and couldn’t even customize her face. As a result, she was ugly and poor in every life. Furious, she shouted at the heavens, 6.9kReads9.2Score787Shelves
5. 55 我 Is It Really Too Much to Own a Ton of Real Estate? 我有亿点点房产不过分吧？ Years Like Shattered Fragments碎碎如年Modern Romance877k WordsCompleted [Rich Girl Fantasy + Face-Slapping + Entertainment Industry + Feel-Good Fiction, No Romance, Complete, Jump Right In!] Original title: Surely Owning a Tiny Bit of Real Estate Is No Big Deal? Overworked office drone Chen Wanwan finally lived up to everyone's expectations by working herself to death. Just as she became a wandering ghost, had an epiphany, and was about to be reincarnated, she was forced to bind herself to a Rich Girl System. She was kicked into the army of people who transmigrate i 7.5kReads9.0Score848Shelves
6. 56 2EN Another 200 Million Just Came In, How Should Chi Xiaoqing Spend It! 2亿又到账，池小清这钱怎么花！ The Night-Owl Cat Who Always Wants to Sleep Early总想早睡的熬夜猫Modern Romance1.2M WordsCompleted This is a fun, feel-good story about a nouveau riche heroine, but it’s also a little different from the usual stories of that kind. There’s plenty of face-slapping satisfaction, but also everyday family squabbles and chaos. The System keeps giving her money, but she also builds her wealth gradually, step by step. The heroine, Chi Qing, is an ordinary girl just like you or me. By chance, she gets a nouveau riche System and goes from being quiet, plain, and tolerant to reaching the pinnacle of a 6.9kReads8.9Score729Shelves
7. 57 快 Quick Transmigration: After the Lucky One Unlocks the Sign-In System 快穿：欧皇能签到后 Yao Siqi尧司祁Modern Romance755k WordsCompleted No romance! No romance! No romance! (Don’t ask why the protagonist doesn’t find a partner. The author just doesn’t know how to write romance.) I’m no good at writing introductions, so just read the story. After Yuan Xi gets hit and killed by a dump truck, she embraces the simple belief that a bad life is better than no life at all and binds herself to System Fifty-Eight. Together, they travel to different worlds to help people fulfill their wishes. What’s it like having a Host who’s ridiculously 43.4kReads9.2Score4.4kShelves
8. 58 被 After Being Bound to a Tycoon System, I’m Having the Time of My Life! 被神豪系统绑定后，我爽麻了！ One Meal a Day每天一顿饭Modern Romance599k WordsCompleted A few warnings: 1. The System doesn’t give much money at first. You won’t start out with hundreds of thousands or a million. 2. The female lead grows over time, gradually becoming more beautiful, stronger, and more bold! She strikes back violently when facing enemies. 3. At first, she earns money through livestream tips and rebates. Later, the ways she earns rebates aren’t limited to the internet. Zuo Li, who suffers from deep-seated delusions, can hardly believe she really has a System. Not on 1.6kReads8.8Score164Shelves

   Reader note

   Female protagonist novel: Zuo Li, my sister Zuo is super awesome! She spends money on numerous handsome men to gain attribute points. I'm so envious of the female lead who can also grow taller [smirk][smirk][smirk], growing from an ordinary woman into a human weapon [thumbs up][thumbs up] Recommendation rating: 4.5 Stars

9. 59 穿 Reborn as the Beloved Little Darling of a Wealthy Family 穿成豪门小团宠，全家把我当宝哄 A Glutton's Meal饭桶的饭Modern Romance1.6M WordsOngoing [The rating may go up once it gets started, mwah! Wealthy family + everyone's darling + sweet, satisfying romance + irresistible heroine + stunningly beautiful, rich heroine + multiple handsome men + all male leads are inexperienced + a little silly] Gu Zhao died just after turning eighteen because Black and White Impermanence messed up at work. After Gu Zhao threatened to “take the complaint all the way to the central authorities,” she was sent off to be reborn into a good family. In her next l 60.9kReads8.5Score6.6kShelves

   Reader note

   The first three are recommended; I'd also like to recommend the rest.

