The Female Lead Has a Spoiling System, Complete. Thanks, Everyone 女主有一个败家系统，已完结，谢谢各位

1. 101 救 Help! Why Does She Never Spend Money on Herself? 救命啊！她怎么老是不给自己花钱 It's Yang Keke是阳可可呀Modern Romance483k WordsCompleted The low rating is because there aren't many reviews. The book is actually pretty fun, and you can play a spot-the-mistake game while reading. [Get-rich System + top student + entertainment industry + scientific research + both leads are each other's only one + military + fiercely patriotic + light fantasy] Everyone said Jiang Youlu was blessed with the minds of a genius and the beauty of a goddess. Having grown up in an orphanage, she really did have it all: in her senior year, she secured a pla 330Reads7.2Score100Shelves
2. 102 神 Tycoon: Get Cash Back for Spending on Handsome Men and Turn Your Life Around 神豪：给帅哥花钱返现，逆袭人生 The Cute and Charming Shrimp Skin可爱又迷人的虾皮Modern Romance1.1M WordsCompleted [Rich-and-powerful protagonist + System upgrades + More than just livestream donations + Face-slapping + Everyone's favorite] Disillusioned with reality, Bai Li became obsessed with livestreams in search of happiness. At the moment she was completely broke... Ding! The Riches System is at your service! System: “Dear Host, Xiao Hao is here to serve you! Spend money on attractive people of the opposite sex with a score above 80, and you'll get cashback, increase their affection for you, and even d 2.5kReads8.4Score300Shelves
3. 103 绑 Reaching the Pinnacle of Life After Binding to a Tycoon System 绑定神豪系统后走上人生巅峰 Riding the Wind by Moonlight乘月御风Modern Romance212k WordsOngoing Synopsis: Female lead + tycoon + System + no romance “What kind of System is that?” When her boss gives her a hard time, Li Luo means to put up with it, but the more she thinks about it, the angrier she gets. Then she binds to a System. “I’m the universe’s unrivaled tycoon System, designed to spend money on beautiful women. The more you spend, the more you get back.” Wow, what a refreshingly pure and unpretentious System. Li Luo immediately turns on her heel. When her coworkers ask where she’s g 1Reads6.7Score—Shelves

   Reader note

   I personally think they're all pretty good.

4. 104 靠 She Uses the System to Become Beautiful, Rich, and Talented 靠着系统变美暴富成才女 Whispers from the Southern Mountain南山枝语Modern Romance1.8M WordsCompleted A run of bad luck in a car accident at the school gate brings Qiu Xi face-to-face with the learning System Xiaohua. From then on, Class 6, Senior Year at Hailan High has a mysterious new girl. Qiu Xi’s roommates have this to say... Roommate No. 1: “It’s been one summer break, and Lazy Qiu’s practically become the prettiest girl around.” Roommate No. 2: “Your grades put me to shame!” Roommate No. 3: “Let me cling to you! Get me into college too!” The students in Class 6, Senior Year are baffled t 698Reads7.3Score105Shelves
5. 105 开 Five Hundred Million from the Start, the System Makes Me Rich 开局五个亿，系统带我暴富了 Sipping Wine Beneath the Moon月下浅酌Modern Romance171k WordsCompleted [Strong Female Lead + System + Everyone Loves Her + Wealthy and Powerful] Abandoned midway The only cure for worry is getting rich! Su Ying was a fair-skinned, beautiful actress. She had just bonded with a wealth-building System, but before she could get rich, she died on set while saving someone. She transmigrated into herself in a parallel world, but had no time to feel relieved that she had died and come back to life. At five-foot-three and weighing two hundred pounds, she was told by the Sys 7Reads6.5Score—Shelves
6. 106 神 The God-Tier Riches System Makes Me a Fortune 神壕系统让我暴富 Whale Come Ashore上岸的鲸鱼Modern Romance155k WordsOngoing [No romance] Yu Sheng was a designer’s assistant who had been working for two years. One day, she was struck by lightning and sent to a parallel world, where she acquired a Wealthy Tycoon System. The System requires her to spend money on men in exchange for cashback, and she can redeem her Feel-Good Points for items. This is a license to make money and get rich! She invests in television dramas, esports, jewelry, and education. An esports coach known as the belle of Kangping Road; a male college 2Reads—Score—Shelves
7. 107 绑 After Binding to a System, the Host Doesn’t Want to Spend Money Again 绑定系统后，宿主又不想花钱了 Endless Rain雨未央Modern Romance640k WordsOngoing Lin Yu was an utterly ordinary girl who had drifted through life for more than twenty years. Then one day, a System claiming it could make her rich crashed into her brain… Lin Yu: So I just started using a System like this, despite being utterly ordinary? System: That’s right. Congratulations! Surprised? Excited? … What? There’s barely any time left to complete the mission? Lin Yu decided to try a different approach. Why struggle to clear the mission when she could win over the gentle System tha 23Reads8.4Score—Shelves
8. 108 神 Tycoon System: No One Can Turn Down a Rich Woman 神豪系统：没有人能拒绝富婆 Choked on a Fishbone吃鱼被卡喉咙Modern Romance208k WordsOngoing [Tycoon System + strong heroine + everyone’s crush + satisfying read + System + no romance] After transmigrating, Li Mingyue hadn’t even had time to come to terms with being fat, ugly, and in debt when she was suddenly bound to a Tycoon System. The catch was that the money in this Tycoon System could only be spent on men! And they had to be handsome, fit, capable “dream men”! The more she spent on them, the more cash she’d get back to spend however she pleased. What’s more, once a dream man’s af 31Reads7.5Score—Shelves
9. 109 太 The Crown Princess Becomes a Tycoon Through Farming 太子妃靠种田做首富 Mo Jingchun莫惊春Ancient Romance1.4M WordsCompleted Tao Wanxin transmigrates into a fictional era with no place in history, but she's been given the identity of a spoiled wastrel! Luckily, after transmigrating, she receives an exchange System that can provide anything she wants. But the items require Wastrel Points? Does that mean she'll have to keep living like a wastrel from now on? What kind of exchange System is this? It's clearly a System designed to get her killed! 346Reads8.7Score106Shelves

