Lin Feng transmigrates and lands the title of sect leader. Sounds great, right?
He opens his eyes: a dilapidated temple with a leaking roof, disciples who have all run off, and just three low-grade spirit stones in his pocket.
System activated: Ding! Congratulations on inheriting the sect's debts... nine trillion spirit stones!
(Lin Feng: ??? This rundown sect isn't worth a single roof tile, so how did it rack up this much debt?! Even loan sharks aren't this outrageous!)
Hell mode from the start. A vicious thug shows up to bully him and even tries to seize his little junior sister, the only family he has, as repayment!
With no way out, Lin Feng crushes his beginner's gift pack. A Thunder Talisman blasts the thug into oblivion on the spot!
The thrill lasts barely three seconds before the real horror arrives: an envoy from the Myriad Worlds Bank has come to collect! Their crushing pressure lays waste to the entire sect, and their icy judgment rings out: “Worm, pay your debt with your life!”
With death closing in, the System suddenly chimes:
[Debt transfer target detected: the creditor himself!]
[Status: meets the conditions for forced transfer (currently beating the debtor)!]
[Activate the “Debt Transfer Contract”?]
With his life hanging by a thread, Lin Feng looks at the tattered ledger that has appeared out of nowhere in his hands. Facing the terrifying creditor, so far above the world that he sees all living beings as insects, he grins through bloodstained lips and gives a maniacal laugh:
“Fellow Daoist Xuan Qi...”
“Would you like to... get rich overnight?”