10. 60 之 Zhirui Strikes It Rich 之蕊暴富 Three Thousand or So三千几许Modern Romance1.1M WordsCompleted [This is a tipping story, with plenty of steamy scenes. Skip it if that's not your thing.] [Tycoon + System + livestream tipping + voice chat rooms] Bad news: Mu Zhirui died of poverty! Good news: she's bound to a tycoon System! After transmigrating to a parallel world, Mu Zhirui spends every day dreaming of getting rich. One day, her dream finally comes true. Every time she spends money, she gets a hundredfold cash back. She does whatever she wants because she's rich. From now on, Mu Zhirui is 2.2kReads8.7Score203Shelves

    Reader note

    The female lead signed a contract specifically for livestream tipping, and she's incredibly wealthy.

11. 61 快 Quick Transmigration: Everyone Knows I'm a Good Person 快穿：所有人都知道我是好人 Sweet Peach Peach Peach甜桃桃桃Modern Romance4.1M WordsOngoing Across three thousand small worlds, there are countless wicked women. Shu Jiao’s task is to make things right for the people whose lives were ruined by all kinds of wicked women. From then on... [World One: I’m a spendthrift? The nation will support me.] She’s kind, generous, patriotic, and beautiful. So what if she likes spending a little money? Let her have it! [World Two: The marquis’s daughter who lies all the time.] Lies? What lies? She’s so gentle and kind. How could she possibly lie? [Wor 129.8kReads9.4Score5.7kShelves
12. 62 快 Quick Transmigration: 108 Ways for a Villainess to Redeem Herself 快穿：渣女洗白一百零八式 Cold River, Night Rain江寒夜雨Modern Romance1.3M WordsCompleted Everyone else gets contracted by the System after they die. Qiao Jinhuan is different: she takes a nap and wakes up forcibly contracted to help a scumbag woman redeem herself. Redeeming her would be one thing, but the story starts at the point of no return. How is she supposed to turn this around? 018: Come on, old friend, get it together! Qiao Jinhuan: Let me retire! The next second, the pitiful little thing who was wronged and met a tragic end appears before her. Qiao Jinhuan had planned to co 21.6kReads9.2Score1.6kShelves
13. 63 穿 I Landed in a Fairytale World, and My Little Tavern Became a Hit 穿进童话世界，我的小酒馆爆火了 Graceful as a Swimming Fish婉若游鱼Modern Romance1.2M WordsCompleted [Healing + food + another world + fairy-tale characters appear + a little farming] While passing through a little fountain square in another world, Jiang Jiang came across an absolute beauty in a tattered dress. The beautiful older sister was leaning against the fountain, sobbing miserably. Jiang Jiang, a true lover of pretty faces, was heartbroken for her. With a grand wave of her hand, she brought the woman home and served her a steaming cup of milk tea and a sweet-and-sour berry tart. The 8.7kReads8.8Score1.3kShelves
14. 64 顶 The Ultimate Siscon Gets a Tycoon System 顶级妹控获得神豪系统之后 Painting in the Rain丹青落雨Modern Romance677k WordsCompleted [No romance + tycoon System + showbiz + fan-site photographer + reborn + redemption + satisfying revenge + ensemble cast] In her previous life, Wen Qishu was the envy of everyone as a wealthy wife, yet she lived like a dog. Her husband was secretly involved with his widowed sister-in-law, and her son treated an enemy as his mother. The younger sister she had spent half her life searching for had become a victim of her husband’s abuse of power, and died unjustly. Consumed by flames, she killed he 5.3kReads8.9Score884Shelves

    Reader note

    This is incredibly extravagant! Money is just a string of numbers; you could never spend it all!

15. 65 绑 Bound to the Rich Tycoon System, Hoping a Goddess Will Appear 绑定神豪系统，希望女神降临 Jiang 59姜59Modern Romance191k WordsOngoing The protagonist is Ji Qiu. [Feel-good livestream story + invincible big sister + touch of ensemble cast + no CP] A diligent office worker suddenly gets bound to a tycoon System. There is no delight, no smug satisfaction. System 009 trembles: “Host, aren’t you happy?” Ji Qiu sneers. “Go on, what’s the scheme?” Discussion thread: “Who exactly is the God of Hope’s favorite streamer?” The top-liked comment: “One, two, three, four, five, six, seven. Look closely, there are too many to count.” 138Reads—Score—Shelves

    Reader note

    No romantic pairing, features a system, is a live-streaming novel, the female lead can spend money without limit with a 1:1 cashback, includes group and individual live stream content, has a forum format, and the main characters primarily spend money on girls. Most importantly, it feels like the author really loves girls!