   Reader note

   The Crown Princess is quite the playboy; she levels up her playboy status through her "playboy points."

10. 110 每 Every Time I Open My Eyes in Quick Transmigration, I'm Squandering Money 每次快穿睁眼都在败家 Just One Bite Is Hard to Come By恰一口不容易Modern Romance637k WordsCompleted [A practice piece. If you don’t like it, feel free to criticize it; there’s no need to click away] (No CP + tycoon-style spending + quick transmigration wish fulfillment) Yue Ying wanted to add a little excitement to her humdrum life, so she bound herself to a System. But after binding to a System, why had her life become even more boring? Lying on a bed hundreds of square meters in size and enjoying the “thoughtful” service of a hundred handsome butlers, Yue Ying sighed, “What a dull life!” The 662Reads7.0Score105Shelves

    Reader note

    This is a top-tier wish-fulfillment novel where the more the female lead spends, the richer she becomes. The characters and plot are perfect! "Four Loves" is truly amazing; this is how female-lead super-rich novels should be written. Sisters, you have to read it!

11. 111 我 Is It Really Too Much to Own a Ton of Real Estate? 我有亿点点房产不过分吧？ Years Like Shattered Fragments碎碎如年Modern Romance877k WordsCompleted [Rich Girl Fantasy + Face-Slapping + Entertainment Industry + Feel-Good Fiction, No Romance, Complete, Jump Right In!] Original title: Surely Owning a Tiny Bit of Real Estate Is No Big Deal? Overworked office drone Chen Wanwan finally lived up to everyone's expectations by working herself to death. Just as she became a wandering ghost, had an epiphany, and was about to be reincarnated, she was forced to bind herself to a Rich Girl System. She was kicked into the army of people who transmigrate i 7.5kReads9.0Score845Shelves

    Reader note

    😮Wow! Office worker Chen Wanwan dies suddenly and becomes a ghost, then gets bound to a super-rich system. She transmigrates into a novel as an 18th-tier celebrity with hundreds of millions in real estate. What will happen to the entertainment industry because of her? Come listen to this novel! 🎧

