I Took Out Loans to Cultivate, and Now You Want Me to Form Contracts with Nine Wives?

Synopsis: "You've borrowed over a million, and you still haven't broken through to a third-grade Martial Soul. You're really not cut out for cultivation. You'd better drop out and get a job to pay off your debts!"

"Let's talk it over. How about paying in installments, a hundred a month..."

"Or... could you lend me a little more? I swear I'll pay you back within a month!"