16. 66 从 Building a Rich Tycoon Persona from Scratch 从零开始打造神豪人设 May You Prosper OvO苟富贵OvOModern Romance202k WordsOngoing [Online tycoon + secret identities + no-romance wish fulfillment] Suffering from ALS, Shen Yujin has entered the final countdown of her life. Then she binds herself to a wish-fulfillment System. The System says: Spend fame points on a lottery, and any wish can come true, even a cure for a terminal illness. So where does fame come from? Attention, awe, admiration, gratitude… Anything ordinary people long for can be put to use! Shen Yujin thinks she knows what she has to do. And so, one ordinary 258Reads8.2Score—Shelves

    Reader note

    This, this, this

17. 67 乐 Number One on the Fun-Lover Rankings: I Have Five God-Tier Wealth Systems 乐子人榜一：我有五个神豪系统 Boss Ming Gets Rich明总暴富Modern Romance580k WordsCompleted Completed (one male lead to many female leads, ordinary heroine, livestream gifts, rising to female dominance) Ye Sheng'an graduated straight into unemployment. With nowhere else to turn, she found a strange part-time job on Bao Si Zhi Pin. The System required her to complete tasks including, but not limited to: 1. Send streamers 100 yuan in gifts every day and win over money-grubbing streamers until their favorability reaches 100. 2. Win over famous online big spenders while posing as a wealthy 3.6kReads8.4Score309Shelves
18. 68 十 Tenfold Cash Back: A Rich Big Sister Gives Tips Live 十倍返现，神豪姐姐在线打赏 Rouge Stains Red Robes胭脂染红衣Modern Romance1.1M WordsCompleted [Complete; one woman with multiple men; all the men are devoted to her; everyday-life story focused on enjoying life, with no career plot] Su Zijin, a woman who has done good deeds for ten lifetimes, wins a livestream tipping System with tenfold cashback in the King of Hell's Palace after she dies. She returns to the age of twenty-one, just after graduating, and begins her happy life as a wealthy woman. Handsome men of every type make their appearances, dazzling her with their charms. Dance stre 11.5kReads8.8Score1.6kShelves

    Reader note

    These are the best books I've read in all these years! [Admiration][Admiration][Admiration]

19. 69 顶 The Ultimate Heiress: You Can’t Imagine How Rich I Am 顶级白富美，我的有钱你想象不到 Who Is This Person?何许人也Modern Romance549k WordsCompleted [Unlimited Spending + Playgirl and Heartbreaker + Strong Female Lead + Many Handsome Men] (Please note: 1. She spends money on people of all genders and ages. 2. No harem. 3. Her relationships are temporary, and she may break the men's hearts when they end. If that bothers you, don't read.) Overworked office drone Yun Can asked the heavens every day: Would the world really explode if there were just one more rich person in it? After dropping dead from exhaustion, she was bound to a System called 1.9kReads8.7Score186Shelves
20. 70 神 Tycoon: The System Helps Me Become the Ultimate Heiress 神豪：系统助我成为顶级白富美 Half Peach Milkshake半桃奶昔Modern Romance1.2M WordsCompleted [Strong female lead + tycoon System + face-slapping + multiple male leads + satisfying read + patriotism + scientific research + top student] After transmigrating, Lin Xinran binds herself to a tycoon System. From the start, she gets a black card with unlimited credit? But what’s this countdown to her death? Lin Xinran sheds a tear, then silently begins sweeping through the mall. A million-yuan necklace? Bought! A million-yuan watch? She buys dozens! A villa? Five of them! Luxury cars? Seven or 4.7kReads8.8Score446Shelves
21. 71 神 Tycoon: The System Gives Me Money Every Day 神豪：系统天天送我钱 Let Me Make Some Money让我挣点钱吧Modern Romance508k WordsCompleted [Strong Heroine + Tycoon + Multiple Male Leads + All Male Leads Are Chaste + Spending Money + Career] “Ding! A compatible user has been detected. Tycoon System 099 is connecting. Would you like to bind to it?” Poor college student Shi Xing bound herself to a tycoon System overnight. Daily sign-ins earned her cash, and she began her journey toward becoming one of the world’s wealthiest women. [Sign-in successful. Reward: RMB 100 million] [Sign-in successful. Reward: All-Around Martial Arts Maste 10.7kReads8.9Score1.3kShelves
22. 72 绑 After Binding to the Fan Site Manager System, I Became an Entertainment Mogul 绑定站姐系统后，我成娱乐巨头了 Zhou Qi昼歧Modern Romance1.0M WordsCompleted [Super-rich fan-site creator + forum posts + System + wish fulfillment + 1v1 (exclusive fan) + no CP + career-focused fan + fan-oriented] After her illness returns and a heartless company fires her, Shen Jiyue can't afford the rent. She sits outside a 24-hour convenience store, ready to wait for death. She accidentally overhears a juicy scandal about a popular trainee from the newly launched idol survival show “Star Planet.” When she's discovered, Shen Jiyue is falsely accused of being a sasaeng 21.4kReads9.3Score2.2kShelves

