Overdue on Online Loans: I Gain the Ability to Transmigrate

No-System story!

Ning Zhian was an idiot.

He believed his boss’s promises and took out an online loan to invest 200,000 yuan in the company.

The company went under, the boss ran off, and the loan went overdue.

And so...

He went back to the day his boss made those promises.

With years of savings and a mouthful of old phlegm from getting so worked up, he paid his boss back with the promised pie in the sky.

When he woke up, his online loan balance was zero!

The goddess from high school, the one whose future children’s names he’d picked out at first sight, was critically ill. All these years, she hadn’t dated anyone?

So it turned out they’d both been pining for each other?

He returned to that winter and held the goddess’s hand tight.

When he woke up, the first thing he saw was the goddess giving him a kiss.

Over the long course of history,

Ning Zhian learned painting from Van Gogh, strolled through the woods with Stephen Hawking, and tossed dirt with Tao Yuanming, buried flowers with Cao Xueqin, and planted bamboo with Zheng Banqiao...

All of human history became more colorful and vibrant.

The Eastern Dragon grew stronger still.

Until one day,

he received a warning left behind by his future self!

This novel and its characters are entirely fictional. Any resemblance to actual people or events is purely coincidental. Do not imitate.