12. 112 甩 Dump the Jerk! Bind the System! The Glamorous Tycoon Goes Wild 甩渣男！绑系统！神豪美人野翻天 Meat on Demand烤肉自由Modern Romance1.3M WordsCompleted Wen Shu, a top-tier business negotiation expert, transmigrated! She dumped her scumbag boyfriend from the start and bound herself to a Tycoon System! Ding! Sign-in successful! You have received a bottle of Divine Beauty Serum! Ding! Sign-in successful! You have received a super-luxury sports car! Ding! Sign-in successful! You have received an office tower in the city-center CBD! Ding! ... Years later, the low-key Wen Shu, ranked first on the world’s list of top billionaires, had long since vanis 5.2kReads8.5Score646Shelves
13. 113 快 Quick Transmigration: The Big Shot Keeps Trying to Be a Nobody 快穿之大佬总想当废材 Jiumo九陌Modern Romance1.9M WordsCompleted Hosts of other Systems: I fulfilled the original host’s wish! I got the male god to fall for me again! I finally took down the villainous boss! But Peace’s Host: Become a big shot? No thanks. Being useless is much more relaxing! Pretend to be the heroine? That’s the heroine’s job. What’s it got to do with me? The male god? I think men are all just pretty ornaments! The big shot’s moves are way too wild. Peace is always roaring: [Host! Big shot! Dad! There are no divine artifacts in this world, s 3.3kReads9.0Score335Shelves

    Reader note

    My Hua Jie is number one in the martial arts world!!! You can't afford to spend money without her!!! The other two books are very similar to Hua Jie's!

14. 114 神 Tycoon: I'm Bound to a Spend-to-Get-Rich System 神豪：我绑定了花钱暴富系统 Lone Sail, Moon Shadow孤帆月影Modern Romance422k WordsCompleted [System] [Get Rich] This story has no romance. The heroine, Luo Rujin, transmigrates to a parallel world and binds to a System that makes her rich whenever she spends money on handsome men. [Ding! Host, spend all 100,000 within 24 hours!] P.S. The System has levels, and the rewards won't be very lavish at first. As the System levels up, the rewards will get more and more generous. If this type of story isn't for you, please move along! 243Reads8.6Score110Shelves
15. 115 团 The Beloved One: The Big Shots’ Eight-Year-Old Mother 团宠：大佬们的娘亲八岁半 Blue Dream Princess蓝梦姬Ancient Romance1.3M WordsCompleted The eight-year-old little dumpling never imagined that a few people would suddenly show up, calling her their mother. As their numbers kept growing, the little dumpling was truly at a loss. "Hey, please stop following me! I'm really not your mother!" Dozens of powerful figures followed close behind, shaking their heads in unison and insisting, "No, no, you are!" The young woman was utterly on the verge of collapse. She wanted to cry out to the heavens: Please, let me be! I really just want to li 21Reads—Score—Shelves

    Reader note

    The system is really terrible; it's been gone for a long time.

16. 116 神 A Tycoon's Ideal Life: Happiness in the Human World 神豪人间理想之幸福生活 Little Tao Who Loves to Eat爱吃的小淘Modern Romance130k WordsCompleted A female tycoon story, with a single male lead. Shen Yue, 23, is an ordinary office worker renting a tiny room. She loves reading tycoon novels, and after finishing her 200th one, she awakens a tycoon System. With her family and loved ones by her side, she goes on to live a happy life. [Ding! You have now read 200 tycoon novels and awakened the tycoon System. Host, go forth and enjoy spending money!] It's past one in the morning. Shen Yue is lying in bed, still reading a tycoon novel and grum 159Reads—Score—Shelves

    Reader note

    Spending money is very enjoyable, and watching it is also very enjoyable.

17. 117 快 Quick Transmigration: The God of Wealth Descends to Earth, and Her Sweet Host Is Forced to Spend Money Again 快穿：财神下凡，软萌宿主又被迫花钱了 Ji Yi积一Modern Romance532k WordsCompleted [Quick Transmigration] [Sweet Romance] [Tycoon System] The Celestial Clan’s princess, the God of Wealth Ruan Xing, is banished to the mortal world to undergo tribulations after refusing to marry Lu Tinglan, the young lord of the Divine Clan... But after she’s forced to bind herself to a spending System, she unexpectedly wins the lottery. How will she ever spend all that money? To make matters worse, the System keeps coming up with new ways to send her to different small worlds to spend money. If 121Reads8.6Score—Shelves

    Reader note

    Quick Transmigration Spendthrift System.