    Reader note

    Let's go with this one. It's a novel about a system-controlled, super-rich fangirl, no romantic pairing, the female lead won't date her idol, and she only idolizes one person. [Eating melon emoji]

23. 73 神 Tycoon System: I Can't Spend All This Money 神豪系统：钱花不完，根本花不完 Jun Xiajiu君下酒Modern Romance481k WordsCompleted [Rich tycoon + face-slapping power fantasy + if you want to get rich, go crazy first] A sick mother, a younger brother still in school, and her, fresh off a breakup with a jerk. Luckily, the heavens gave her a golden finger. Liang Xixi bonded with a Tycoon System, but she had to earn Crazy Points. Every person who thought she was going crazy earned her 100,000 yuan. For Liang Xixi, that was a piece of cake. What working stiff doesn’t go crazy now and then? From then on, Liang Xixi embarked on a 531Reads7.4Score104Shelves
24. 74 神 The Wealthy Fan Site Manager and Her Top-Tier Star 神豪站姐和她的顶流自担 A Good Name是好名字Modern Romance441k WordsOngoing Tales of an Office Drone Who Got a Tycoon System and Became a Fan Account Manager Luo Wanxing, a laid-back sort, got bound to a tycoon System on an utterly ordinary late night at work. Just as she was losing her sense of direction in life, Nan Ke appeared in her world. Nan Ke was an amateur contestant on a talent show. When he was devastated and ready to quit the competition, a fan account manager appeared. A single photo of him leaving work broke through the awkward reality that nobody in the e 349Reads6.3Score102Shelves
25. 75 神 Tycoon: If I Like Him, I’ll Shower Him With Money 神豪：喜欢，就给他撒钱 It's Xiuxiu是秀秀呐Two Male Leads234k WordsCompleted What? My favorite streamer is about to lose their PK match? Throw money at them, quick! Ever since he got the Godly Tycoon System, Wen Nanxuan feels there are some things worth dreaming about. Those things he never dared to imagine or hope for in the past... maybe they could actually come true? 3.4kReads8.9Score213Shelves
26. 76 娱 A Ray of Light in Showbiz: The Rise of a Tycoon Queen 娱乐圈的曙光：神豪女王的崛起 Su Chenzhou酥沉舟Modern Romance521k WordsCompleted [Also known as The Get-Rich System Helps Me Save the Entertainment Industry and The Dawn of the Entertainment Industry: The Rise of a Tycoon Queen] Shu Ling is reborn and gets a get-rich system. The System says, “You had such deep resentment toward the entertainment industry before you died, so I’m giving you a chance to save it. But I can give you nothing except money.” Shu Ling sees that she can get a hundred million just for signing in each day, plus a lottery with prizes like buildings, prop 715Reads8.8Score100Shelves
27. 77 神 Tycoon System: Did the Fishpond Owner Tip Anyone Today? 神豪系统：鱼塘主今天打赏了吗 Oil-Braised Savory Pancake油焖酱香饼Modern Romance177k WordsOngoing [Wealthy Heiress System + Growing Heroine + One Heroine, Multiple Love Interests + A Touch of Being Everyone's Favorite + Livestream Gifts + All Male Love Interests Are Chaste] One day, Jin Yu wandered into a voice chat room and fell from the heights of happiness into hell! Just when she was in despair... Ding! Congratulations, you've successfully bound to the [Ultimate Foodie's Wealthy Heiress System]! Tens of millions a day? She'd gladly take it! A face of breathtaking beauty? She'd gladly tak 13Reads—Score—Shelves

    Reader note

    Beautiful, beautiful, really beautiful, I read a few more good ones.

