1995: I Return with a Loan-Sharking System

Li Lin is reborn from 2025 into 1995, when he is only fifteen years old. He gains a lending System that lets him issue loans as long as the borrower passes the repayment assessment. That year, his father’s construction crew has only just started up. His family has no debts to repay, his sister won’t be forced to marry young and suffer endless mistreatment, and his younger brother won’t have to scavenge for scrap to help support the family, get tricked into collecting rebar at a construction site, and have both hands broken. His uncle’s career in government has yet to be targeted and sabotaged. His other uncle and aunt are still working in Dongguan instead of opening a nail factory that will eventually leave them penniless and force his father and uncles to bail them out. And his youngest uncle has yet to meet the aunt who will indulge her younger brother and ruin the family’s finances. Now, there is still time to change everything. None of it has happened yet. Relying on his memories of his previous life, Li Lin seizes every opportunity and leads his family toward a happy life.