After Defaulting on My Online Loans, I Mastered the Art of Transmigration

No System!

Ning Zhian had gone crazy.

He believed his boss's empty promises and took out an online loan to invest 200,000 yuan in the company.

The company went under, the boss ran off, and the loan fell into arrears.

And so...

He returned to the day his boss made those promises.

With years of savings and an old wad of phlegm burning in his throat, he was ready to pay his boss back for that empty promise.

When he woke up, his loan balance was zero!

The goddess from high school, whose future children's names he'd thought of at first sight, was critically ill. After all these years, she'd never even had a boyfriend?

Could it be they'd both been pining for each other?

Back in that winter, he held the goddess's hand tight.

When he woke up, the first thing he saw was the goddess planting a kiss on him.

Across the long river of history,

Ning Zhian studied painting with Van Gogh, strolled through the woods with Stephen Hawking, and tossed clods of earth with Tao Yuanming, buried flowers with Cao Xueqin, and planted bamboo with Zheng Banqiao...

The entire history of humanity became richer and more vibrant.

The Eastern dragon grew even stronger.

Until one day,

he received a warning left by his future self!

This novel and its characters are entirely fictional. Any resemblance is purely coincidental. Do not imitate.