28. 78 绑 Bound to Resentment Points, I Set Everyone Straight 绑定怨气值整顿所有人 Dong Jiujiu董啾啾Modern Romance1.1M WordsCompleted [Feel-good power fantasy, no romance, master of witty comebacks, lavish spending, showing off and face-slapping] Ling Yue, an ordinary modern-day corporate drone. After being diagnosed with cancer, she saw everyone around her for who they really were. By chance, she gained the ability to convert the resentment others felt toward her into points that could be used for prize draws. Spend money = get that money back doubled. Draw a 2x cashback reward! 10x cashback! 100x cashback! Designer clothes w 20.6kReads8.4Score2.9kShelves
29. 79 神 Tycoon System: From the Start, I Turn 20 Yuan into a Fortune for My Whole Family 神豪系统：开局20块带飞全家 A Spare Ten Thousand Words闲来无事写一万Modern Romance409k WordsOngoing (The score was just posted, so it should go up later.) [An unconventional tycoon-style reward system + leveling up + everyone’s favorite + saving family + doomsday stockpiling. The heroine isn’t invincible from the start; the more she levels up, the more satisfying it gets.] When a natural disaster struck, Jiang Xiu thought her life would end at twenty-two. But when she opened her eyes, she found herself back in an unfamiliar modern world, bound to a livestream cashback-to-fortune System The mor 3.2kReads9.4Score322Shelves
30. 80 抠 The Frugal Rich Tycoon: The Female No. 1 Fan of a Male Streamer 抠门版神豪：男主播的榜一大姐 Earn Big Bucks赚大米子Modern Romance382k WordsOngoing [Readers, please read the content warnings first. This novel has a lot of potentially upsetting content.] Wishing everyone who has found this book good health and smooth sailing in the new year, with wealth rolling in during the Year of the Snake. Here is a list of possible deal-breakers. Pick and choose what you’re comfortable with: 1. The female lead is strong and the male leads are weaker. There are multiple male leads. The female lead is not sexually inexperienced, and some male leads aren’t 25.7kReads9.0Score2.7kShelves
31. 81 极 The Top-Tier Cannon Fodder's Overseas Tycoon Great-Aunt Returns Home 极品炮灰的海外神豪姑奶奶回国了 Fish Also Love Eating Cats鱼也爱吃猫Modern Romance150k WordsOngoing (The rating just went live, so please give it a chance to grow~~) System + 1980s + feel-good wish fulfillment + tycoon + business management + underdog family comeback + strengthening the nation through technology After transmigrating to the 1980s, Fang Rong gets bound to the [Family Fortune System]. System: Every member of your clan is a walking cannon-fodder magnet. Your whole family is about to be wiped out! Fang Rong looks at the System screen: Change the fate of the family’s comparison grou 224Reads8.2Score—Shelves
32. 82 天 The System Fell from the Sky, and I Became a Tycoon 天降神豪系统，我成了财阀 Ruoqinghuan 1314若清欢1314Modern Romance182k WordsOngoing [Wealthy tycoon + System wish-fulfillment + strong female lead + connections with rich heirs + handsome men of all kinds (all sexually inexperienced) + powerful connections + prestigious family] A System dropped from the sky transported Luo Xi to a parallel world. What’s the cure for worry? Getting rich, of course! She chose the Tycoon System and became a financial magnate. From then on, life switched to easy mode. Her biggest problem every morning was figuring out how to spend her money. Luxur 68Reads6.6Score—Shelves

    Reader note

    None of them have a fixed pairing (don't worry, anything on my bookshelf can't be too bad, ps specifically the second one).

33. 83 神 Tycoon System: The Ultimate Heiress Takes the Whole Social Scene by Storm! 神豪系统：顶级白富美杀穿名利场！ Dipped Bean Ginger蘸豆姜Modern Romance1.1M WordsCompleted [Tycoon System + Empowered Female Lead + Multiple Male Leads Competing for Her + Enjoying Life + No Spending Limits + The Female Lead Never Takes Any Flak] After Zhu Ning is publicly dumped by her gold-digging streamer boyfriend, a tycoon System falls from the sky… [Ding! One million in spending money has been deposited into your bank card. Complete the mission to claim a luxury mansion!] [Ding! Cash rewards for weight loss are now available. Lose half a kilo and earn one million!] [Ding! Tenfol 1.3kReads8.0Score198Shelves

    Reader note

    The female lead doesn't skimp on money; she simply throws money at the problem to clear the way and break through all barriers.