18. 118 快 Quick Transmigration Big Shot: The Days They Were Forced to Be Everyone's Favorite 快穿大佬：那些被迫当团宠的日子 Huai Xian怀娴Modern Romance677k WordsCompleted [Romance, one-on-one, feel-good, extra satisfying] Zhu Xi had a wish: she wanted to be a couch potato. But her mission was to turn her life around! Other people relied on themselves to turn things around. She was different. She relied on spending money! Zhu Xi: “I heard money lets you do whatever you want?” System: “Absolutely, but we’re broke…” Ding! One hundred million has been deposited into the System! System: “???” If money can solve it, she definitely won’t lift a finger! But why did she s 181Reads9.1Score—Shelves
19. 119 快 Quick Transmigration: The God-Conquering Guide 快穿之男神攻略中 Little Seventh Lord小小七爷Modern Romance694k WordsCompleted (Completed. One-on-one sweet romance, same male lead throughout.) Ge Xue gets bound to a Romance System and ends up with more money than she can spend. The shelved, sweet-faced young man speaks hoarsely: “Xuexue, I want more strawberries!” The holy monk Jingkong holds Ge Xue’s soft, delicate foot. “Princess, please forgive this humble monk for the offense.” Professor Zhu Wenjun pulls her firmly into his arms. “Girl, please don’t fall for anyone else. Could you love me instead?” Prosecutor Yu Qin 524Reads9.1Score100Shelves
20. 120 快 Quick Transmigration: The Sickly Brother's Sweet Little Green Tea 快穿：病娇哥哥的绿茶小甜心 Su Xiaomeng酥小萌Modern Romance423k WordsCompleted [Strong heroine + sweet and satisfying + one-on-one romance + extravagant spending] As the saying goes: You can handle an evil villain, but not one who’s handsome, ridiculously charming, and deeply devoted! The gloomy youth speaks with obsessive intensity: “It’s fine if you don’t love me. I love you, and that’s enough.” The beautiful young lord smiles from his couch: “Not just me. Even this heart belongs to you, my lady.” The dark earl kneels gracefully: “My master, my queen.” The dramatic movie 166Reads9.1Score101Shelves

    Reader note

    Hmm, pretty much, but I don't really like watching it.

21. 121 荒 After Going Viral for Surviving in the Wilderness, I Quit Showbiz to Enjoy Retirement 荒野求生爆红后，我退圈养老了 SixSix Cutie六六小可爱Modern Romance557k WordsCompleted After a car accident, Yan Qiao is selected by the Space-Time Bureau. If she completes ten lifetimes' worth of missions, she can be reborn. She works overtime around the clock, completing her missions under a 996 work schedule. But after being reborn, she becomes a minor celebrity hated by the entire internet, and her agent dumps her on a deserted island to take part in a survival reality show. While scandal after scandal about Yan Qiao fills the internet, and everyone bets on how many days it wi 10.8kReads8.7Score1.4kShelves

    Reader note

    Putting everything else aside, I really want to transmigrate and become the female lead.

22. 122 中 After Winning 300 Million, I Became the Luckiest Woman Alive 中奖三亿后，我成了人间锦鲤 Southeast Branch, Ah东南枝呀Modern Romance382k WordsCompleted Yu Shu, a struggling wage earner, suddenly wins 300 million yuan in the lottery. She thinks she's reached the pinnacle of life, but reality tells her that 300 million is only the beginning... Every car or house she buys comes with a grand prize from a scratch-off egg. She wins a pound of gold in a shopping mall raffle, scratches a lottery ticket on a whim and wins 50,000 yuan, gets her restaurant bill waived, wins every time someone shares a giveaway, and passes her graduate school and driving t 11kReads9.2Score1.1kShelves
23. 123 神 Tycoon: Starting Out as a Rich Beauty 神豪：从当个白富美开始 A Burp Lost Its Way and Became a Fart打嗝是屁迷了路Modern Romance1.1M WordsCompleted [One Female Lead]+ [Character-Driven Story]+ [Sickeningly Sweet]+ [Ultimate Tragic Romance]+ [Grounded in Reality] Su Moyuan, a tomboy raised as a boy for eighteen years, unexpectedly gets a Beauty Tycoon Development System. As long as she dresses a little more femininely, she can earn rewards. Ding! Host successfully wore a skirt out shopping. Reward: one Lamborghini sports car! Ding! Host successfully wore 7-centimeter heels when going out. Reward: one luxury apartment in the top-tier Yulei In 223Reads8.5Score—Shelves

    Reader note

    The first one is the best! ✧*｡٩(^㉨^*)و✧*｡

24. 124 苏 Miss Su, Your Husband Has Fallen Off 苏小姐，你老公掉了 I Took Great Pains我煞费苦心Modern Romance501k WordsCompleted [Absurd comedy] The powerful families force their way into the Su family, and the aristocratic clans make things difficult! A spy infiltrates the candidates to marry into the Su family. Su Yin rejects them all, then turns around and picks the most handsome man she can find on the street. But... Su Yin: “Why are they calling you Young Master?” Ye Xuanyi: “You heard wrong. I came to marry into your family with nothing to my name. You'll have to support me.” Su Yin: “I'm going out for a while.” 3kReads9.2Score371Shelves

    Reader note

    Sister Yin, this...

