To Pay Off My Debts, I Have to Pretend to Be a Magical Girl

[Transformation, Gender Swap, Pure Love]

If there's anything worse than transmigrating to a world overrun by monsters, it's being handed a debt statement with an astronomical total.

"Ninety million??? I couldn't pay that back even if you sold me!"

"To be precise, it's 90.85 million, Mr. Lin You."

"...Well, thank you so much, Gu Ye."

With nowhere else to turn, Lin You happens upon a witch's transformation astrolabe.

Gazing at the dazzling magical-girl posters on the giant screen by the street, Lin You falls into thought.

"Magical girls must make good money..."

Lin You slaps his forehead and decides to impersonate a magical girl and work to pay off his debt.

As for witches and magical girls being mortal enemies?

If it helps him earn money and pay off his debt, even mortal enemies can make peace!

And so, a young man owing tens of millions transforms into a magical girl who darts between the skyscrapers of the city.

But Lin You never dreamed that his straightforward path to paying off his debt would turn into a tangled love triangle where he was constantly on the verge of having his identity exposed.

As Lin You, he's Gu Ye's good buddy and trusted adviser.

As a witch, he's the newly crowned archenemy whom Gu Ye personally leads a team to hunt down.

When Lin You is impersonating a "magical girl" and working himself to the bone to repay his debt, he discovers in despair that his boss is the same bastard who orders him around at home and hunts him down outside...

As his three identities become hopelessly entangled, Lin You asks, "Is it too late to regret impersonating a magical girl?"

Also known as: My Creditor Is Also My Boss, and He's Interested in Me. What Do I Do? Online, Urgent!