34. 84 被 After Getting Dumped, I Bound a Tycoon System and Became Beautiful Through Daily Sign-Ins 被甩后绑定神豪系统，我签到变美 Nana Jam娜娜果酱Modern Romance507k WordsCompleted [System, Sign-In, Female Tycoon, Face-Slapping, Feel-Good Story, No Romance] After Su Qiang gets dumped, she binds herself to a tycoon System. Every day, she gets cash and System points for signing in, which can make her more beautiful and stronger. She discovers that the System is an arrogant princess type who rewards her with all kinds of goodies when it’s in a good mood. As long as she keeps the System happy, she can get anything she wants. Who needs a boyfriend? Ding! Sign-in reward: 1 milli 10.6kReads9.2Score1.1kShelves

    Reader note

    [Add one to bookshelf][Add one to bookshelf][Add one to bookshelf][Add one to bookshelf]

35. 85 绑 After Binding to a System, the Real Heiress Stops Pretending 绑定系统后，真千金她不装了 Luo Shui's Voice洛水声声Modern Romance425k WordsCompleted [No CP + minor supernatural abilities] Song Ya was reunited with her biological parents. She thought she'd finally have a loving home and a family who cared for her, and that she'd have money too, most importantly, money. Who knew the family already had an adopted daughter in her place, and Song Ya couldn't just spend the Song family's money as she pleased? With neither love nor money, Song Ya chose to leave the Song family. No one tried to stop her. The Songs all thought she would come crying b 1.1kReads8.6Score101Shelves
36. 86 神 Tycoon System: I Spend Money to Raise Kids in a Period Novel 神豪系统：我在年代文里氪金养崽 The Brightest Bulb Is Me灯泡属我最亮Modern Romance1.2M WordsCompleted (1990s setting + tycoon System + spending money to raise the kids + no romance + building a business empire + wish fulfillment) When Ye Xiaolin woke up, she had landed in a world formed from a fusion of several period novels. She’d become a wicked woman who despised poverty and loved wealth, abandoning her children and running away in pursuit of a materialistic life. She was bound to a tycoon System. To complete its main quest, she created the persona of a wealthy overseas returnee and embarked 8.6kReads7.8Score660Shelves

    Reader note

    The first three books are about super-rich characters, while the fourth book features a female protagonist who is a third-generation rich heiress and lives a very affluent life.