25. 125 超 So Popular! The Real Heiress Takes the Entertainment World by Storm by Squandering Her Wealth 超火！真千金靠败家爆红娱乐圈 Strong North Wind劲北风Modern Romance1.0M WordsCompleted [Hilarious + Showbiz + Everyone's Darling + Transmigrate Into a Book + Absurdist + Live-Stream Variety Show + True and Fake Heiresses Don't Tear Each Other Down] Feng Xixi transmigrates into a book and becomes the real heiress of a billionaire family. As the heroine's foil, the real heiress keeps making one terrible decision after another. Thinking of the real heiress's miserable fate, Feng Xixi decides that knowing your place is important: She absolutely won't cause trouble for the billionaire 50.1kReads9.2Score7.9kShelves

    Reader note

    You spendthrift! I'm happy to be a spendthrift, but you can't! [Laughing][laughing][laughing][laughing][kissing emoji]

26. 126 绑 I Got Rich by Giving Money Away After Binding to a Tycoon System 绑定神豪系统后我靠撒钱暴富 Late Lulu晚喽喽Modern Romance190k WordsOngoing Jing Qing was a conscientious office worker who, unsurprisingly, dropped dead while working through the night to finish a proposal. When she opened her eyes, she found herself bound to a Godly Wealth System. Would you look at that? The rich lady was none other than herself! (No CP + lavish spending System + multiple handsome men Note: “No CP” means there is no fixed pairing. There are romantic storylines and multiple handsome men.) —Reads—Score—Shelves
27. 127 神 Tycoon: If You Don’t Spend Hundreds of Millions, It’s Money Down the Drain 神豪：花钱不上亿那就叫白花 Crystal-Clear Cheese冰透芝士Modern Romance332k WordsOngoing [System + wish-fulfillment + livestreaming + all about the money! No CP in the ending] Former title: I Became a Global Idol by Blowing Through Money (The rating is low because there aren’t many ratings yet. See the end of Chapter 1 for content warnings.) After gaming streamer Qiao Qingyun broke up with her boyfriend, she got a tycoon System. She stared at the incredible abilities in the System shop, which could be bought with huge amounts of points, and fell deep in thought. She could spend unli 76Reads8.7Score—Shelves
28. 128 败 Spendthrift System: The World's Number One Big Spender 败家系统：全球第一败家女 Yu En雨恩Modern Romance180k WordsOngoing [Feel-Good Power Fantasy + Tycoon + Getting Rich + Lavish Spending + Entertainment Industry] The quiet, ordinary life of Lin Su, a woman past her prime marrying years, is upended when she saves someone and gets bound to the Spendthrift System! Spendthrift System: Spend your money on time, or your body will be destroyed. This is your warning! With no other choice, Lin Su enters “Buy! Buy! Buy!” mode. But how long is this kind of life supposed to (not) go on? When will it (ever) end? Spendthrift S 14Reads7.1Score—Shelves
29. 129 离 Ridiculous! The Immortal Cultivation Expert I Set Out to Conquer Is Even Better at Flirting Than I Am 离谱！攻略的修仙大佬比我还会撩 The Person in the Book Is Immortal书中人不朽Ancient Romance459k WordsCompleted [Goofy Comedy, Mind Reading, Light and Sweet, Everyone Is a Goofball] Yu Xiu transmigrates to a world of cultivation and gets bound to a Simp System. The higher the cultivation of the person she fawns over, the greater her rewards. While everyone else is practicing day and night to break through, Yu Xiu has already reached the threshold of immortal ascension thanks to the Simp System. Only one step remains before she can ascend, so Yu Xiu decides to fawn over someone big. She sets her sights on 32.7kReads9.3Score5.2kShelves

    Reader note

    After transmigrating, the female protagonist is bound to a "simp system," gaining rewards by flattering those with high cultivation levels, and has already taken a step towards immortality. To ascend further, she sets her sights on the male protagonist. Hearing that he's recruiting immortal servants, she volunteers to begin her "simp" mode.

