Programmer Zhang Li (alias), in his thirties, has what seems to be a happy family: a gentle wife, an adorable daughter, and a house with thirty years of mortgage payments still to go. Wanting to give his family a better life and satisfy his own desire for material comforts, he accidentally gets caught in the trap of online loans. It starts with an emergency loan of 5,000 yuan, and before long he is on the dead-end road of borrowing to repay other loans. In just three years, his debt snowballs into a million-yuan abyss. How will it end? Will he escape the online lending crisis, or sink so deeply into the mire that he can never pull himself out?