37. 87 在 Posing as a Returnee Tycoon in the 1980s 在八零伪装归国神豪 San Yao He三爻禾Urban887k WordsCompleted [80s Era] [Feel-Good] [Big Shot] [Tycoon] [No Female Lead] [Building a Career] [Everyday Life] The story of a fake tycoon with nothing to his name who becomes a real tycoon worth billions. Good news: After transmigrating into the 1980s, his heart condition is gone and his body is healthy. He also gets a Reputation System, which lets him exchange reputation points for assets. Bad news: He transmigrated with his whole body, so he has no official identity. And right now, he’s flat broke, with poc 32.8kReads8.2Score2.7kShelves
38. 88 七 The 1970s: The Glamorous Heiress Transmigrates into a Book with a Trillion-Dollar Fortune 七零：美艳娇气包带千亿资产穿书 A Duo u阿哆uModern Romance1.0M WordsCompleted The young lady never lived through that era, so you can't expect her to have the same spending habits as ordinary people. [Not a poverty-relief story] [Sweet romance + period setting + transmigrate into a book + golden finger + feel-good power fantasy] [Both are virgins, one-on-one romance] Shanghai–Beijing–Hong Kong [Warning: The heroine is spoiled and not truly kind or beautiful inside! The hero is a lovesick fool! Don't get hung up on prices! If there are any plot holes, just treat them as au 24.9kReads9.2Score2.5kShelves
39. 89 重 Reborn into a Wealthy Family: Day N of Lying Flat and Getting Rich 重生在豪门，躺平暴富的第N天 Zhengdong Twelve正冬十二Modern Romance750k WordsOngoing [Super Mary Sue + reborn slice of life + light, feel-good story + campus life] When Wen Yuqin woke up, she discovered she had been reborn. She had returned to seven years earlier, to the sweltering summer after graduating from middle school. Let’s do the math... She still had to go through three years of high school, the college entrance exam, and university all over again. * Wen Yuqin (flips the table): &**#& (╯￣Д￣)╯╘═╛ * But, wait! Something didn’t seem quite right... Wen Yuqin gradually reali 13.7kReads8.8Score647Shelves
40. 90 开 Bound to a Tycoon-Building System from the Start 开局绑定养成系神豪系统 Summer and the Deer夏天与鹿Modern Romance175k WordsCompleted [System]+ [Nurturing]+ [Tycoon]+ [Pay to Win]+ [No CP]+ [Idol Fandom] A word of warning: There are four people to nurture: the female lead herself, a virtual game character (female), a streamer (female), and an idol (female). If you want to read about the female lead spending money on men, this isn’t for you. The Nurturing Tycoon System 001 chooses Ye Jingqiu as its charge from among the vast stars. From the start Nurturing System + Tycoon System 001: I’ll spoil my baby myself! Ye Jingqiu: Spen 1.2kReads—Score204Shelves
41. 91 啊 Huh? Tips Make Me Rich, This System Is Awesome! 啊？打赏就暴富，这系统可太棒啦 Snowy Moon雪月亮Modern Romance562k WordsOngoing [Wealthy Heiress Cashback + Face-Slapping Comeback + Multiple Types of Male Leads + Female Lead Growth + A Little Gaming + Voice Chat Rooms + Mostly Everyday Life + All Male Leads Are Pure] At first, the female lead gives gifts to men. Later, she’ll give gifts to women too (I just want her to collect more men, nothing else) Sang Yan’s life was marked by one word: failure. She was fat, ugly, poor, and lonely. She was so broke she could barely scrape by, yet still spent money on gifts for men, and 69Reads7.1Score—Shelves

    Reader note

    OK, bro?

42. 92 神 The Tycoon System: An Ordinary Worker Gets Rich and Beautiful 神豪系统之普通打工人暴富暴美 Little Watermelon Wah小西瓜哇Modern Romance314k WordsCompleted "System + Romance Routes + Spending Money + Becoming Beautiful + No Fixed Couple" Xu Xiyan was an ordinary office worker, radiating the resentment of a wage slave every day. Then one day, a tycoon System came knocking. It had just one requirement: for one year, she could spend without limit on a black card, but she had to win the favor of five men with looks rated at least nine out of ten. Their affection would not only boost her looks but also let her win prizes. There were all kinds of men to 156Reads8.6Score—Shelves
43. 93 有 With a Tycoon System, I Train Dogs Among the Elite 有神豪系统后，我在上流社会训狗 Song Mimi宋迷迷Modern Romance370k WordsCompleted [Everyone's favorite + multiple pairings + heroine is an unparalleled beauty + face-slapping wish fulfillment + all male leads are virgins] Good news: I got bound to a God of Wealth System. Bad news: My own looks are rated zero. Ever since being bound to the God of Wealth System, Ruan Sui has been on the road to becoming the richest person in the world. Luxury cars and handsome men, fine wine and Australian lobster: her life is sweeter than honey. To everyone, Ruan Sui is a symbol of power and a 241Reads7.3Score101Shelves
44. 94 绑 Bound to the Rich Lady System, She's Wealthy Enough to Rival a Nation 绑定富婆系统，大佬她富可敌国 Xi Yunqi希芸绮Modern Romance391k WordsCompleted [No Romance, Feel-Good Story, Female Lead Shines on Her Own] [Warning: The wish fulfillment may not be realistic, the pacing is slow, and the female lead is somewhat cold] Dumped by her scumbag boyfriend from the start, ordinary college student Mo Qing unexpectedly binds herself to the Rich Lady System. From then on, she has to worry every day about how to spend her money. The luxury goods she once didn't dare so much as look at are now beneath her notice. Earning enough in a day to buy ten hous 2.7kReads9.0Score294Shelves

    Reader note

    It's so good! The female lead is powerful, has money, is strong, isn't a saint, is intelligent, and has no fixed love interest. It's absolutely amazing!