30. 130 重 The Reborn Actress Has Money to Burn 重生影后有钞能力 Quietly Watching Tea暗中观茶Modern Romance442k WordsCompleted [Rags to riches] [Sweet and cozy romance] Lin Lesi hits her peak right after debuting, winning Best Actress for her very first film. Later, she's framed and slandered, and the entire industry blacklists her. After being reborn, she binds to a tycoon System and gains the power of money. From then on, she'll never have to worry about money again. “I'll finance this movie myself. No stuffing in extra cast members!” “I bought the IP. No butchering the original!” Countless production teams wan 55Reads9.0Score—Shelves

    Reader note

    This, this, this!!! Surprisingly beautiful!!! The first one is my new favorite!!!

31. 131 开 From the Start, I Had a Black Card: The Young Lady Keeps Squandering Her Fortune 开局一张黑卡：大小姐又又败家了 Flying Wangzai Milk Candy会飞的旺仔牛皮糖Modern Romance122k WordsOngoing [Unlimited spending Black Card System] [Strong female lead] [Multiple couples] Content warning: The heroine is all about physical pleasure, not emotional attachment. Don't read if that's not for you. Qiao Hua, a top assassin of the 22nd century, is murdered and dies in a plane crash while on a mission. When she opens her eyes again, she has unexpectedly become someone with the exact same name. A gambling-addicted father, a gravely ill mother, a hardworking older brother, and a broken version of —Reads—Score—Shelves

    Reader note

    There's another one I think is even better, but I can't find it anymore. I think the female lead's name is Yueying.

32. 132 快 Quick Transmigration: Male and Female Leads, Get Out of My Way 快穿之男女主快走开 Su Nian Is a Ball苏年是个球Ancient Romance1.7M WordsCompleted [Strong heroine] [Feel-good story] [One-on-one romance] Nian Su was still young when someone ambushed her and killed her with a single stab. After she died, a System appeared and told her she could come back to life once she completed its missions. Nian Su said that coming back to life wasn't important, as long as she could show off. Besides, she'd never been in love before. But after traveling through so many worlds, why was the person she had to win over always the same one???!! 3.3kReads9.2Score274Shelves

    Reader note

    The female lead is incredibly powerful, possessing an abundance of elixirs and swords as if they were free. Friendly reminder: There are couples available.

33. 133 重 Reborn: I Bind Myself to a Get-Rich System 重生后，我绑定了暴富系统 To the Late Hours致晚Modern Romance512k WordsCompleted (Rebirth + adored by all + System) In her previous life, Lin Wan (Xu Nian) was willing to be a stepping stone for her adoptive mother and younger sister just to win their affection. Little did she know her sister would frame and betray her! Given a second chance at childhood, Lin Wan (Xu Nian) declares: “To hell with their affection! To hell with being their stepping stone! Get out of my way! This time, I’m going to live a completely different life!” 2.9kReads9.1Score272Shelves

    Reader note

    The female protagonist has a spending spree system.