45. 95 被 After the Reaper Took the Wrong Soul, I Got a Tycoon System 被勾错魂后，收到了一个神豪系统 Mao Bu Yu猫不与Modern Romance260k WordsCompleted [Livestream + Unlimited Spending + System + Everyone’s Favorite + Feel-Good Payback] A terrible start leaves Sang Yu no choice but to accept reality. Well, if she’s accepted it, she might as well live freely and make life exciting! Let me, the great Sang Yu, leave a bold and vivid mark on this world! From then on, the internet gains a kind, easygoing, and generous… um, rich lady. The thing is, this little rich lady shows up whenever she feels like it, then disappears without warning. She’s a bi 1.4kReads8.2Score148Shelves

    Reader note

    No harem without a romantic pairing

46. 96 神 Tycoon System: Becoming a Rich Woman Starts with Tipping 神豪系统：成为富婆从打赏开始 Transparent Little Cat透明小猫Modern Romance1.1M WordsCompleted [Wealthy Tycoon + Livestream Donations + Multiple Handsome Men + System + Pure Indulgence] All about sex! All about sex! All about sex! (Some scenes may offend readers with particularly innocent sensibilities, so please skip this one if that applies to you~) Ye Lan spent three years being milked for money by a male streamer she met online. Then she unexpectedly found out she had liver cancer. When the scumbag learned of it, he took the last of her chemotherapy money and vanished without a trace. 6.4kReads8.5Score607Shelves

    Reader note

    I'm hopelessly addicted to novels about incredibly wealthy characters.

47. 97 暴 Everyday Life After Striking It Rich 暴富后的生活日常 Will It Rain?会不会下雨Modern Romance365k WordsOngoing [Everyday riches + heroine’s personal growth + male lead mostly in the background] In a nutshell: the story of a lucky slacker getting rich Synopsis: Chen Jiale, stuck at home after a career setback and unable to get anything done, never imagined she’d be lucky enough to win the lottery. Was this the legendary rebound after hitting rock bottom? But what’s a poor person supposed to do with a sudden windfall? [A heads-up: Early on, the heroine doesn’t tell her parents the true amount of her winnin 457Reads8.4Score—Shelves

    Reader note

    I've read almost all the super-rich novels, but this is the only one I'm still following. The female lead wins hundreds of millions in the lottery, and her life gets better and better, a simple and peaceful existence—it feels quite realistic.

48. 98 神 The Tycoon System Helps Me Become Everyone's Crush 神豪系统助我成为万人迷 Gion of Flame City烈焰城的祗园Modern Romance714k WordsCompleted [No CP] Cheng Mo transmigrated to Blue Star and awakened the God of Wealth System. Before she could even laugh like a pig, the System made her read its full name. The God of Wealth System That Makes Me Stronger When I Spend Money on Men. What? I can only spend money on men? The system doesn’t handle spending under any other pretext? Cheng Mo fell silent. So she was just an ATM? Men drove luxury cars and lived in mansions, while she got around on an old bicycle or by walking. Oh, she could earn c 2.7kReads8.7Score325Shelves

    Reader note

    These four books are all without romance and don't involve sexual entanglement.

49. 99 别 Don't Fall for Me, It Won't End Well: Handsome Men Are All Tools 别爱我没结果，美男都是工具人 Ying Wan嘤晚Modern Romance520k WordsCompleted No CP + Tycoon System + Strong Female Lead The empress of a matriarchal kingdom transmigrates to the modern world and gets bound to a Tycoon System that only lets her spend money on men. Every day, the empress is either spending money or looking for loopholes in the System. Handsome men surround the empress, but all she wants to do is spend money~ Her Majesty the Empress: “Don’t fall for me. It won’t end well~ All these handsome men are just ‘tools’~” 507Reads9.2Score—Shelves
50. 100 神 The Tycoon System: The Heiress Is Throwing Money Around for Fun Again 神豪系统，首富大佬她又在撒钱玩 Want to Eat, Meow想吃喵Modern Romance355k WordsOngoing [Wealth fantasy + strong female lead power fantasy + limitless money + daily mystery boxes + B-king + BG + multiple handsome men + all male leads are virgins + entirely fictional setting] After dying suddenly from overwork, Jiang Xiyue became bound to a Wealth System. Unlimited money, points earned from spending, daily mystery boxes, and endless surprises. Spend a billion in three days? Buy a shopping mall worth five billion and exceed the target. Get a platinum status card from a mystery box? A 1.3kReads8.3Score128Shelves

    Reader note

    These are some pretty good novels about rich characters; they have few plot holes and are quite enjoyable.

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