34. 134 姐 Sis, Stop Hitting Me! Fine, I'll Be a Spendthrift! 姐，别打了，我败家还不行吗？ Firefly流萤Urban367k WordsCompleted Graduation means unemployment. After graduating from college, Wang Yu can’t find a suitable job. Just as he’s about to go work at a factory with his older sister to earn some spending money, his usually frugal sister instead hands him 100,000 yuan and tells him to spend it however he likes. Wang Yu: “???” “Sis, are you sure you don’t have a fever?” “Oh, you think that’s too little? Then I’ll give you another million. You have to spend it all today.” “Wait, Sis, where did you get all that money? 613Reads8.5Score100Shelves
35. 135 败 The Prodigal System: Who Still Has Dreams?! 败家系统：谁还有梦想！ Salty Fish Pigeon咸鱼鸽Modern Romance42k WordsOngoing Wen Yushu is bound to an investment System and becomes a legend in the industry through its help. She meets an independent investor who has been framed and invests in them. A young heartthrob with nowhere else to turn? Invest. Her childhood friend, who needs funding for a new project? Invest. With so much money at her disposal, she decides to help everyone with a dream. Ten years later, she discovers that every person she invested in has become a leading figure in their field. When a reporter as —Reads—Score—Shelves
36. 136 暴 The Get-Rich System: Let's See Who I Get to Spend Money On Today 暴富系统之让我看看今天给谁花钱 rich Bairich白Modern Romance202k WordsCompleted [No Romance] One afternoon, cellist Song An bound herself to a System called Yuanyuan. According to Yuanyuan, Song An could earn cash back by spending money on certain people. Song An thought that sounded pretty good. A cellist who seemed optimistic and carefree on the surface, but was actually pessimistic, self-blaming, and bound by her own restraints. Song An said that if you're going to spend money, you should enjoy it! Song An hoped that every young person with a dream could have the chance 9Reads—Score—Shelves
37. 137 失 Heartbreak Awakening System: Spending My Way to the Top 失恋觉醒系统：花钱逆袭记 Drink More Water, Exercise More, Heh Heh Heh多喝水多运动桀桀桀Modern Romance220k WordsOngoing [No CP, some romantic tension, and a central plot. Not a mindless wish-fulfillment story (maybe). The heroine is an ordinary person with both parents alive. Most of the men are just passing through. The System doesn't appear much, and the initial spending limit is low.] After being rejected when she confesses her feelings from the start, Su Yao doesn't even have time to feel sad before she activates the Handsome Guy Cashback System. Whenever she spends money on a man the System recognizes as ha —Reads—Score—Shelves
38. 138 快 Quick Transmigration: With a Spendthrift System in Hand, I Win People Over with Billions 快穿：姐手握败家系统，凭亿近人 Breeze Floating in Wine清风浮酒Modern Romance211k WordsOngoing Tang Xi was bound to a spendthrift System called 438. To stay alive, she had no choice but to “squander money.” World One: She transmigrates into the body of a poor girl sold off to pay her younger brother's gambling debts. You want to sell me? I'll buy your company and become your boss, then buy your villa and leave you homeless on the street! World Two: She transmigrates into the body of an orphan whose family fortune has been seized. No worries, big sis has plenty of money. Your inheritance w 7Reads—Score—Shelves
39. 139 惊 What?! I Transmigrated with a Tycoon System? 惊！我居然带着神豪系统穿越了？ Tomato Hehe番茄禾禾Modern Romance304k WordsOngoing (A tycoon fantasy, no romance, feel-good story) Lin Yang, a money-saving fanatic, had just reached a savings balance of ten billion when she unexpectedly got a Tycoon System. Complete its missions, and she'd earn a fortune. But who could have guessed she'd laugh herself to death on the spot? The end! Even more unbelievable, Lin Yang transmigrated! And she brought the Tycoon System with her! Saving money? Get out of my way! This time, I'm going to enjoy the present to the fullest! Many years 8Reads—Score—Shelves
40. 140 夫 All My Wife Wants Is to Snag Bargains and Get Rich 夫人每天只想捡漏暴富 Chilled Honeydew冰镇蜜瓜Modern Romance500k WordsCompleted [Appraisal System + stunning, capable heroine + sly, shameless hero + feel-good story] She was killed by a durian shell while out for a walk. When she woke again, Sheng Lan discovered she'd transmigrated into a miserable character like Fan Shengmei. Luckily, fate was on her side, and she was bound to a god-tier appraisal System. Qin bricks and Han tiles, Tang books and Song porcelain, treasures from the Spring and Autumn period, the Heshi jade, the Suihou pearl... They all became hers to command 325Reads8.8Score—Shelves

    Reader note

    I personally prefer the first book.

41. 141 神 Tycoon: Winning Over Beautiful Girls 神豪：美少女攻略 Jennie Beautiful GirlJennie美少女Modern Romance172k WordsCompleted [Tycoon System + No Male Lead + Glow-Up + Fashion + Feel-Good Story + Research + Entertainment Industry] Jiang Jinse is an ordinary girl whose name is nothing like her personality. With a major exam looming, she pulls an all-nighter studying and dies from exhaustion. Then she gets a tycoon System, which makes her rich and beautiful. You can see pictures of the outfits featured in the story in the comments! The female lead grows over the course of the story. At first, she is a country bumpkin in 37Reads6.8Score—Shelves

    Reader note

    Not finished... Read with caution

42. 142 穿 Book Transmigration: I Save the Tsundere Villain with My Gourmet Space 穿书：我靠美食空间拯救傲娇反派 A Star in the South南边一颗星Ancient Romance790k WordsCompleted One-on-one romance + both leads are pure [Sweet romance + irresistible charm + healing + food + a touch of silliness] [Dark, scheming, devoted big bad wolf x adorable, sweet little white rabbit] The male lead is the top student in the “Respect Women” class. He only lets the female lead touch him, is completely lovesick, and considers her the most important person in the world. Plot-driven story with a changed ending + sweet everyday moments Mutual devotion + healing each other + a completely swe 168Reads8.4Score—Shelves

    Reader note

    The spendthrift system is both mischievous and tricky; the female protagonist beats it up every day. [Thinking]

43. 143 神 The Tycoon System Insists on Showering Its Host with Money and Love 神豪系统非要给钱爆宠宿主 Patient Chocolate耐耐巧克力Modern Romance490k WordsCompleted Yan Xike is probably the most absurdly unlucky person ever to transmigrate. In every life, just when she finally manages to become a multimillionaire, she drops dead from overwork. By her fifth transmigration, she has already decided to give up and do nothing. Then, at long last, the System she has been longing for finally arrives. [Ding! Congratulations, Host, on successfully signing up with this System. You have received a beginner's gift bundle containing one bonus pack. There are four bonus 2.3kReads8.6Score321Shelves

    Reader note

    #After binding with the spendthrift system, I became rich 😚#

44. 144 美 The Beautiful, Strong, and Tragic Villainess Turns Her Life Around with a Prodigal System 美强惨女配靠败家系统逆袭了 Quan Er Wanzi权二丸子Ancient Romance127k WordsOngoing This is a quick transmigration wish-fulfillment story. Please don't overthink it; just enjoy yourself! Happy birthday! Our goals: Become professional spendthrifts, target poverty alleviation precisely, and follow the Belt and Road Initiative. If we can't carry it away, we'll drag it with us! Our motto: Of all the roads, spendthrift comes first. Spend recklessly, and the male lead will be reduced to tears! This is a world where a beautiful, strong, and tragic supporting heroine turns the table —Reads—Score—Shelves

    Reader note

    These are all novels about a "spendthrift system," but the ratings vary. If you don't want to follow the updates, you can read the completed ones first.

45. 145 无 The Invincible Spendthrift System 无敌败家子系统 Grand Governor of the Nine Gates九门大总督Eastern Fantasy3.8M WordsCompleted After transmigrating to another world, Gao Dashuai had to squander his wealth to keep his intelligence and physical abilities from turning him into a good-for-nothing. 679Reads8.4Score100Shelves
46. 146 大 Great Tang’s Spendthrift System 大唐败家系统 Fivefold Spirit Power五灵威力Historical1.2M WordsCompleted Archaeologist Zhao Rui unexpectedly returns reborn to the Tang dynasty and gains the support of a Prodigal System. Any money he squanders is converted into wealth for himself, setting Zhao Rui on the road to riches. 53Reads6.2Score—Shelves
47. 147 绑 I Got Rich After Binding to a Prodigal System 绑定败家系统后，我暴富了 Suo La Hei索啦嘿Modern Romance103k WordsOngoing Sweet Romance + Repeating Love Cycle + System A heroine who plays the fool to catch her enemies, Chu Xing, and a doting, scheming hero, Jiang Yanqing, who unexpectedly gains memories of the future In her previous life, Chu Xing worked diligently, but was still dragged down by her father and jumped into a river to end her life. One day, she found herself in the body of another Chu Xing, with the same name but a completely different fate, and was bound to a Spendthrift System that would keep her a 1Reads—Score—Shelves
48. 148 神 The God-Tier Prodigal System Spends Ten Billion in One Second 神级败家系统一秒花光十个亿 Donkey Character字驴Urban509k WordsOngoing Zheng Youqian sneaked into an auction just to broaden his horizons, only to have his irresponsible father force a God-of-Death-level Spendthrift System on him. Thus began his path to becoming a spendthrift tycoon. God-of-Death-level Spendthrift System: "If you don't spend recklessly, you'll die. Choke to death while drinking water, trip and die while walking, get crushed by a chandelier, die in a car crash, fall to your death from a great height... Pick one!" Zheng Youqian wasn't worried in the —Reads—Score—Shelves
49. 149 绝 The Ultimate Spendthrift System 绝品败家系统 Plum Wine梅子酒Urban2.2M WordsCompleted A third-generation poor man gets a tycoon System. From then on, he conquers the city and builds a financial empire! 9Reads7.1Score—Shelves
50. 150 神 Tycoon Spending System 神豪败家系统 Gu Bai顾白Urban796k WordsCompleted People are always asking me why I'm so rich and how much money I have. How the hell am I supposed to know? I'm bad at math, and there are so many zeros I can't count them all. 15Reads6.1Score—Shelves

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